Top 50 Digital Banking Core

This startup offers a cloud-based core banking platform that provides embedded banking services through an API-driven architecture and a compliance framework supported by a European banking license. It enables financial institutions to transition from legacy systems to a fully cloud-operated environment, facilitating the launch of banking products like loans and deposits while ensuring regulatory compliance.

The startup offers a digital banking and fintech platform that enables clients to conduct transactions globally through integrated channels. By providing 360-degree access to financial products and services, the platform enhances transaction volumes and expands digital reach for both retail and business banking customers.

The startup offers a composable coreless banking platform that enables users to rapidly develop and launch lending and payment products using no-code policy building and secure data management. This technology addresses the need for financial institutions to quickly adapt to market demands while ensuring compliance and data security.

C6 Bank is a digital bank that provides a suite of financial services through its mobile app and online platform, enabling users to manage their banking needs efficiently. The platform addresses the challenges of traditional banking by offering seamless access to services such as account management, payments, and financial planning, all from a single digital interface.

The startup offers digital private banking services that provide high-net-worth individuals and businesses with multicurrency payment accounts and secure access to international financial services. This enables clients to manage their finances with greater control and flexibility, addressing the need for reliable and borderless financial solutions.

Qore provides a cloud-native core banking platform that automates the operations of African financial institutions, enabling them to deliver services through digital and alternative channels. This technology addresses the inefficiencies in traditional banking systems, allowing for streamlined processes and improved customer experiences.

Finxact is a core-as-a-service platform that utilizes an API-first, cloud-native architecture to enable banks and credit unions to rapidly develop and integrate financial products. It addresses the need for scalable and adaptive banking infrastructure, allowing institutions to compete effectively with larger fintechs and streamline their service offerings.

This startup provides a modular payments stack that enables companies to quickly develop and launch digital financial services, including card issuing, accounts, and payment processing. By streamlining the transaction banking core, it facilitates efficient cash management and enhances customer onboarding for businesses in the digital economy.

The startup develops digital customer interaction software that integrates banking platforms with third-party financial applications through a unified access point. This technology enables regional and community banks to leverage their internal data and infrastructure, enhancing their competitiveness against larger national and global banks.

Provides a cloud-native core banking platform built on a proprietary meta core architecture, enabling banks to deliver hyper-personalized retail, SME, and corporate banking products at scale. It replaces legacy and neo-core limitations with a secure, resilient system that supports over 100 million accounts, 100,000+ transactions per second, and 99.99% uptime. This platform accelerates product development and customization, helping financial institutions meet evolving customer demands and regulatory requirements efficiently.

NYMBUS provides a cloud-native core banking platform that enables financial institutions to modernize their legacy systems and launch digital banks without the need for extensive resource investment. By offering a turn-key solution that includes technology, operational support, and marketing resources, NYMBUS helps banks and credit unions enhance customer acquisition and streamline their digital banking services.

The startup operates a digital community banking platform that provides mobile access to digital accounts, transaction processing, and investment management tailored for small to medium-sized businesses. This platform enables businesses to efficiently manage their finances and optimize cash flow, addressing the need for accessible banking solutions in a competitive market.

Candescent provides a digital banking platform that simplifies online account management and transactions. Their services offer a streamlined alternative to traditional banking, focusing on accessibility and ease of use for everyday financial tasks.

The startup operates a digital banking platform that provides secure data management, compliance solutions, and customizable web and mobile applications for financial institutions. This enables banks, enterprises, and governments to efficiently launch and manage their digital banking services while ensuring regulatory adherence and robust security.

The startup offers a neobank platform that provides digital banking and lending services tailored for small and medium-sized enterprises, featuring streamlined loan approvals and essential banking functionalities. This enables business owners to efficiently manage their finances and allocate more time towards growth initiatives.

This digital bank offers tailored credit and banking services specifically designed for entrepreneurs in the UK and US, utilizing data-driven technology to provide fast and flexible financing options from £1 million to tens of millions. By addressing the unmet financial needs of businesses, it enables growth and supports local economies through personalized banking solutions and savings accounts.

The startup offers a digital banking application that enables users to manage their finances through features such as real-time spending analytics, bill splitting, and secure payments. By providing detailed insights into spending patterns and facilitating seamless transactions, the application empowers users to gain better control over their financial activities.

Provides a cloud-native, API-first banking platform with independently deployable microservices, enabling banks, fintechs, and non-banks to build and scale customized financial products. The coreless architecture reduces transformation risk and downtime while offering over 200 services and 60+ partner adapters for rapid deployment and seamless integration. This approach lowers total cost of ownership by allowing organizations to pay only for the components and infrastructure they use.

The startup offers a digital banking platform that provides bank accounts, prepaid cards, and multi-currency IBAN accounts for both adults and children. This platform enables users to conduct low-cost transactions and manage their savings efficiently, addressing the need for accessible banking solutions.

Fimple offers a cloud-native composable core banking platform that enables financial institutions to efficiently configure and launch diverse financial products, including loans and digital banking services. By providing essential financial functions as a service, Fimple addresses the challenges of regulatory compliance and lengthy product development cycles faced by traditional banks and fintechs.

The startup operates a small business banking platform that facilitates online payments, cash flow management, and accounting automation through integrated back-office services. This platform enables financial institutions to enhance their digital banking offerings, allowing small businesses to gain better insights into their financial operations.

The startup operates a neo-bank application that provides users with a mobile platform and a payment card for managing their financial transactions independently of traditional banks. By eliminating bureaucratic processes, it offers affordable transaction accounts that enhance user control over everyday finances.

The startup offers a white-label banking platform that enables non-financial businesses to provide customized financial services, including account management, deposits, and foreign exchange transactions, under their own brand. This platform enhances brand recognition and credibility while allowing companies to optimize their profitability through integrated financial solutions.

CoorB provides digital finance solutions that utilize process automation and API-driven banking integrations to enhance user experience and operational efficiency for financial institutions. The platform enables rapid product launches and seamless digital transformations, addressing the need for agility and adaptability in the evolving finance landscape.

The startup offers a multi-bank aggregator platform that utilizes a data-driven distributed banking model, enabling financial service providers to manage and monetize data through API-driven microservices. This platform facilitates essential business banking services such as cash forecasting and lending, allowing businesses and banking firms to securely connect with fintech partners.

Infinant provides a cloud-native platform that enables banks to expand their distribution channels and offer embedded banking solutions through partnerships with fintechs and merchants. This technology addresses the need for banks to grow deposits and non-interest fee income by facilitating the launch of new financial products and services in a compliant and efficient manner.

This fintech startup provides a cloud-based platform that facilitates digital onboarding, QR transactions, and identity validation for financial institutions. By enhancing mobile banking capabilities and implementing real-time fraud prevention measures, it improves customer engagement and operational efficiency for over 1.5 million users across 100 entities.

Apiture provides a digital banking platform that integrates with over 200 fintech partners and 40 core systems, enabling community and regional banks to offer a user-friendly online and mobile banking experience. The platform addresses the challenges of customer retention and account opening by delivering configurable solutions for consumer and business banking, along with robust API capabilities for embedded banking.

Lerian is a core banking platform built on an open-source ledger that supports double-entry transactions and smart contracts, enabling secure and scalable management of financial operations. It addresses the need for robust infrastructure in financial services by providing a customizable, white-label solution that can handle millions of transactions daily.

The startup develops a technology platform that secures digital environments and enhances trust in both online and offline transactions. Its solution enables the issuance, distribution, and exchange of central bank digital currencies among central banks, commercial banks, merchants, and consumers, facilitating crypto-banking through smartphones.

Audax provides a cloud-native, modular banking infrastructure that enables banks to implement fully automated digital account opening and electronic Know Your Customer (eKYC) verification. This technology allows financial institutions to rapidly launch new products and services, reducing customer acquisition costs while enhancing operational efficiency.

Narmi provides a digital banking platform that enables financial institutions to open accounts in under 2.5 minutes while integrating seamlessly with existing core banking systems. This solution enhances customer engagement and operational efficiency, resulting in significant increases in account applications and reductions in support volume.

The startup operates a digital banking service platform that utilizes blockchain technology for secure payments and fund transfers. Its cloud-native, event-driven architecture enhances customer experience while providing compliance solutions and a range of transaction and lending products.

The startup operates a digital underwriting platform that streamlines commercial loan processing through configurable workflows, risk settings, and document management. By enhancing deal origination and portfolio monitoring, the platform enables banking firms to prioritize profitable loans and lower origination costs.

Tuum is a cloud-native banking platform that enables banks to replace legacy systems with a modern architecture, allowing for rapid deployment of new financial products within an average of seven months. By consolidating multiple business lines such as accounts, lending, and payments into a single system, Tuum reduces maintenance costs and enhances operational flexibility for financial institutions.

The startup develops a banking management system that integrates with settlement banks to provide tailored account opening models for unregulated financial institutions. This technology enables these institutions to manage accounting entries efficiently and offer personalized mobile and internet banking solutions to their customers.

The startup provides a Banking as a Service (BaaS) platform that offers white-label mobile wallets, payment gateways, and International Bank Account Numbers (IBANs) designed for community organizations. This platform enables easy implementation of digital asset-friendly financial services, meeting the demand for accessible and customizable banking solutions.

The startup offers a fully decentralized banking platform utilizing blockchain technology to provide secure, peer-to-peer financial transactions without intermediaries. This approach eliminates reliance on traditional banks, reducing transaction fees and increasing accessibility for users globally.

Braid provides community banks with a cloud-based platform that integrates with existing core banking systems to enable digital payment services, including ACH, wire transfers, and card issuance. This technology allows banks to generate new revenue streams and compete effectively against larger financial institutions and fintech companies.

The Global Cloud Banking Platform offers a secure and scalable infrastructure that enables financial institutions to manage real-time banking operations and customer transactions. It replaces outdated legacy systems with seamless integration and regulatory compliance, improving operational efficiency and enhancing customer experience.

This startup offers a digital banking platform that provides affordable banking services, including bank accounts, debit cards, and money transfers, specifically targeting underserved communities in the USA. By facilitating access to essential financial tools, the platform empowers users to build credit and achieve their financial goals.

The startup offers a digital neo-banking platform that integrates traditional and decentralized financial services, utilizing artificial intelligence, cloud computing, and blockchain technology. This platform enables users and businesses to efficiently transact with both local and international currencies and digital assets, addressing the complexity and accessibility issues in the financial services landscape.

Agora provides a modular banking platform that enables banks, credit unions, and fintech companies to rapidly develop and deploy banking products without the need for integration with legacy systems. By offering white-label solutions, Agora addresses the challenge of lengthy product development cycles, allowing clients to launch new features in weeks instead of months.

The startup is a credit-led digital bank that provides accessible financial technology products and digital banking services tailored for consumers in developing economies across Africa and the Middle East. By offering transparent installment payment options, it enables users to meet their financial needs in regions with limited access to traditional banking services.

The startup develops a banking platform that streamlines the implementation of financial services by managing the entire process from system testing to deployment and production monitoring. This approach enables banks to enhance implementation quality while lowering costs and minimizing associated risks.

The startup provides a financial technology platform that enables corporate clients to access digital banking services and integrate payments seamlessly across global markets. Its offerings include banking as a service, orderless payments, and customizable APIs, addressing the need for efficient financial solutions in borderless business operations.

Digicore develops customizable digital technology solutions for financial service providers in Africa, including digital banking applications, payment systems, and insurance platforms. Their offerings enhance operational efficiency and improve customer engagement by streamlining transactions and automating back-office processes.

Omnio Group offers a Banking-as-a-Service platform that enables banks and large corporates to implement digital banking and embedded financial services using either their own regulatory licenses or Omnio's. The platform integrates core banking functionalities with loyalty and rewards products, enhancing customer engagement and streamlining financial operations.

Woodcore provides a cloud-enabled core banking system designed for banks, microfinance institutions, and neo banks. This platform enhances operational efficiency and regulatory compliance by integrating essential banking functions into a single, scalable solution.

K8bank provides a cloud-native core banking platform designed for financial institutions. Its modular architecture supports credit management, payment processing, and various financial solutions, enabling banks to modernize their operations and launch new products efficiently.