Onestack
OneStack provides a white-labeled mobile banking platform that lets smaller Indian banks offer modern digital services—including payments, investments, insurance, and lending—under their own brand. The platform integrates with existing core banking systems via APIs and uses AI to deliver personalized financial recommendations. Banks can build and launch their digital offering in days using OneStack's pre-built, configurable components.
- Financial Technology
- Software Only
- Artificial Intelligence
- Enterprise Software
Funding
Raised to date
$4.4MRaised to date based on public sources. This may differ from the amount the company actually raised and is based only on what is publicly available on the internet.
across 5 rounds
+10₹12.5M · Undisclosed
Announced Nov 2026 · from article date
Disclosed cumulative: $4.4M
Founders
Product
Problem
Many smaller banks in India struggle to offer the same level of digital financial services as larger institutions and fintech companies. These banks often lack the resources to develop and maintain comprehensive digital platforms, hindering their ability to attract and retain customers. This disparity limits access to modern financial tools for a significant portion of the population.
Solution
OneStack provides a white-labeled mobile banking application integrated with existing core banking systems, enabling traditional banks to offer a modern, digital experience. The platform consolidates various banking services and financial products, including those from third-party providers, into a single dashboard. By analyzing customer data, the application delivers personalized recommendations to improve financial health. The platform covers banking, payments, investments, insurance, and lending, with easy-to-use APIs that allow banks to build and launch in days. This allows banks to compete with larger institutions and fintech companies by offering a comprehensive suite of digital financial tools under their own brand.
Target Audience
OneStack primarily targets small to medium-sized banks in India seeking to enhance their digital offerings and compete with larger financial institutions and fintech companies.
Features
- White-labeled mobile application customizable with bank's branding
- Integration with existing core banking systems (CBS) via APIs
- Consolidated view of accounts, loans, investments, and credit cards
- AI-powered personalized recommendations for financial products and services
- Secure payment processing via BBPS, UPI, and Bharat QR
- OCEN framework-powered lending solutions
- Support for mutual funds, gold investments, and insurance products
- End-to-end security compliant with RBI regulations