Top 50 Accounts Payable Automation in Latin America

Kalto provides a centralized platform for small and medium-sized businesses to manage accounts payable and receivable, integrating directly with the SAT for real-time financial visibility. The service offers immediate access to credit lines, enabling businesses to optimize cash flow and streamline payment processes, thereby reducing administrative costs and enhancing financial control.

Kamino provides a financial management software that integrates banking and payment functionalities, allowing medium-sized businesses in Brazil to automate accounts payable and receivable, cash flow management, and bank reconciliation. This platform reduces manual processing time by up to 72%, enabling companies to make informed financial decisions with real-time data and automated reporting.

Kolek automates accounts receivable management by integrating with existing ERPs and banks, utilizing WhatsApp and email for streamlined payment reminders and collection processes. This solution addresses the inefficiencies of manual billing and late payments, reducing collection time by over 70% and saving businesses more than 100 hours of manual work each month.

Carttera provides a payments and collections software that automates transaction processing and reminder notifications for businesses. This solution reduces late payments and improves cash flow management by streamlining financial operations and enhancing customer engagement.

Asaas provides a digital account platform that automates financial processes for businesses, enabling them to manage payments, issue invoices, and track receivables in one place. The service reduces payment delays and minimizes defaults by offering automated reminders and multiple payment options, including Pix and credit card transactions.

Xpendit automates expense management for businesses in Latin America by utilizing AI to process receipts and invoices in real-time, ensuring accurate data extraction and fraud detection. This solution significantly reduces manual workload, enabling finance teams to close their books five times faster while providing actionable insights for informed decision-making.

The startup offers a smart finance platform that standardizes financial reporting for investee companies, enabling professionals in controllership to enhance data analysis efficiency. By simplifying operational processes, the platform allows financial advisors and accounting firms to increase service delivery and improve client outcomes.

Lista is a bookkeeping application that enables micro, small, and medium enterprises (MSMEs) to efficiently manage their finances by automating transaction tracking, invoice generation, and budget creation. The app provides real-time insights into cash flow and credit scores, helping users maintain financial organization and make informed decisions.

Oxpay offers a digital account platform that automates and centralizes payment processes for transportation companies, enabling batch payments via PIX, TED, and boleto. This solution eliminates administrative burdens and reduces payment processing time, enhancing operational efficiency for transport firms and their drivers.

The startup offers an online auction platform that enhances the efficiency of the receivables discount market by facilitating real-time bidding among buyers. This competitive environment enables businesses to trade new securities and receivables daily, improving liquidity and pricing transparency.

Payfy offers smart company cards that automate expense report generation and provide real-time transaction tracking for businesses. This solution reduces administrative overhead and improves financial visibility by eliminating the inefficiencies of manual expense reporting.

Kontempo is a B2B payments and credit platform that enables industrial businesses to offer their clients flexible payment options, including credit, through a branded online interface. By automating credit assessments and collections, Kontempo reduces the operational burden on companies while minimizing financial risk and improving cash flow.

The startup offers a cloud-hosted collection software that integrates accounts receivable management, enabling users to segment portfolios and automate personalized communications. This platform allows businesses to efficiently establish a debt collection department with minimal setup, enhancing operational effectiveness in managing outstanding debts.

A55 provides a financial underwriting platform that enables small and medium businesses to access working capital based on their recurring revenue without requiring financial guarantees. By automating billing file submissions, the platform offers faster payment processing and flexible credit lines, helping businesses meet their cash flow needs efficiently.

FleetPay is a payment automation platform that connects shippers, carriers, and drivers, streamlining freight payment processes through API integration and artificial intelligence to eliminate fraud and reduce operational costs. The platform addresses cash flow issues in the logistics sector by offering flexible payment terms and enabling carriers and drivers to receive payments promptly after delivery confirmation.

Kiban provides a financial management platform that centralizes processes for businesses of all sizes, integrating APIs for payment reconciliation, onboarding automation, and data orchestration. This solution reduces manual tasks and streamlines financial operations, enabling companies to enhance efficiency and control over their financial workflows.

Fintoc provides an API that enables online businesses to accept instant payments directly from customers' bank accounts, offering a cost-effective alternative to traditional card payments. The platform automates bank reconciliation processes, allowing businesses to efficiently manage transactions and reduce operational errors.

Cometa provides a dual-platform solution that automates billing, payment processing, and reconciliation for private schools in Latin America, significantly reducing administrative burdens. By offering real-time reporting and intelligent payment reminders, Cometa helps schools improve cash flow and decrease overdue accounts by up to 52%.

Peakr offers a procurement platform that connects businesses with qualified suppliers, enabling instant financing and streamlined purchasing processes without the need for extensive paperwork. This solution reduces procurement time by up to 80% and enhances cash flow management, allowing companies to optimize their MRO purchasing efficiently.

The startup provides a financial services platform that automates treasury functions, enabling businesses to efficiently transfer funds to customers, suppliers, and banks. By reducing transfer costs and streamlining operations, the platform addresses the slow and costly nature of traditional money movement.

Contabilizei is a financial back-office platform that provides online business formation, tax filing, and accounting services specifically designed for small and medium-sized businesses (SMBs). By automating compliance and financial management tasks, it enables entrepreneurs to efficiently manage their accounting needs while minimizing costs associated with traditional accounting services.

KLYM is a financial services platform that provides a multi-bank, multi-currency working capital solution for companies, utilizing data-driven technology to optimize receivables and enhance cash flow management. The platform addresses the need for real-time financial services by offering tailored financing options, including supply chain finance and vendor financing, to improve operational efficiency for businesses of all sizes.

Solvento automates and finances logistics payments by streamlining the entire payment lifecycle, from POD validation and carrier onboarding to payment processing. The platform uses AI for document auditing and offers market intelligence, improving cash flow for shippers and carriers while providing financing options to optimize operations.

The startup develops financial market infrastructure that enhances the security and efficiency of receivables management through advanced data analysis and secure data storage. By providing clarity on valuation, formalization, and financial flow control, the company enables clients to optimize credit operations and reduce uncertainties in their financial transactions.

Finnecto is a procurement platform that automates the entire purchasing process, from request creation to invoice reconciliation, ensuring compliance with internal policies. By digitizing supplier management and approval workflows, it enhances efficiency and reduces delays in procurement operations.

Ruka provides a digital assistant that automates the classification and monitoring of purchase data by integrating with existing financial systems, enabling businesses to eliminate manual data entry and streamline expense tracking. This technology reduces operational inefficiencies, allowing companies to generate real-time reports and alerts on spending anomalies, ultimately saving time and reducing costs by up to 80%.

Managefy is a digital platform that centralizes and automates the management of contracts, payments, and compliance for professionals working under PJ (Pessoa Jurídica) contracts. By integrating HR, finance, and legal processes, it eliminates manual errors and inefficiencies, saving clients over 60 hours per month in back-office operations.

ContaÁgil provides a digital accounting platform specifically designed for small businesses, enabling users to manage their financial documents, issue invoices, and generate payroll reports in one centralized location. By automating routine accounting tasks, the platform significantly reduces bureaucratic overhead, allowing entrepreneurs to focus on growing their businesses.

Zumma offers a financial management platform that automates expense invoicing through WhatsApp, allowing users to submit receipts and receive invoices quickly. By utilizing artificial intelligence, the platform enhances personal finance management and investment decisions, helping clients save time and increase their deductible expenses.

The startup operates an accounting integration platform that automates financial data entry, significantly reducing the time required for accounting close processes. By eliminating manual typing, the platform transforms days of work into minutes, enhancing productivity for accounting firms.

Meefi provides a financial management platform for SMEs that enables real-time tracking of accounts payable and receivable through automated invoice reconciliation and mass payment processing. By integrating with existing ERP systems, it streamlines cash flow management and reduces manual errors in financial operations.

Adiante Recebiveis offers a digital platform that automates invoicing and payment processing to streamline accounts receivable management. This technology reduces the time and costs associated with managing receivables, thereby improving cash flow for businesses.

The startup offers a finance management platform that integrates accounting, inventory management, and payroll functionalities while providing partial payment options for customers. This solution enables businesses to enhance product affordability through installment payment features, addressing cash flow challenges and improving sales conversion rates.

The startup offers an online platform for the buying and selling of cryptocurrencies, including game-based, metaverse, and DeFi tokens, through a secure wallet interface. This platform enables users to efficiently manage their digital assets by facilitating direct transactions and storage without the need for third-party exchanges.

Destrava Aí provides an automated reconciliation platform for receivables, enabling creditors to efficiently manage and liquidate receivables while mitigating risks associated with credit offers and chargebacks. The solution leverages predictive analytics to assess the risk of receivables used as collateral, ensuring sustainable growth for fintechs and other financial entities.

The startup develops a tax automation platform that utilizes process automation technology to streamline tax routines for businesses. By minimizing bureaucratic tasks, the platform enables companies to focus on their core operations and improve overall efficiency.

Backstartup provides a cloud-based accounting platform that automates financial management for small and medium-sized businesses in Latin America, integrating real-time data from bank accounts and generating monthly financial statements. This service addresses the challenges of maintaining accurate financial records and compliance with tax regulations, allowing businesses to focus on growth while ensuring timely and organized financial reporting.

The startup offers a payroll system designed for banking correspondents, featuring automatic import of commissioning spreadsheets, bank reconciliation, and performance dashboards. This financial management software centralizes data on a single platform, enabling clients to save time and enhance operational efficiency.

Chipax provides a financial management platform for small and medium-sized businesses that integrates real-time data from banks and the IRS, automating cash flow and income statement reporting. This solution eliminates manual errors and disorganized financial records, enabling businesses to maintain accurate and up-to-date financial information efficiently.

Antecipa Fácil is an online marketplace that facilitates the anticipation of receivables for small and medium-sized enterprises by enabling them to auction their invoices through a reverse bidding process. This platform allows businesses to receive immediate cash flow by converting their accounts receivable into upfront payments without notifying their clients, streamlining access to credit in a secure and efficient manner.

Rindegastos is a digital expense management platform that automates the submission, review, and approval of expense reports, eliminating the need for paper forms and spreadsheets. By allowing users to capture receipts via mobile devices and integrating with existing accounting systems, it significantly reduces processing time and enhances financial oversight for businesses.

FACTO provides a management platform and B2B marketplace that automates sales, invoicing, and inventory management for small and medium-sized businesses. By integrating real-time data synchronization and online payment solutions, FACTO reduces transaction costs and streamlines administrative processes, enabling businesses to increase revenue and save time.

COSIMO provides a Banking as a Service (BaaS) platform that automates financial operations for businesses, enabling seamless management of receivables, payables, and compliance through a single API integration. By eliminating manual processes and reducing transaction costs, COSIMO transforms financial management into a streamlined, efficient operation.

En Finapsys develops software solutions to digitize medical billing processes, addressing issues related to reimbursements, payments, pricing, and invoicing in the healthcare industry. The platform enhances financial transparency and efficiency, enabling healthcare stakeholders to focus on patient care and well-being.

Treli provides a platform that automates payment processing, subscription management, and recurring billing through seamless integration with multiple payment gateways. This solution reduces manual collection efforts and enhances cash flow by enabling automatic invoicing and payment notifications, significantly decreasing reconciliation time.

The startup offers a payment system that enables customers to make purchases without the concern of their credit score, thereby enhancing cash flow and increasing sales. By providing payment guarantees, the system extends the payment period for transactions, facilitating smoother financial operations for both buyers and sellers.

The startup offers an online financing platform that enables companies to request advance payments on electronic invoices, facilitating access to working capital through their accounts receivable. This solution provides small and medium-sized enterprises with a transparent method to improve liquidity while allowing investors to engage with liquid assets that generate returns.

The startup offers an accountancy platform that utilizes agile methodologies and a data-driven algorithm to enhance financial management. Its software provides secure cloud management, a user-friendly dashboard for real-time visualization, and tools for flow monitoring and fiscal compliance, enabling organizations to streamline their accounting processes.

Tumipay is a treasury management platform that streamlines business payments. It facilitates mass payouts to various banks and digital wallets, simplifying financial operations for businesses.

The startup offers a platform that automates business-to-business payment collections through intelligent bank transfers, enabling real-time payment confirmation and automatic reconciliation. This solution reduces transaction costs by up to 90% compared to traditional payment methods, streamlining cash flow and operational efficiency for businesses in Mexico and Argentina.