Top 50 Digital Identity Wallet in Africa

Seamfix provides a digital identity management platform that enables businesses to capture, verify, and certify identities using biometric data and document validation across 223 countries. This technology addresses the challenge of digital fraud and identity verification, facilitating equal access to services for millions of users globally.

iiDENTIFii offers a remote biometric identity authentication platform that utilizes facial recognition and liveness detection to verify user identities in real-time. This technology addresses the challenges of identity fraud and regulatory compliance by providing secure, triangulated authentication for customer onboarding across various devices.

Wultra provides easy-to-integrate authentication solutions for web and mobile financial applications, utilizing biometrics, QR codes, and push notifications to enhance security. Their technology addresses the need for robust, user-friendly authentication methods that comply with PSD2 and anticipated PSD3 regulations, ensuring a seamless experience for both users and financial institutions.

Kalpay is a mobile application that enables users to perform secure money transfers, digital payments, and manage an electronic wallet for bill payments and mobile credit purchases. The platform provides financial institutions and businesses with efficient digital payment solutions, enhancing transaction management and generating additional revenue through deposits and withdrawals.

SuiTch provides a mobile wallet application that enables users to make payments for goods and services while accessing loyalty programs and promotions from merchants. The platform also offers financial education and digital salary advances to help employees manage financial stress, thereby enhancing productivity and performance in the workplace.

The startup offers a meal delivery platform that enables users to order food from local restaurants, providing home and office delivery services with efficient meal storage and packaging. Additionally, it integrates a digital currency wallet for seamless transactions, ensuring timely delivery of fresh products for both consumers and e-retailers.

Stables is a stablecoin wallet that enables users to buy, spend, and send cryptocurrencies seamlessly, functioning as a digital alternative to traditional banking. By integrating with Mastercard, it allows for everyday transactions and global money transfers in over 30 currencies without hidden fees.

ChitChat develops secure messaging and payment software that integrates a digital wallet, allowing users to send funds to other users or bank accounts in approximately 50 countries. GovChat provides a dedicated platform for civil servants to communicate securely and manage sensitive documents, ensuring compliance with data protection regulations while facilitating timely financial transactions.

Nexta is a digital banking platform that consolidates multiple payment cards into a single Nexta card, enabling users to manage their finances through a mobile app. The platform facilitates instant money transfers and provides real-time insights into spending, addressing the need for streamlined financial management in a fast-paced environment.

DigiMaaya is a regulated digital assets exchange and bank that offers manual and automated trading, fiat integration, and staking services, enabling users to earn, store, and trade digital assets globally. The platform addresses the need for secure and accessible financial services by providing a comprehensive suite of banking products and tools, including a financial health card and tax calculator, all supported by top security features.

Akiba Digital provides a unified API solution for identity verification, fraud detection, and risk analysis by aggregating over 100 datasets to streamline customer onboarding and enhance decision-making. The platform addresses the inefficiencies of fragmented data and lengthy assessment processes, enabling businesses to reduce costs and improve user experience during customer origination.

The startup has developed a digital payment application that facilitates peer-to-peer transactions, e-commerce, and service bookings for Moroccan users. By integrating chat functionality and social networking, the platform enables seamless communication and transactions, making online buying and selling more accessible.

The startup offers a financial platform that enables secure digital wallet management and facilitates digital payments across handheld devices. Users can access crypto loans, pay utilities, invest in digital currencies, and utilize decentralized finance features through a pre-installed digital wallet and debit card, allowing for seamless transactions with global merchants.

MipangoApp is a financial service platform that utilizes e-wallet technology to enable users to allocate funds into specific Budget or Goal wallets for improved money management. The app also provides AI-driven investment notifications and personalized financial education, helping users make informed decisions based on their income and risk preferences.

Telda provides a digital payment platform that enables users to send, spend, and save money instantly through a mobile app, utilizing biometric security for account protection. The service addresses the need for fast, fee-free money transfers and real-time spending tracking, allowing users to manage their finances effortlessly while enjoying social payment features.

Ukheshe Technologies provides a Banking-as-a-Service platform that integrates digital wallets, payment processing, and digital KYC solutions through a secure API-first architecture. This enables banks and fintechs to offer tailored financial services, enhancing financial inclusion and streamlining customer onboarding in a compliant environment.

The startup offers a digital banking application that enables users to manage their finances through features such as real-time spending analytics, bill splitting, and secure payments. By providing detailed insights into spending patterns and facilitating seamless transactions, the application empowers users to gain better control over their financial activities.

The startup offers a digital financial service platform that enables unbanked communities to access essential financial transactions such as remittances, bill payments, and merchant payments through a mobile app. By connecting users with banks, microfinance institutions, and mobile wallet services, the platform addresses the lack of accessible financial services in underserved markets.

VaultPay is a digital banking platform that enables financial institutions to convert local businesses into bank agents, facilitating quick account creation and virtual card issuance. The service addresses the inefficiencies of traditional banking by providing instant access to funds and real-time expense tracking through a mobile application, eliminating long wait times and enhancing financial control for users.

VOVE provides a digital identity verification platform utilizing AI-powered biometric technology and 3D liveness detection to ensure secure user authentication and KYC compliance. The service addresses the challenges of identity theft and fraud by enabling businesses to conduct rapid, accurate identity checks across over 1,400 document types from more than 190 countries.

The startup provides a financial technology platform that offers digital credit, payment processing, and financial management tools tailored for underserved entrepreneurs. This solution enables small businesses and informal retailers to access essential financial services, enhancing their operational efficiency and economic stability.

The startup provides a secure cryptocurrency payment platform utilizing blockchain technology to facilitate instant transactions with end-to-end encryption. This solution addresses the challenges of transaction speed and security in digital currency exchanges, enabling businesses to accept payments with confidence.

Cardify provides a platform for managing multiple fiat and digital currency wallets, enabling users to create virtual dollar cards and facilitate bill payments in NGN and USDT. This solution addresses the challenges of seamless international transactions and efficient currency management for over 100,000 verified users.

Pravica provides blockchain infrastructure services that enable secure and efficient communication and payment solutions, including tools for stablecoin and Central Bank Digital Currency (CBDC) transactions. The company addresses the need for confidentiality and reliability in digital transactions, catering to businesses, government entities, and individuals seeking to leverage blockchain technology.

Fuspay provides blockchain-based payment infrastructure that enables wallet interoperability and enhances financial inclusion across diverse global markets. By facilitating seamless transactions among various financial players, Fuspay empowers new entrants to offer essential financial services within their communities.

Cashtopia is a fintech platform providing digital financial services such as global payments, virtual cards, and crypto withdrawals to individuals and businesses in emerging markets. The platform uses biometric KYC and AI-powered fraud detection to facilitate secure and accessible online transactions.

Ewalletly offers a secure payment platform that facilitates swift, borderless transactions for individuals and small businesses through features like virtual dollar cards and streamlined bill payments. This solution addresses the challenges of slow and limited payment options in the digital space, enhancing financial freedom and efficiency for users.

Coinazer provides a blockchain-based platform for trading and managing cryptocurrencies, offering features such as a multi-wallet system, on-ramp and off-ramp solutions, and a suite of APIs for seamless payment integration. The platform enables users to buy, sell, and convert crypto assets while facilitating secure transactions for businesses and individuals in a rapidly evolving digital economy.

Vlens provides an Arabic verification AI engine that utilizes biometric face matching and liveness detection to confirm the identity of clients remotely. This technology addresses the need for accurate identity verification in various sectors, ensuring that users are genuine individuals rather than static images or videos.

Beepo is a decentralized social neobank that combines a non-custodial Multiparty Computation wallet with secure messaging and in-chat transactions, enabling users to manage digital assets and communicate privately. The platform simplifies Web3 access for businesses and creators, facilitating direct token-based purchases and enhancing customer engagement through a user-friendly interface.

Centbee offers a digital cash wallet that utilizes blockchain technology to facilitate low-cost, instant money transfers and payment requests among users. The platform addresses the need for a secure and efficient method for managing daily transactions and social payments, particularly for tech-savvy individuals and gig workers.

Provides KYC (Know Your Customer) verification services that streamline customer identity authentication for businesses. By leveraging automated document verification and biometric analysis, it helps reduce fraud risk and ensure regulatory compliance in industries such as finance and e-commerce.

The startup offers a mobile financial platform that provides digital payment services, enabling users to manage their finances with quick settlements and minimal downtime. This platform addresses the need for efficient and affordable financial services, enhancing accessibility for individuals and businesses alike.

YaYa Wallet offers a mobile platform for users to send and receive payments, access lending products, and manage their finances. The app aims to provide convenient and accessible financial services to its users.

Qwili is a digital marketplace and sales platform that enables merchants to sell essential services such as airtime, data, and electricity through a mobile app, facilitating transactions via a digital wallet system. By providing a network of collection points across South Africa, Qwili addresses the challenge of limited access to digital services, allowing merchants to earn commissions on each sale while enhancing customer convenience.

Spring in Africa offers a financial services platform that provides banking alternatives for underserved communities, enabling efficient and cost-effective financial transactions. The platform specifically addresses the issue of limited access to traditional banking by facilitating seamless digital payments and money transfers.

Credify is a fintech startup that utilizes blockchain technology to provide secure and transparent identity verification for financial transactions. This approach addresses the issue of fraud and identity theft, enabling businesses to confidently authenticate users while reducing operational risks.

The startup offers a payments and digital marketplace platform that enables users to list products and conduct transactions through an integrated financial wallet. This platform facilitates the buying, selling, and renting of various products, addressing the need for a streamlined and secure transaction process in online marketplaces.

This fintech company offers a mobile app providing digital financing and payment solutions. The platform aims to streamline financial transactions and provide accessible financial services through mobile technology.

SparsPay utilizes blockchain technology and artificial intelligence to facilitate secure and efficient payment processing for individuals and businesses. This approach addresses the challenges of transaction speed and security in traditional payment systems, enabling faster and more reliable financial exchanges.

Wayamoney is a digital banking platform that offers secure payment processing and real-time money transfer solutions using advanced encryption technologies. The platform addresses the need for efficient and reliable financial transactions in a rapidly digitizing economy, enabling users to manage their finances with ease.

Ezrah provides a blockchain-based digital wallet that enables users to securely manage their decentralized assets and identity credentials while maintaining full control over their financial transactions. The platform addresses the risks associated with centralized financial systems by ensuring privacy, security, and autonomy in a decentralized environment.

Blusalt Financial Service offers blockchain-based digital infrastructure for financial services. Their platform provides tools and solutions for building and deploying decentralized financial applications.

The startup offers an online savings management platform that functions as a secure digital piggybank, utilizing advanced encryption to protect user data and funds. This platform enables users to track their spending and save money for future goals without incurring hidden fees or extra charges.

3S PAY offers secure e-banking solutions that focus on reliable online payment processing and secure identification methods. The platform addresses issues related to payment security and user experience, ensuring a straightforward and efficient financial transaction process for its customers.

UTU Technologies builds a decentralized trust infrastructure for Web3 and DeFi, utilizing blockchain technology to enhance transparency and security in digital transactions. This infrastructure addresses the lack of reliable trust mechanisms in decentralized finance, enabling users to engage confidently in peer-to-peer interactions.

Digified provides digital identity verification solutions using machine learning and government database authentication to streamline the e-KYC process in Egypt and the Middle East. The platform addresses the challenges of remote customer onboarding and fraud detection, optimizing conversion rates while ensuring compliance with national AML standards.

PayVerde is a fintech platform that utilizes QR code technology to facilitate secure, cashless transactions for individuals and businesses, eliminating the need for cash or cards. By providing a low-cost, eco-friendly payment solution, it addresses the challenges of accessibility and efficiency in financial services across Africa.

Cashia is a mobile application that provides a next-gen e-wallet for secure, free in-app transactions, enabling users to make payments and transfer money effortlessly. The platform simplifies financial management by consolidating everyday transactions and bill payments into a single, user-friendly interface.

The startup offers a unified financial application and card that consolidates credit and debit cards, fintech wallets, and bank accounts into a single platform, allowing users to manage all transactions with one PIN. This solution simplifies payment processes across various financial channels, enhancing user convenience and reducing the complexity of managing multiple payment methods.