NetXD

NetXD provides a third‑party service platform that links existing bank core systems to modern payment networks—including RTP, FedNow, ACH, wire, and Visa Direct—without requiring a core replacement. Its AI‑native sidecar core lets banks quickly launch checking, savings, debit cards, wage‑access, and crypto services, and offers a Treasury Money Market Fund for deposit yield, all with built‑in KYC/AML compliance.

Traction 10/10

Lawrence, Kansas, United States · HQ

Founded 20189310K+ followers

Artificial Intelligence
Blockchain & Cryptocurrency
Enterprise Software
Financial Technology
Software Only

Updated yesterday

Funding

Raised to date

$10MRaised to date based on public sources. This may differ from the amount the company actually raised and is based only on what is publicly available on the internet.

Funding rounds are not available yet.

Founders

2 founders

Aditya Menon

Taylor Cembalisty

Head of Partnerships / Account Management

Product

Problem

Traditional banks often rely on legacy core systems that are costly to replace and lack native integration with emerging payment rails and digital asset services, limiting their ability to quickly launch new products such as real-time payments, crypto offerings, or yield‑bearing accounts.

Solution

NetXD acts as a third‑party service provider that connects existing bank cores to The Clearing House’s RTP network, FedNow, ACH, wire, and Visa Direct without requiring a core replacement. Its AI‑native sidecar core enables banks to add checking, savings, debit cards, wage‑access, and crypto capabilities in weeks rather than months. NetXD also supplies a Treasury Money Market Fund, allowing institutions to generate and offer yield on deposits. Built‑in KYC/AML workflows ensure compliant crypto transactions, while the platform’s modular architecture lets banks scale new services alongside their legacy infrastructure.

Target Audience

Primary customers are established banks and credit unions seeking to modernize their product suite and payment capabilities without overhauling their core banking systems.

Features

Real‑time payment connectivity to RTP, FedNow, ACH, wire, and Visa Direct via a single integration layer
AI‑native sidecar core that overlays existing banking systems, eliminating the need for full core replacement
Rapid product launch framework for checking, savings, debit cards, wage access, and crypto services within weeks
Integrated Treasury Money Market Fund (TMMF) for earning and offering deposit yields
Built‑in KYC/AML compliance tools for secure crypto buying, selling, and holding