Mono offers a white‑label fintech platform that lets businesses quickly launch branded virtual and physical Visa cards, digital wallets, and real‑time payment flows without building the underlying infrastructure. Through a unified Ledger API, companies can embed wallet creation, balance queries, transaction history, PSE payments, instant transfers, and mass payouts, all connected to major Colombian banks. The solution handles compliance and banking relationships, enabling rapid product rollout and giving enterprises direct control over their financial operations.
Funding
$7M raised to dateRaised to date based on public sources. This may differ from the amount the company actually raised and is based only on what is publicly available on the internet.
CDDV+2Founders
Product
Problem
Businesses that want to offer financial services face high development costs, complex integrations with multiple banks, and lengthy time‑to‑market for wallets, card issuance, and real‑time payments.
Solution
Mono provides a white‑label fintech platform that lets companies launch branded virtual and physical Visa cards, virtual wallets, and real‑time payment flows without building the underlying infrastructure. Through a unified Ledger API, firms can create and manage user accounts, process instant transfers, and automate mass payouts to suppliers or partners. The solution supports PSE payments, balance inquiries, and transaction history, all delivered via a stable, scalable backend that connects to all major Colombian banks. By handling compliance, card tokenization, and banking relationships, Mono enables rapid product rollout and gives enterprises direct control over their financial operations.
Target Audience
Primary customers are fintech startups, digital platforms, e‑commerce businesses, and enterprises in Colombia that need to embed payments, wallets, or card services into their offerings.
Features
- Branded virtual wallet with Visa card issuance, balance view, and transaction history
- API‑driven integration for rapid embedding of wallet and payment functionality into existing products
- Real‑time PSE payment acceptance and instant fund transfers between wallets and bank accounts
- Mass payout engine for automated, high‑volume disbursements to suppliers or users
- Support for both virtual and physical Visa cards with customizable business rules
- Unified connection to all major Colombian banks, eliminating the need for multiple integrations