About Fintual

Fintual is an asset management platform that employs algorithm-driven investment strategies to create personalized portfolios for young professionals, utilizing mutual funds that invest in ETFs and national fixed-income assets. The platform simplifies investment decisions by providing tailored, data-driven insights without minimum investment requirements, enabling users to optimize their financial growth efficiently.

<problem> Many young professionals find it challenging to navigate the complexities of investment management and lack access to personalized, data-driven financial advice. Traditional investment platforms often have high minimum investment requirements and opaque fee structures, creating barriers to entry for new investors. </problem> <solution> Fintual is a fintech platform that simplifies investing by providing algorithm-driven investment strategies and personalized portfolios tailored to individual financial goals. The platform offers a range of investment options, including mutual funds that invest in ETFs and national fixed-income assets, allowing users to diversify their portfolios. Fintual uses a robo-advisor approach to provide data-driven insights and recommendations, eliminating the need for extensive financial knowledge. The platform also offers various investment objectives, such as retirement, general savings, and specific goals, enabling users to align their investments with their timelines and risk tolerance. </solution> <features> - Algorithm-driven investment strategies that optimize portfolios based on user-defined goals and risk profiles - Access to a range of investment options, including ETFs, stocks, and fixed-income assets - Automated portfolio rebalancing to maintain optimal asset allocation - Goal-based investing to align investments with specific financial objectives like retirement or savings - Dollar-based investing in US stocks, allowing investments starting from $1 - APV (Ahorro Previsional Voluntario) options for retirement savings in Chile, with tax benefits - PPR (Plan Personal de Retiro) options for retirement savings in Mexico, with tax benefits - Fee structure of 1.19% annually for Risky Norris, Moderate Pitt, Conservative Clooney and Very Conservative Streep funds, and 0.49% annually for APV series - Mobile app for both Android and iOS, providing easy access to investment tools and account management </features> <target_audience> Fintual primarily targets young professionals and individuals seeking a simple, accessible, and personalized investment platform to achieve their financial goals. </target_audience> <revenue_model> Fintual generates revenue through management fees, charging up to 1.19% annually on invested assets in their Risky Norris, Moderate Pitt, Conservative Clooney and Very Conservative Streep funds, and 0.49% annually for APV series. </revenue_model>

What does Fintual do?

Where is Fintual located?

Fintual is based in Santiago, Chile.

When was Fintual founded?

Fintual was founded in 2016.

How much funding has Fintual raised?

Fintual has raised 59120000.

Location

Santiago, Chile

Founded

2016

Funding

59120000

Employees

121 employees

Major Investors

Y Combinator, Sequoia Capital, Kaszek, Hi Ventures, K50 Ventures

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Fintual

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Executive Summary

fintual.cl 50K+

Crunchbase

Founded 2016 – Santiago, Chile

Funding

Estimated Funding

$50M+

Major Investors

Y Combinator, Sequoia Capital, Kaszek, Hi Ventures, K50 Ventures

Team (100+)

No team information available.

Company Description

Problem

Many young professionals find it challenging to navigate the complexities of investment management and lack access to personalized, data-driven financial advice. Traditional investment platforms often have high minimum investment requirements and opaque fee structures, creating barriers to entry for new investors.

Solution

Fintual is a fintech platform that simplifies investing by providing algorithm-driven investment strategies and personalized portfolios tailored to individual financial goals. The platform offers a range of investment options, including mutual funds that invest in ETFs and national fixed-income assets, allowing users to diversify their portfolios. Fintual uses a robo-advisor approach to provide data-driven insights and recommendations, eliminating the need for extensive financial knowledge. The platform also offers various investment objectives, such as retirement, general savings, and specific goals, enabling users to align their investments with their timelines and risk tolerance.

Features

Algorithm-driven investment strategies that optimize portfolios based on user-defined goals and risk profiles

Access to a range of investment options, including ETFs, stocks, and fixed-income assets

Automated portfolio rebalancing to maintain optimal asset allocation

Goal-based investing to align investments with specific financial objectives like retirement or savings

Dollar-based investing in US stocks, allowing investments starting from $1

APV (Ahorro Previsional Voluntario) options for retirement savings in Chile, with tax benefits

PPR (Plan Personal de Retiro) options for retirement savings in Mexico, with tax benefits

Fee structure of 1.19% annually for Risky Norris, Moderate Pitt, Conservative Clooney and Very Conservative Streep funds, and 0.49% annually for APV series

Mobile app for both Android and iOS, providing easy access to investment tools and account management

Target Audience

Fintual primarily targets young professionals and individuals seeking a simple, accessible, and personalized investment platform to achieve their financial goals.

Revenue Model

Fintual generates revenue through management fees, charging up to 1.19% annually on invested assets in their Risky Norris, Moderate Pitt, Conservative Clooney and Very Conservative Streep funds, and 0.49% annually for APV series.