Finplus offers a cloud‑based core banking platform for digital lenders and fintechs, combining a powerful engine with 20+ modular micro‑services that handle loan origination, deposits, payments, and accounting. The solution provides ready‑to‑use mobile, web, WhatsApp, and USSD interfaces plus real‑time dashboards and configurable workflows, while open APIs enable seamless integration with third‑party services for scalable, secure operations.
Funding
$100K raised to dateRaised to date based on public sources. This may differ from the amount the company actually raised and is based only on what is publicly available on the internet.
Founders
Product
Problem
Fintech companies and digital lenders often struggle to build, integrate, and scale core banking functionalities—such as loan origination, deposits, payments, and customer management—across multiple channels while maintaining security, compliance, and real‑time reporting.
Solution
Finplus provides a cloud‑based platform that combines a powerful core engine with over 20 specialized micro‑services to deliver end‑to‑end digital lending, deposit, and e‑commerce capabilities. The solution offers ready‑made mobile, web, WhatsApp, and USSD interfaces, eliminating the need for separate native app development. A unified dashboard gives operators a single view of customers, transactions, and portfolio metrics, while configurable workflows automate approvals, payments, and exception handling. Robust APIs enable seamless integration with third‑party services such as mobile money providers, banking switches, and analytics tools, allowing businesses to extend functionality without additional development. The platform is designed for rapid iteration, secure customization, and unlimited scalability in the cloud.
Target Audience
Finplus targets digital lenders, neobanks, and fintech enterprises operating in emerging markets that need a turnkey, scalable core banking solution across multiple customer channels.
Features
- Core banking engine with 20+ modular micro‑services covering loan origination, deposits, payments, and accounting
- Hybrid mobile/web applications deployed once, supporting Android, iOS, and browsers
- WhatsApp conversational bots and USSD interfaces for offline, low‑bandwidth customer access
- Real‑time visual dashboards and configurable reporting for portfolio monitoring
- Automated workflow engine for approvals, KYC, fee calculations, and exception handling
- Integrated task, SMS, and email management with customizable notifications
- Forensic audit trail and granular permission controls to enforce compliance
- Open APIs for limitless third‑party integration and single‑sign‑on across services