Top 50 E Wallet in Africa

Kalpay is a mobile application that enables users to perform secure money transfers, digital payments, and manage an electronic wallet for bill payments and mobile credit purchases. The platform provides financial institutions and businesses with efficient digital payment solutions, enhancing transaction management and generating additional revenue through deposits and withdrawals.

MipangoApp is a financial service platform that utilizes e-wallet technology to enable users to allocate funds into specific Budget or Goal wallets for improved money management. The app also provides AI-driven investment notifications and personalized financial education, helping users make informed decisions based on their income and risk preferences.

SuiTch provides a mobile wallet application that enables users to make payments for goods and services while accessing loyalty programs and promotions from merchants. The platform also offers financial education and digital salary advances to help employees manage financial stress, thereby enhancing productivity and performance in the workplace.

The startup offers a meal delivery platform that enables users to order food from local restaurants, providing home and office delivery services with efficient meal storage and packaging. Additionally, it integrates a digital currency wallet for seamless transactions, ensuring timely delivery of fresh products for both consumers and e-retailers.

Stables is a stablecoin wallet that enables users to buy, spend, and send cryptocurrencies seamlessly, functioning as a digital alternative to traditional banking. By integrating with Mastercard, it allows for everyday transactions and global money transfers in over 30 currencies without hidden fees.

Wirepay is a multi-currency e-wallet that enables users to manage, exchange, and transfer funds across more than 20 currencies with competitive rates. The platform addresses the challenges of cross-border payments and currency conversion, providing instant transactions and virtual cards for seamless online shopping and bill payments.

The startup operates an online cross-border payment platform that enables users to send and receive payments securely and cost-effectively using only their email addresses. This platform simplifies complex financial transactions for businesses of all sizes, facilitating growth through multiple payment methods.

Telda provides a digital payment platform that enables users to send, spend, and save money instantly through a mobile app, utilizing biometric security for account protection. The service addresses the need for fast, fee-free money transfers and real-time spending tracking, allowing users to manage their finances effortlessly while enjoying social payment features.

The startup develops a financial application that provides users with access to credit products, discounts, and cashback rewards from partnered brands. This platform enables customers to easily obtain credit and reduce their purchase costs, addressing the need for accessible financial services and savings in everyday transactions.

The startup has developed a digital payment application that facilitates peer-to-peer transactions, e-commerce, and service bookings for Moroccan users. By integrating chat functionality and social networking, the platform enables seamless communication and transactions, making online buying and selling more accessible.

Kashier is a payment management platform that enables e-commerce and retail businesses to accept a wide range of digital payment methods securely and efficiently, including credit/debit cards and mobile cash. The platform provides a complete toolkit for managing transactions, invoicing, and subscriptions, addressing the need for seamless payment processing in a rapidly evolving digital economy.

The startup offers a digital banking application that enables users to manage their finances through features such as real-time spending analytics, bill splitting, and secure payments. By providing detailed insights into spending patterns and facilitating seamless transactions, the application empowers users to gain better control over their financial activities.

The startup offers a digital payment platform that connects businesses with cash users through white-labeled payment cards and digital payment solutions. This enables enterprises to create customized banking experiences while minimizing operational costs and expanding their merchant networks.

VaultPay is a digital banking platform that enables financial institutions to convert local businesses into bank agents, facilitating quick account creation and virtual card issuance. The service addresses the inefficiencies of traditional banking by providing instant access to funds and real-time expense tracking through a mobile application, eliminating long wait times and enhancing financial control for users.

Nexta is a digital banking platform that consolidates multiple payment cards into a single Nexta card, enabling users to manage their finances through a mobile app. The platform facilitates instant money transfers and provides real-time insights into spending, addressing the need for streamlined financial management in a fast-paced environment.

The startup offers a financial platform that enables secure digital wallet management and facilitates digital payments across handheld devices. Users can access crypto loans, pay utilities, invest in digital currencies, and utilize decentralized finance features through a pre-installed digital wallet and debit card, allowing for seamless transactions with global merchants.

This fintech platform provides a unified digital payment rail connecting various digital assets like mobile wallets and bank accounts. Their platform facilitates mobile payment acceptance, remittances, and other financial services, enabling users to easily conduct international money transfers and manage subscriptions.

Wultra provides easy-to-integrate authentication solutions for web and mobile financial applications, utilizing biometrics, QR codes, and push notifications to enhance security. Their technology addresses the need for robust, user-friendly authentication methods that comply with PSD2 and anticipated PSD3 regulations, ensuring a seamless experience for both users and financial institutions.

Ukheshe Technologies provides a Banking-as-a-Service platform that integrates digital wallets, payment processing, and digital KYC solutions through a secure API-first architecture. This enables banks and fintechs to offer tailored financial services, enhancing financial inclusion and streamlining customer onboarding in a compliant environment.

The startup provides a financial technology platform that offers digital credit, payment processing, and financial management tools tailored for underserved entrepreneurs. This solution enables small businesses and informal retailers to access essential financial services, enhancing their operational efficiency and economic stability.

Cardify provides a platform for managing multiple fiat and digital currency wallets, enabling users to create virtual dollar cards and facilitate bill payments in NGN and USDT. This solution addresses the challenges of seamless international transactions and efficient currency management for over 100,000 verified users.

Fuspay provides blockchain-based payment infrastructure that enables wallet interoperability and enhances financial inclusion across diverse global markets. By facilitating seamless transactions among various financial players, Fuspay empowers new entrants to offer essential financial services within their communities.

NowPay offers an on-demand wage access platform for employees to withdraw earned salary before payday. This service helps alleviate financial stress and provides instant bill payment and shopping installment options through a mobile app.

Touch and Pay Technologies provides NFC-powered solutions to facilitate microtransactions across various sectors in Africa, enhancing financial inclusion and literacy. The company addresses the challenges of cash dependency and limited access to digital payment systems by offering both offline and online payment options through its Cowry card and app.

Ewalletly offers a secure payment platform that facilitates swift, borderless transactions for individuals and small businesses through features like virtual dollar cards and streamlined bill payments. This solution addresses the challenges of slow and limited payment options in the digital space, enhancing financial freedom and efficiency for users.

Beepo is a decentralized social neobank that combines a non-custodial Multiparty Computation wallet with secure messaging and in-chat transactions, enabling users to manage digital assets and communicate privately. The platform simplifies Web3 access for businesses and creators, facilitating direct token-based purchases and enhancing customer engagement through a user-friendly interface.

Futa offers a mobile app that facilitates cashless payments for both online and offline transactions. The platform prioritizes secure money transfers and aims to simplify digital financial transactions for its users.

PayPay Africa provides a secure digital mobile payment platform that enables QR code, mobile web, and PC web transactions. This platform facilitates safe and efficient payments in regions with limited access to traditional banking services.

Centbee offers a digital cash wallet that utilizes blockchain technology to facilitate low-cost, instant money transfers and payment requests among users. The platform addresses the need for a secure and efficient method for managing daily transactions and social payments, particularly for tech-savvy individuals and gig workers.

PayWay Ethiopia provides a mobile point-of-service platform that facilitates instant cashless transactions for public utilities, airtime, and other services, ensuring secure payment processing with immediate receipts. The platform connects service providers and end-users, addressing the inefficiencies of traditional payment methods and long queues.

The startup offers a mobile financial platform that provides digital payment services, enabling users to manage their finances with quick settlements and minimal downtime. This platform addresses the need for efficient and affordable financial services, enhancing accessibility for individuals and businesses alike.

YaYa Wallet offers a mobile platform for users to send and receive payments, access lending products, and manage their finances. The app aims to provide convenient and accessible financial services to its users.

Kawu provides a mobile money platform that enables parents to send funds directly to their child's smart card while allowing them to set withdrawal limits and receive real-time notifications of transactions. This solution addresses the challenge of managing children's expenses and ensuring financial accountability in a secure and efficient manner.

Qwili is a digital marketplace and sales platform that enables merchants to sell essential services such as airtime, data, and electricity through a mobile app, facilitating transactions via a digital wallet system. By providing a network of collection points across South Africa, Qwili addresses the challenge of limited access to digital services, allowing merchants to earn commissions on each sale while enhancing customer convenience.

Fawaterak provides a payment processing platform that enables SMEs to accept online payments through various methods, including cards and mobile wallets, without incurring monthly fees. The solution ensures secure transactions and offers a powerful dashboard for monitoring financial performance, addressing the need for reliable payment processing in a competitive digital marketplace.

Fawaterak provides a payment processing platform that enables SMEs to accept online payments through various methods, including cards and mobile wallets, without incurring monthly fees. The solution ensures secure transactions and offers a powerful dashboard for monitoring financial performance, addressing the need for reliable payment processing in a competitive digital marketplace.

Spring in Africa offers a financial services platform that provides banking alternatives for underserved communities, enabling efficient and cost-effective financial transactions. The platform specifically addresses the issue of limited access to traditional banking by facilitating seamless digital payments and money transfers.

The startup offers a payments and digital marketplace platform that enables users to list products and conduct transactions through an integrated financial wallet. This platform facilitates the buying, selling, and renting of various products, addressing the need for a streamlined and secure transaction process in online marketplaces.

This fintech company offers a mobile app providing digital financing and payment solutions. The platform aims to streamline financial transactions and provide accessible financial services through mobile technology.

The startup offers a bank-like money management platform that enables users to manage expenses and invest in cryptocurrencies such as Bitcoin and Ether through a secure wallet system. This platform provides individuals with the tools to track spending and make informed investment decisions in a volatile market.

This startup offers an embedded payments platform that integrates seamlessly into existing applications, enabling businesses to process transactions without redirecting users. By simplifying payment workflows, it enhances user experience and increases conversion rates for digital services.

Wayamoney is a digital banking platform that offers secure payment processing and real-time money transfer solutions using advanced encryption technologies. The platform addresses the need for efficient and reliable financial transactions in a rapidly digitizing economy, enabling users to manage their finances with ease.

Ezrah provides a blockchain-based digital wallet that enables users to securely manage their decentralized assets and identity credentials while maintaining full control over their financial transactions. The platform addresses the risks associated with centralized financial systems by ensuring privacy, security, and autonomy in a decentralized environment.

Blusalt Financial Service offers blockchain-based digital infrastructure for financial services. Their platform provides tools and solutions for building and deploying decentralized financial applications.

3S PAY offers secure e-banking solutions that focus on reliable online payment processing and secure identification methods. The platform addresses issues related to payment security and user experience, ensuring a straightforward and efficient financial transaction process for its customers.

The startup offers an online savings management platform that functions as a secure digital piggybank, utilizing advanced encryption to protect user data and funds. This platform enables users to track their spending and save money for future goals without incurring hidden fees or extra charges.

The startup offers a fintech platform that facilitates digital payments through commission-based partnerships with banks, telcos, and utility providers. By aggregating services such as utility payments, airtime purchases, and money transfers, the platform enables users to conduct secure and convenient transactions both locally and internationally.

Fyatu is a card issuing platform that enables users to create and manage virtual debit cards through a simplified API, facilitating secure online transactions across 20 African countries. The platform provides real-time transaction monitoring and military-grade encryption, addressing the need for fast and reliable payment solutions.

EgolePay provides a secure online payment gateway and e-business solutions for businesses. Their platform enables merchants to accept various payment methods and manage transactions efficiently.

Cashia is a mobile application that provides a next-gen e-wallet for secure, free in-app transactions, enabling users to make payments and transfer money effortlessly. The platform simplifies financial management by consolidating everyday transactions and bill payments into a single, user-friendly interface.