K8bank provides a cloud-native core banking platform designed for financial institutions. Its modular architecture supports credit management, payment processing, and various financial solutions, enabling banks to modernize their operations and launch new products efficiently.
Funding
Funding not disclosed
Founders
Product
Problem
Many financial institutions face challenges in modernizing their core banking systems due to outdated infrastructure and the complexity of integrating new technologies. This can lead to inefficiencies in operations, limited product offerings, and difficulties in meeting evolving customer demands.
Solution
K8 Fintech provides a cloud-native core banking platform designed to enable financial institutions to modernize their operations and efficiently launch new products. The platform offers a suite of modular solutions, including K8 Pay for payment processing, K8 Cobranças for collections management, and K8 Conta for digital account services. These solutions can be integrated via API, allowing businesses to embed financial services directly into their existing systems. K8 Fintech's platform is built with a focus on security, holding PCI DSS 4.0 Level 1 certification and leveraging the infrastructure of Banco Arbi to ensure the safety of financial transactions.
Target Audience
K8 Fintech primarily targets medium to large financial institutions seeking to modernize their core banking infrastructure, as well as e-commerce businesses and marketplaces looking to embed financial services into their platforms.
Features
- Modular architecture supporting credit management, payment processing, and digital account services
- K8 Pay: Payment gateway that integrates with e-commerce platforms and marketplaces via API, supporting Boleto, card, and PIX payments
- K8 Cobranças: Collections management dashboard with tools for invoicing, payment reminders, and automated dunning
- K8 Conta: Digital account solution with multi-user access, payroll management, and integration with the K8Pay payment gateway
- White-label options for offering financial services under a custom brand
- Split payments to automate revenue sharing among multiple parties
- APIs and SDKs for integration with various platforms, including VTEX, Prestashop, Magento, OpenCart, and WooCommerce
- PCI DSS 4.0 Level 1 certification