Top 50 E Wallet in Latin America

Personal Pay is a mobile application that functions as a digital wallet, enabling users to manage payments, savings, and financial transactions in a single platform. The app provides real-time tracking and control over personal finances, addressing the challenge of fragmented financial management tools.

The startup operates an online payment platform that enables users to make secure transactions for services such as utility bills and entertainment through credit and debit cards, bank transfers, and digital wallets. By providing a reliable payment alternative, the platform simplifies the process of managing multiple payment types in one location.

The startup offers an automatic bill-splitting application that utilizes a shared digital wallet and electronic payment systems to facilitate simultaneous group payments. Users can pay a single bill while the platform automatically divides the costs among participants, eliminating the hassle of manual calculations and transactions.

Monnet Payment Solutions offers a suite of fintech services, including regional wallets and multicurrency payment solutions for Payouts and Payins. The platform enhances transaction efficiency and financial oversight for businesses operating in diverse markets.

AstroPay provides a secure multi-currency digital wallet that allows users to manage, send, and receive funds globally with competitive savings and real exchange rates. It addresses the challenges of cross-border transactions and currency management for freelancers, digital nomads, and businesses by offering seamless payment solutions and daily yield on balances.

Meep is a mobile application that offers smart payment solutions and self-service functionalities, enabling users to manage transactions efficiently. The platform addresses the need for streamlined payment processes in various sectors, enhancing user convenience and reducing operational costs.

Rappi Bank is a digital banking platform that provides a payment gateway enabling e-commerce businesses to accept credit, debit, and Pix payments through a simple integration with platforms like WooCommerce. The service offers same-day receivables and transparent transaction fees, addressing the cash flow challenges faced by online sellers.

Orbi provides a digital wallet and payment platform that enables users to manage and transact with cryptocurrencies like USDT and USDC, facilitating seamless conversions from traditional currencies. The service addresses the challenge of integrating crypto into everyday financial activities by offering secure transactions, instant transfers, and a crypto card for global purchases.

MODO is a digital wallet that facilitates money transfers, requests, and QR code payments, integrating with various banking apps to enhance user convenience. It addresses the need for secure and efficient financial transactions in Argentina, offering users access to discounts and promotions while eliminating additional costs for merchants.

Tpaga is a mobile financial platform that allows users to conduct transactions, make payments, and transfer funds through their smartphones, utilizing APIs for seamless integration with businesses. It addresses the need for efficient digital payment solutions in Colombia, offering over 45,000 cash withdrawal points and enabling real-time online payments and bill management.

EPesos provides a mobile platform that allows employees to access up to 30% of their earned wages instantly, without the need for loans or credit. This service addresses the financial stress faced by workers in Mexico, enabling them to manage cash flow more effectively and reducing turnover rates for employers.

Takenos is a digital wallet platform that enables freelancers and contractors in Latin America to receive payments from global clients in local currency, utilizing secure transfer methods like SEPA and SWIFT. The service eliminates the need for intermediary platforms, allowing users to access their funds instantly and reduce transaction fees.

Mono provides a platform that enables banking organizations to quickly launch branded financial products, such as virtual wallets and customizable Visa cards, through its API. The solution addresses the lengthy development times typically associated with creating financial services, allowing businesses to efficiently manage payments and transfers in real time.

will bank is a digital banking platform that offers streamlined online account management and transaction processing through secure, cloud-based technology. It provides users with easy access to financial services, addressing the inefficiencies and limitations of traditional banking systems.

akaunt offers a regulated digital banking solution that utilizes a proprietary stablecoin, AKDD, and a digital wallet to facilitate secure transactions in USD. This platform addresses the need for a reliable and transparent method for users to manage and save their assets in a digital format while ensuring compliance with financial regulations.

The startup offers a fintech platform that enables real-time conversion of Bitcoin into U.S. dollars and Chilean pesos through its digital wallet, facilitating immediate cross-border payments for individuals and businesses. By eliminating transaction wait times, the platform enhances liquidity and accessibility for cryptocurrency users.

Koywe offers payment APIs and SDKs that enable businesses to integrate cryptocurrency for remittances, digital wallets, and investment services. This technology addresses the need for efficient and secure cross-border transactions, allowing companies to tap into the growing crypto market.

Pomelo provides a cloud-based platform that enables businesses to issue and manage physical and virtual payment cards through a single API integration. This technology streamlines the processes of card issuance, transaction processing, and account management, allowing companies to quickly launch and scale their fintech solutions across multiple countries.

Stark Bank provides a corporate banking solution that integrates advanced data intelligence and API technology to streamline financial operations for businesses. By offering features such as unlimited virtual cards, efficient receivables management, and a substantial credit line, Stark Bank enhances financial control and operational efficiency for companies seeking to scale.

The startup offers an online payment platform that connects retailers with users' credit and debit card accounts, utilizing biometric verification through fingerprint recognition and collection codes. This technology enables secure transactions and provides detailed reporting, allowing clients to process payments via mobile devices without exposing card information.

Capitual offers a secure platform for currency exchange and payment processing, enabling seamless transactions between fiat and digital currencies for individuals and businesses. The service enhances accessibility and efficiency in managing diverse financial assets, addressing the complexities of currency conversion and payment integration.

The startup offers a mobile banking platform that enables users to conduct digital payments, manage savings, and access essential financial services directly from their smartphones. By providing a user-friendly interface for secure transactions, the platform addresses the need for convenient and efficient banking solutions in a digital-first economy.

RecargaPay is a payments superapp that integrates credit and debit card processing, instant payment methods like Pix, and Open Finance to facilitate seamless financial transactions for over 7 million users in Brazil. The platform provides essential services such as bill payments, mobile top-ups, and loans, catering to both banked and unbanked populations while enhancing accessibility and affordability in mobile payments.

P3 provides a financial management platform that enables businesses to issue and manage multiple physical and virtual cards for expense tracking, budget control, and approval workflows. The solution centralizes payment processes, allowing real-time transaction monitoring and customized spending permissions for employees, thereby enhancing financial oversight and operational efficiency.

Matera provides instant payment solutions, QR code payment systems, and core banking technology for financial institutions, enabling real-time transaction authorizations and balance updates. The platform supports over 300 million instant payments monthly and facilitates QR code generation for seamless mobile transactions, enhancing operational efficiency for banks and credit unions globally.

The startup offers a white-label banking platform that enables non-financial businesses to provide customized financial services, including account management, deposits, and foreign exchange transactions, under their own brand. This platform enhances brand recognition and credibility while allowing companies to optimize their profitability through integrated financial solutions.

ECSA enables the conversion of physical assets into digital tokens on the blockchain, facilitating carry trade operations for investors. This approach addresses the inefficiencies and complexities of traditional asset trading by providing a streamlined, secure platform for asset management and trading.

Payssego is a financial well-being platform that provides employees with on-demand access to their salaries through a fully integrated WhatsApp solution, streamlining payment management. This service enhances employee financial security and productivity by allowing workers to access their earned wages when needed, reducing financial stress.

PeiGo is a mobile application that enables secure peer-to-peer money transfers, allowing users to send, receive, and withdraw funds efficiently. The platform provides a reliable solution for individuals and businesses needing fast and straightforward financial transactions without the complexities of traditional banking systems.

Baaskit provides a customizable financial services infrastructure that enables businesses to offer integrated payment systems, digital wallets, and personalized credit and insurance solutions without needing a banking license. This technology allows companies to enhance customer loyalty and streamline financial transactions, addressing the challenge of limited access to comprehensive financial services for their clients.

The startup operates a financial technology platform that simplifies digital financial services in Latin America, enabling users to perform transactions, manage budgets, and access credit through a secure interface. By addressing the complexities of traditional banking, the platform enhances accessibility and efficiency for users seeking to manage their finances effectively.

The startup provides white-label financial services that enable companies to offer prepayment and credit solutions secured by receivables. By specializing in card customization and internet banking systems, it allows businesses to implement their own acquiring modules, enhancing operational flexibility and market competitiveness.

Galactic Holdings offers a mobile app that functions as a blockchain-based wallet for cryptocurrency transactions. The platform enables users to make secure payments while maintaining control over their digital assets, addressing the need for reliable and user-friendly financial solutions in the fintech space.

The startup provides a pay-by-bank platform that facilitates secure, cardless transactions directly from customers' bank accounts, enhancing payment acceptance rates. By reducing transaction fees, the platform enables businesses to expand their customer base and improve cash flow.

LetsBit provides a digital banking platform that facilitates local and cross-border payments, cryptocurrency trading, and savings through a user-friendly mobile app. The service offers features such as cashback on purchases, instant dollar transfers, and daily interest on deposits, addressing the need for accessible financial management and investment options.

eCLUB is a fintech platform that provides a mobile app for managing personal finances, offering features such as instant money transfers, bill payments, and a credit-building VISA card. The service addresses the lack of accessible banking solutions in Latin America by enabling users to easily obtain credit and manage their financial activities from their smartphones.

Wibond is a fintech platform that enables consumers to make installment payments at participating retailers without requiring a credit card. By providing flexible payment plans, Wibond addresses the challenge of limited access to credit for individuals who prefer or need alternative financing options.

Finket is a fintech platform that offers a secure mobile application for managing personal finances, including online payments, expense tracking, and goal-based savings. By utilizing biometric authentication and encrypted transactions, Finket simplifies money management and enhances user security, allowing customers to efficiently control their finances from a single app.

Woovi is a payment management platform that enables businesses to accept Pix payments and generate dynamic QR codes for real-time transaction confirmation. The platform also offers cashback features to enhance customer loyalty and increase sales conversion rates.

The startup offers an electronic trading platform that utilizes blockchain technology to facilitate the management, transfer, and liquidation of digital assets. By incorporating cryptocurrencies as a payment method, the platform enables users to execute transactions with significantly lower fees and instant settlement times compared to traditional payment systems.

This platform allows employees to access their earned but unpaid wages on demand, providing an alternative to payday loans and overdraft fees. Users can withdraw a portion of their accrued salary before their regular payday, improving financial flexibility and reducing reliance on high-interest credit options.

COSIMO provides a Banking as a Service (BaaS) platform that automates financial operations for businesses, enabling seamless management of receivables, payables, and compliance through a single API integration. By eliminating manual processes and reducing transaction costs, COSIMO transforms financial management into a streamlined, efficient operation.

Decaf operates a blockchain-based digital payment platform that facilitates seamless fiat-to-crypto transactions and cash withdrawals globally, utilizing non-custodial wallet technology. The platform addresses the challenges of cross-border payments by enabling users to convert and access funds in multiple currencies without incurring fees.

Wallib is a fintech platform that utilizes the Bitcoin Lightning Network to facilitate instant, low-cost global transactions in both Bitcoin and local currencies. By enabling users to send and receive payments quickly, Wallib addresses the challenges of high fees and delays commonly associated with traditional remittance services.

The startup offers an online financing platform that enables companies to request advance payments on electronic invoices, facilitating access to working capital through their accounts receivable. This solution provides small and medium-sized enterprises with a transparent method to improve liquidity while allowing investors to engage with liquid assets that generate returns.

Moneypool provides a platform that enables users to create payment pools for group expenses, allowing participants to contribute easily via a unique link without needing to download an app. The service facilitates immediate credit and debit card payments, tracks contributions in real-time, and allows users to withdraw funds to their bank accounts instantly, ensuring a hassle-free experience for collective financial planning.

Tumipay is a treasury management platform that streamlines business payments. It facilitates mass payouts to various banks and digital wallets, simplifying financial operations for businesses.

Defiant is a self-custodial mobile wallet that supports multiple blockchains, allowing users to manage their cryptocurrencies securely and independently. It provides a straightforward interface for buying, selling, and accessing decentralized finance (DeFi) services, addressing the need for user control over digital assets in a fragmented crypto landscape.

Veneliteus is developing a secure desktop wallet application that utilizes state-of-the-art encryption and multi-factor authentication to protect users' cryptocurrency assets. The platform addresses the challenges of managing digital assets by providing a user-friendly interface for efficient and safe transactions.

Tulkit Pay is a digital wallet that utilizes blockchain technology to facilitate the buying, selling, and spending of cryptocurrencies like Bitcoin and Ethereum in Peru. The platform addresses the need for secure and straightforward cryptocurrency transactions by offering a Mastercard that allows users to pay in either local currency or crypto, with no hidden fees.