dapp® provides a nationwide network that lets merchants accept a wide range of digital and cash‑based payments through a single API, SDK, or plug‑and‑play POS solution. The platform supports QR‑code, push‑notification, payment‑link, e‑wallet, CoDi® transfers, BNPL and cash‑in/cash‑out at over 40,000 retail locations, offering real‑time settlement, unified reporting and zero chargeback risk for cash transactions.
Funding
$12.4M raised to dateRaised to date based on public sources. This may differ from the amount the company actually raised and is based only on what is publicly available on the internet.
GMFounders
Product
Problem
Merchants often struggle to offer a wide range of payment options, especially cash-based services and digital wallets, due to fragmented integrations and limited access to physical cash points. This creates friction for unbanked or cash‑preferring customers and can lead to lower conversion and higher cart abandonment.
Solution
dapp® operates a nationwide network that connects merchants to multiple payment methods through a single integration. The platform supports QR‑code, push‑notification and payment‑link transactions for e‑wallets such as Apple Pay, Google Pay, and local wallet providers, as well as cash deposits and withdrawals at over 40 000 retail locations. Merchants can choose native API integration, a smart/digital POS, or a plug‑and‑play mobile app, enabling rapid activation without additional hardware costs. All transactions are processed in real time, with unified reporting, reconciliation, and settlement tools that simplify financial operations. The network also leverages CoDi® for QR‑based bank transfers and offers Buy‑Now‑Pay‑Later options, expanding the customer base to those without cards.
Target Audience
Primary customers are e‑commerce platforms, brick‑and‑mortar retailers, and mobile service providers seeking to broaden payment acceptance and reach unbanked consumers.
Features
- Single API or SDK provides access to e‑wallets, QR‑code payments, CoDi® QR transfers, BNPL, and cash‑in/cash‑out services
- Cash‑in and cash‑out at 30 000+ partner locations (e.g., Walmart, 7‑Eleven, Soriana, Farmacias del Ahorro) with instant fund availability
- Smart and digital POS terminals enable in‑store acceptance of alternative payments without additional development
- Real‑time unified dashboard with transaction visibility, automated reconciliation, and customizable reports
- Modular micro‑services architecture ensures scalability across volumes, players, and countries while maintaining 0 % chargeback risk for cash transactions
- Competitive, transparent fee structure with fixed and variable rates per payment method