iO

About iO

iO offers a digital credit card accessible through a mobile app, enabling users to manage their finances and make transactions. This service is supported by BCP and Visa, providing a secure and convenient payment solution.

```xml <problem> Traditional credit cards often come with hidden fees, complex terms, and limited digital integration, making it difficult for users to manage their finances effectively and access rewards. Many users also face challenges in obtaining a credit card due to stringent requirements and lengthy application processes. </problem> <solution> iO offers a fully digital credit card, backed by BCP and Visa, accessible through a user-friendly mobile app that provides users with complete control over their finances. The iO card features unlimited cashback rewards on all purchases, with no annual fees or minimum spending requirements. The application process is entirely online, providing a convenient and fast way to obtain a credit card. </solution> <features> - Unlimited 1% cashback on all purchases - No annual membership fees or hidden charges - 100% digital application process with instant approval - Mobile app for real-time transaction monitoring and card management - 24/7 customer support via in-app chat, phone, and email - Exclusive discounts and benefits at partner merchants - Secure online transactions with Visa backing </features> <target_audience> iO targets digitally savvy consumers in Peru seeking a convenient, transparent, and rewarding credit card experience, particularly those who value mobile-first solutions and cashback benefits. </target_audience> ```

What does iO do?

iO offers a digital credit card accessible through a mobile app, enabling users to manage their finances and make transactions. This service is supported by BCP and Visa, providing a secure and convenient payment solution.

Where is iO located?

iO is based in Lima, Peru.

When was iO founded?

iO was founded in 2023.

Who founded iO?

iO was founded by Patricia Conterno.

  • Patricia Conterno - CEO
Location
Lima, Peru
Founded
2023
Employees
154 employees
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iO

Score: 100/100
AI-Generated Company Overview (experimental) – could contain errors

Executive Summary

iO offers a digital credit card accessible through a mobile app, enabling users to manage their finances and make transactions. This service is supported by BCP and Visa, providing a secure and convenient payment solution.

io.pe10K+
Founded 2023 – Lima, Peru

Funding

No funding information available. Click "Fetch funding" to run a targeted funding scan.

Team (100+)

Patricia Conterno

CEO

Company Description

Problem

Traditional credit cards often come with hidden fees, complex terms, and limited digital integration, making it difficult for users to manage their finances effectively and access rewards. Many users also face challenges in obtaining a credit card due to stringent requirements and lengthy application processes.

Solution

iO offers a fully digital credit card, backed by BCP and Visa, accessible through a user-friendly mobile app that provides users with complete control over their finances. The iO card features unlimited cashback rewards on all purchases, with no annual fees or minimum spending requirements. The application process is entirely online, providing a convenient and fast way to obtain a credit card.

Features

Unlimited 1% cashback on all purchases

No annual membership fees or hidden charges

100% digital application process with instant approval

Mobile app for real-time transaction monitoring and card management

24/7 customer support via in-app chat, phone, and email

Exclusive discounts and benefits at partner merchants

Secure online transactions with Visa backing

Target Audience

iO targets digitally savvy consumers in Peru seeking a convenient, transparent, and rewarding credit card experience, particularly those who value mobile-first solutions and cashback benefits.

iO | StartupSeeker