Shinkansen provides an API‑first financial infrastructure that links mid‑size enterprises, e‑commerce platforms, and fintechs in Chile, Mexico, and Peru to multiple banks and payment networks. Through a single integration, companies can automate payouts, payins, treasury management, lending, investments and insurance while receiving real‑time reconciliation and cash‑flow visibility, reducing manual effort and compliance risk.
Funding
$4.2M raised to dateRaised to date based on public sources. This may differ from the amount the company actually raised and is based only on what is publicly available on the internet.
KFounders
Product
Problem
Businesses operating in Chile, Mexico, and Peru often face fragmented banking relationships and manual processes for payments, treasury management, and transaction reconciliation, leading to operational inefficiencies and higher error risk.
Solution
Shinkansen offers a unified financial infrastructure that connects companies directly to multiple banks and payment networks across Latin America. Through a single API, clients can initiate payouts, receive payins, manage treasury operations, access lending facilities, and integrate investment and insurance products. The platform automates transaction reconciliation and provides real‑time visibility into cash flows, reducing the need for manual bookkeeping. By standardizing interactions with diverse banking systems, Shinkansen enables faster onboarding, consistent compliance, and scalable financial operations for enterprises operating in the region.
Target Audience
Primary customers are mid‑size enterprises, e‑commerce platforms, and fintech companies operating in Chile, Mexico, and Peru that require integrated payment and treasury solutions.
Features
- API‑first integration layer supporting payouts, payins, treasury, lending, investments, and insurance across Chile, Mexico, and Peru
- Automatic multi‑bank reconciliation with real‑time transaction matching and reporting
- Unified dashboard for cash‑flow monitoring, balance management, and compliance alerts
- Pre‑built connectors to major regional banks and multibank networks for seamless onboarding
- Modular product suite allowing businesses to add or remove services such as lending or insurance on demand
- Secure data handling with encryption and regional regulatory compliance (e.g., GDPR, local banking standards)