Top 50 Financial Services in Chile

The startup provides a financial services platform that automates treasury functions, enabling businesses to efficiently transfer funds to customers, suppliers, and banks. By reducing transfer costs and streamlining operations, the platform addresses the slow and costly nature of traditional money movement.

Galgo offers secured consumer loans and financial advisory services specifically designed for underbanked individuals, utilizing data-driven risk assessment methods to evaluate creditworthiness. By providing accessible financing options, Galgo addresses the lack of traditional banking services for underserved populations, enabling them to achieve financial stability.

Yativo provides businesses with embedded finance infrastructure to manage cross-border payments programmatically. The platform enables collection and sending of funds globally using stablecoins and local payment rails. This solution integrates card issuing, virtual accounts, and treasury functions through white-labeled APIs.

The startup provides financing services tailored for financial and fintech professionals, enabling them to meet the capital needs of small micro-enterprises through a technology-driven lending platform. By integrating automated credit assessment and rapid funding processes, the company enhances access to capital for businesses of varying sizes, improving their operational agility.

Credibid provides an automated platform that connects directly to official sources to retrieve real-time customer data for credit evaluation. The system instantly analyzes this data against defined risk indicators to generate clear reports for decision-making. This technology accelerates the underwriting process, reduces operational costs, and improves the accuracy of credit approvals for financial institutions and real estate firms.

RedCapital operates a digital financing platform connecting Chilean SMEs with various funding sources, including invoice financing and loans. The platform utilizes an Artificial Intelligence (AI) risk engine powered by Machine Learning to assess borrower payment behavior. This facilitates capital access for businesses while offering investors opportunities to fund these transactions.

Fintual is an asset management platform that employs algorithm-driven investment strategies to create personalized portfolios for young professionals, utilizing mutual funds that invest in ETFs and national fixed-income assets. The platform simplifies investment decisions by providing tailored, data-driven insights without minimum investment requirements, enabling users to optimize their financial growth efficiently.

Creditú is a Fintech platform that provides accessible home financing solutions, including mortgage loans and down payment assistance, specifically designed for middle to low-income families. By leveraging a streamlined online application process, Creditú enables over 10,000 families, particularly women and young individuals, to achieve homeownership despite traditional credit barriers.

Fintoc provides an operating system for payments designed to help businesses scale their revenue and operations. The platform offers tools for optimizing online payments through a smart checkout and managing predictable income via recurring billing systems. It integrates AI agents for support and collections, alongside robust APIs for connecting internal financial systems.

The startup offers a data management platform that automates the secure processing of information, enabling users to exchange private data between individuals, businesses, and financial institutions while adhering to compliance standards. This solution significantly reduces onboarding and financial product closing cycles, enhancing the efficiency of commercial, legal, and risk processes.

Levannta is a financial platform that enables companies with recurring revenue models to convert future cash flows from contracts and subscriptions into immediate liquidity. By connecting to a business's financial data, Levannta provides access to funds within 72 hours, facilitating cash flow management without the need for traditional loans or factoring.

Retorna is a digital platform that facilitates secure and rapid international money transfers, allowing users to send funds in local currencies to recipients in multiple countries within minutes. The application addresses the need for transparent and reliable remittance services, ensuring no hidden fees and providing real-time transaction tracking for users.

Global 66 is an online payment platform that facilitates international money transfers to over 70 countries, ensuring transparent pricing with no hidden fees. The service allows users to convert currencies and send funds directly to bank accounts, providing a cost-effective solution for individuals and businesses needing to move money globally.

The startup develops a wealth management platform that consolidates investments, pension funds, and real estate assets into a single interface. This technology provides real-time performance monitoring, enabling advisors and family offices to deliver a clear overview of asset performance to their clients.

Onelife is an insurtech broker that digitizes the sales and post-sales processes for protection insurance products. Their platform streamlines policy purchasing and management, offering a more efficient experience for both customers and insurers.

Colektia provides the first AI infrastructure for digital collections in Latin America, automating and optimizing the entire portfolio recovery process. This platform utilizes machine learning to determine the best communication strategy across digital channels like WhatsApp and IVR, increasing recovery rates significantly. The system aims to reduce manual effort and operational costs for businesses managing large volumes of delinquent accounts.

Destácame is a web‑based platform that aggregates a user’s CMF debt and commercial reports and connects them with lenders offering negotiated settlement discounts of up to 95 % of the original balance. It automates payment processing, updates credit registries to clean the record, and provides an optional pre‑approved credit line and a marketplace of credit products, complemented by financial‑health diagnostics and subscription‑based tools. The service targets Chilean individuals with delinquent debts and offers enterprise dashboards for employee financial‑wellness programs.

Radar provides enterprise treasury management solutions that optimize payment reconciliation, disbursement, and collections through centralized financial data visibility. This technology reduces manual operations and enhances cash flow management, enabling organizations to streamline their financial processes and improve payment experiences for customers.

Cardda provides virtual credit card services that allow businesses to issue instant digital cards for team members, enabling real-time control over spending limits and transaction tracking. This solution eliminates lengthy registration processes and hidden fees, streamlining payment management for international services and subscriptions.

42x develops AI-driven digital workers, known as CoWorkers, that automate end-to-end workflows and integrate seamlessly into existing teams. These tools enhance operational efficiency by learning organizational processes in under ten minutes, enabling improved customer engagement for financial educational institutions.

Maxxa provides a digital platform that combines financial education, business intelligence, and an ERP system to enhance the operational efficiency of small and medium-sized enterprises (SMEs). The platform addresses the challenges of limited access to financing and management tools, enabling SMEs to optimize their processes and improve cash flow through tailored financial solutions and management resources.

Paymig provides a unified platform for businesses to manage and process online transactions securely. It offers integrated tools for real-time transaction monitoring, automated reconciliation, and financial insights, simplifying payment operations for SMBs and e-commerce merchants.

Xpendit provides automated expense management software that simplifies and secures corporate spending processes. The platform uses AI to automatically review expenses against company policy in real-time, ensuring compliance and reducing manual effort. It integrates directly with major ERP systems and offers a highly accessible user interface, leading to high adoption rates.

The startup offers a fintech platform that enables real-time conversion of Bitcoin into U.S. dollars and Chilean pesos through its digital wallet, facilitating immediate cross-border payments for individuals and businesses. By eliminating transaction wait times, the platform enhances liquidity and accessibility for cryptocurrency users.

This social trading platform allows users to earn passive income by connecting them with experienced traders without requiring them to transfer their funds. By utilizing a unique algorithm, the platform enables capital allocation to skilled traders, providing a risk-managed investment opportunity for users with available capital.

Iwana Cash is a cashback platform that allows users to earn money back on everyday purchases made at affiliated brands through a straightforward rewards system. This service addresses the need for consumers to maximize savings on routine spending, providing a tangible financial benefit with each transaction.

The startup operates an online real estate platform that streamlines the buying and selling process by integrating financial services and transaction management tools. This platform provides users with a centralized solution to efficiently connect buyers and sellers, reducing the complexity and time associated with real estate transactions.

Plutto is an online platform that centralizes and automates the evaluation and monitoring of suppliers and clients in regulated industries, utilizing AI-driven risk assessments and compliance checks. By integrating over 20 public data sources, it reduces operational workload by up to 80% while ensuring adherence to regulatory standards.

Koywe offers payment APIs and SDKs that enable businesses to integrate cryptocurrency for remittances, digital wallets, and investment services. This technology addresses the need for efficient and secure cross-border transactions, allowing companies to tap into the growing crypto market.

MyWacc is a fintech platform that utilizes artificial intelligence to provide rapid and precise financial valuations for startups, SMEs, and financial institutions. By minimizing costs and processing time, it enables users to access reliable financial analysis and make informed strategic decisions.

The startup develops financial management software specifically for building and condominium administration, automating income, expense, fund, and salary calculations. This solution enables clients to access real-time financial data and community updates, enhancing transparency and accountability among residents.

Floid is an Open Data platform that enables financial institutions in Latin America to perform risk assessments and streamline payment processes through data aggregation and direct transfers. By connecting to over 100 data sources, Floid enhances financial inclusion and operational efficiency for businesses while ensuring secure transactions with ISO 27001 certification.

Brolly integrates with HR software to provide a financial inclusion platform that offers low-cost loans and financial education to employees, addressing financial stress and its impact on productivity. By facilitating responsible lending and financial support at no cost to employers, Brolly enhances employee well-being and reduces administrative burdens.

The startup offers a financial platform that enables businesses to manage recurring payments and subscriptions through online authorization of Payment Authorization Codes (PACs) using integrated code solutions. By collaborating with industry leaders, the platform provides transparency and efficiency in financial operations, addressing the complexities of subscription management and payment processing.

The startup provides a pay-by-bank platform that facilitates secure, cardless transactions directly from customers' bank accounts, enhancing payment acceptance rates. By reducing transaction fees, the platform enables businesses to expand their customer base and improve cash flow.

Jooycar utilizes telematics and analytics to provide usage-based auto insurance solutions for vehicle and small fleet owners, enabling them to monitor driving behavior and reduce costs. The platform addresses the high rates of uninsured drivers and inefficient insurance pricing by offering tailored coverage and real-time vehicle diagnostics.

This startup provides an insurance brokerage platform tailored for small and medium-sized enterprises, offering a range of products such as liability, property, and health insurance. By delivering personalized advice and support, the company enables SMEs to select appropriate coverage that fits their budget, ensuring essential protection for their businesses and employees.

Ruka provides a digital assistant that automates the classification and monitoring of purchase data by integrating with existing financial systems, enabling businesses to eliminate manual data entry and streamline expense tracking. This technology reduces operational inefficiencies, allowing companies to generate real-time reports and alerts on spending anomalies, ultimately saving time and reducing costs by up to 80%.

Baaskit provides a customizable financial services infrastructure that enables businesses to offer integrated payment systems, digital wallets, and personalized credit and insurance solutions without needing a banking license. This technology allows companies to enhance customer loyalty and streamline financial transactions, addressing the challenge of limited access to comprehensive financial services for their clients.

Chipax provides a financial management platform for small and medium-sized businesses that integrates real-time data from banks and the IRS, automating cash flow and income statement reporting. This solution eliminates manual errors and disorganized financial records, enabling businesses to maintain accurate and up-to-date financial information efficiently.

FinanciaTuMaquina connects businesses with tailored financing solutions for machinery acquisition. The platform offers a range of leasing and installment credit plans, including flexible payment structures and payment-against-invoice options, to match diverse cash flow patterns.

The startup offers an electronic trading platform that utilizes blockchain technology to facilitate the management, transfer, and liquidation of digital assets. By incorporating cryptocurrencies as a payment method, the platform enables users to execute transactions with significantly lower fees and instant settlement times compared to traditional payment systems.

ChilePay offers digital payment solutions that streamline financial transactions for businesses and individuals. Their platform focuses on increasing the efficiency and security of payment processing through accessible and user-friendly technology.

Sheriff is a digital risk management platform that automates the tracking and analysis of outstanding debts within debtor portfolios. By providing real-time insights and streamlined workflows, it enhances financial decision-making for businesses facing challenges in debt recovery.

Betterplan Advisors is an online wealth management platform that connects users with independent financial advisors to create personalized investment portfolios based on individual financial goals. By analyzing a wide range of investment funds and utilizing a transparent fee structure, the platform helps clients maximize returns while minimizing risks, starting with a minimum investment of 10 million.

Kobai is a mobile app that offers Chilean consumers cashback rewards for scanning purchase receipts from participating brands. Users can redeem their accumulated rewards for gift cards to popular retailers, creating a direct financial benefit from everyday spending.

Rindegastos is a digital expense management platform that automates the submission, review, and approval of expense reports, eliminating the need for paper forms and spreadsheets. By allowing users to capture receipts via mobile devices and integrating with existing accounting systems, it significantly reduces processing time and enhances financial oversight for businesses.

SUMA provides a cloud-based financial management platform that enables small businesses in Spanish-speaking Latin America to manage their accounting, payroll, and tax obligations efficiently. By offering tools for electronic invoicing and financial performance tracking, SUMA enhances visibility and control for over 100,000 entrepreneurs navigating complex regulatory environments.

LedgiFi is a cryptocurrency tax portfolio tracker designed specifically for Latin America, enabling users to calculate capital gains and organize transactions across multiple wallets and exchanges. The platform automates tax calculations and provides real-time portfolio analysis, helping users comply with tax regulations while managing their investments effectively.

The startup offers an online financing platform that enables companies to request advance payments on electronic invoices, facilitating access to working capital through their accounts receivable. This solution provides small and medium-sized enterprises with a transparent method to improve liquidity while allowing investors to engage with liquid assets that generate returns.