The startup develops a core banking platform that enables banks and financial institutions to integrate API-enabled services and automate workflows for financial product management. This technology provides a streamlined solution for building and launching financial products, enhancing customer engagement, and facilitating open banking capabilities.
Funding
$3.4M raised to dateRaised to date based on public sources. This may differ from the amount the company actually raised and is based only on what is publicly available on the internet.
Founders
Product
Problem
Building and maintaining connections to various compliance, banking, and fintech providers can consume significant engineering resources for banks and financial institutions. This often diverts focus from developing unique customer-facing products, hindering innovation and slowing time to market.
Solution
Integrated Finance offers a modular fintech infrastructure platform that enables businesses to launch and scale financial products more efficiently. The platform provides API-enabled services and automated workflows for accounts, cards, and compliance, allowing companies to integrate best-in-class providers and create bespoke payment experiences. By using Integrated Finance, development teams can avoid the complexities of setting up individual connections and focus on building value-added features for their customers. The platform offers both Infrastructure and Infrastructure PLUS options, providing flexibility in licensing, banking provider selection, and product development.
Target Audience
The primary target audience includes digital banks, lenders, investment fintechs, and enterprises seeking to launch, expand, or embed banking and payment solutions into their existing products.
Features
- Modular infrastructure for accounts, cards, and compliance
- API-driven platform for seamless integration of financial services
- Automated workflows for streamlined financial product management
- Pre-built banking integrations to reduce development costs
- Flexible ledger system for accounting and financial operations
- Customizable pricing options for clients
- Support for virtual, physical, pooled, and sub-accounts
- Foreign exchange (FX) functionality with customizable workflows
- Local, international, and P2P transfer capabilities
- Financial orchestration for regulatory compliance
- Open Banking compliant accounts
- Tokenized cards for digital wallets (Apple Pay, Google Pay)
- Corporate and consumer card program support