NetXD provides a third‑party service platform that links existing bank core systems to modern payment networks—including RTP, FedNow, ACH, wire, and Visa Direct—without requiring a core replacement. Its AI‑native sidecar core lets banks quickly launch checking, savings, debit cards, wage‑access, and crypto services, and offers a Treasury Money Market Fund for deposit yield, all with built‑in KYC/AML compliance.
Funding
$10M raised to dateRaised to date based on public sources. This may differ from the amount the company actually raised and is based only on what is publicly available on the internet.
Founders
Product
Problem
Traditional banks often rely on legacy core systems that are costly to replace and lack native integration with emerging payment rails and digital asset services, limiting their ability to quickly launch new products such as real-time payments, crypto offerings, or yield‑bearing accounts.
Solution
NetXD acts as a third‑party service provider that connects existing bank cores to The Clearing House’s RTP network, FedNow, ACH, wire, and Visa Direct without requiring a core replacement. Its AI‑native sidecar core enables banks to add checking, savings, debit cards, wage‑access, and crypto capabilities in weeks rather than months. NetXD also supplies a Treasury Money Market Fund, allowing institutions to generate and offer yield on deposits. Built‑in KYC/AML workflows ensure compliant crypto transactions, while the platform’s modular architecture lets banks scale new services alongside their legacy infrastructure.
Target Audience
Primary customers are established banks and credit unions seeking to modernize their product suite and payment capabilities without overhauling their core banking systems.
Features
- Real‑time payment connectivity to RTP, FedNow, ACH, wire, and Visa Direct via a single integration layer
- AI‑native sidecar core that overlays existing banking systems, eliminating the need for full core replacement
- Rapid product launch framework for checking, savings, debit cards, wage access, and crypto services within weeks
- Integrated Treasury Money Market Fund (TMMF) for earning and offering deposit yields
- Built‑in KYC/AML compliance tools for secure crypto buying, selling, and holding