Top 50 Accounts Payable Automation in LATAM

Kalto provides a centralized platform for small and medium-sized businesses to manage accounts payable and receivable, integrating directly with the SAT for real-time financial visibility. The service offers immediate access to credit lines, enabling businesses to optimize cash flow and streamline payment processes, thereby reducing administrative costs and enhancing financial control.

Pagô automates the accounts payable process for traditional businesses in Brazil, allowing them to manage payments through a single daily transaction via a web platform or WhatsApp. This solution reduces manual processing time, minimizes errors, and lowers operational costs associated with financial management.

Clara provides a unified spend‑management platform for Latin American enterprises, combining corporate credit cards, a digital account and automated accounts‑payable tools. The solution enforces real‑time expense policies, captures invoices, generates tax‑compliant CFDIs and offers AI‑driven spend analytics with ERP‑grade API integration, all under PCI‑DSS 4.0 and ISO 27001 security. Finance and procurement teams use it to streamline payments, reimbursements and cash‑flow management.

Kamino provides a financial management software that integrates banking and payment functionalities, allowing medium-sized businesses in Brazil to automate accounts payable and receivable, cash flow management, and bank reconciliation. This platform reduces manual processing time by up to 72%, enabling companies to make informed financial decisions with real-time data and automated reporting.

Asaas provides a digital account platform that automates financial processes for businesses, enabling them to manage payments, issue invoices, and track receivables in one place. The service reduces payment delays and minimizes defaults by offering automated reminders and multiple payment options, including Pix and credit card transactions.

Controlle offers a financial management system that automates cash flow tracking, invoice processing, and bank reconciliation, enabling businesses to streamline their financial operations. By providing a centralized dashboard with real-time data insights, Controlle enhances decision-making efficiency and reduces manual errors in financial management.

Neofin provides a B2B payments platform that automates invoicing and accounts receivable management through intelligent segmentation and customized communication cadences across multiple channels. This solution reduces manual processes and transactional fees, enabling finance teams to enhance cash flow and improve collection efficiency.

Cometa provides a dual-platform solution that automates billing, payment processing, and reconciliation for private schools in Latin America, significantly reducing administrative burdens. By offering real-time reporting and intelligent payment reminders, Cometa helps schools improve cash flow and decrease overdue accounts by up to 52%.

Solvento leverages AI and logistics data to automate document validation, predict risks, and accelerate working capital for logistics operations. The platform offers financial solutions like invoice financing and credit to improve liquidity for shippers and ensure timely payments for carriers. By integrating these tools, the company helps businesses optimize cash flow and strengthen relationships within the supply chain ecosystem.

Kobana provides a unified API interface that connects internal systems to over 30 Brazilian banks, automating financial processes such as payments, balance updates, and collections. This integration streamlines banking operations, reducing manual effort and enhancing transaction security for businesses managing high volumes of financial data.

Oxpay offers a digital account platform that automates and centralizes payment processes for transportation companies, enabling batch payments via PIX, TED, and boleto. This solution eliminates administrative burdens and reduces payment processing time, enhancing operational efficiency for transport firms and their drivers.

Noodle is a financial platform that enables businesses in the creator economy to automate payments and provide creators with access to up to 12 months of revenue in advance. By streamlining payment processes and offering rapid cash flow solutions, Noodle enhances operational efficiency and talent retention for companies managing multiple creators and campaigns.

Shipay provides a unified API that integrates instant payment options, including Pix, digital wallets, and cryptocurrencies, directly into merchants' POS systems, e-commerce platforms, and applications. This solution eliminates the need for multiple payment methods, reduces transaction costs, and ensures immediate payment confirmations, enhancing the overall efficiency of the sales process.

Kolek automates accounts receivable management by integrating with existing ERPs and banks, utilizing WhatsApp and email for streamlined payment reminders and collection processes. This solution addresses the inefficiencies of manual billing and late payments, reducing collection time by over 70% and saving businesses more than 100 hours of manual work each month.

The startup offers a cloud-hosted collection software that integrates accounts receivable management, enabling users to segment portfolios and automate personalized communications. This platform allows businesses to efficiently establish a debt collection department with minimal setup, enhancing operational effectiveness in managing outstanding debts.

Transfeera is a payment platform that automates bank transfers and payment processing, enabling businesses to execute batch payments, validate bank accounts, and generate QR codes for transactions. By reducing operational errors and streamlining financial workflows, Transfeera enhances efficiency for over 500 companies, facilitating seamless transactions 24/7.

A55 provides a financial underwriting platform that enables small and medium businesses to access working capital based on their recurring revenue without requiring financial guarantees. By automating billing file submissions, the platform offers faster payment processing and flexible credit lines, helping businesses meet their cash flow needs efficiently.

The startup offers an online auction platform that enhances the efficiency of the receivables discount market by facilitating real-time bidding among buyers. This competitive environment enables businesses to trade new securities and receivables daily, improving liquidity and pricing transparency.

The startup provides a centralized platform for managing cash flow processes, allowing businesses to execute all payments from a single interface. This solution eliminates the inefficiencies and complexities associated with handling multiple payment systems, streamlining financial operations and improving cash management.

Tino is a B2B payments platform that provides SMB retailers with flexible payment options, allowing them to purchase from suppliers and defer payments while managing their cash flow effectively. By aggregating invoices into a single payment and offering extended credit terms, Tino simplifies financial management for small businesses.

Imobia provides an automated rental payment platform that generates and sends invoices via email and SMS, allowing tenants to pay through PIX or bank slips. This system eliminates manual billing processes for real estate agencies, ensuring timely collections and efficient fund transfers to property owners.

Palomma provides a payment platform that enables merchants to accept direct bank transfers from customers, significantly reducing card processing fees. The service also automates recurring payments and instant fund disbursements, enhancing operational efficiency for businesses.

Equility provides an automated platform to streamline financial review and bank reconciliation processes for accounting professionals. The software connects banking data to accounting software like QuickBooks to automatically match transactions and verify balances. This automation significantly reduces reconciliation time while ensuring accuracy across key financial areas like assets, liabilities, and equity allocations.

Vanna offers an automated Pix payment splitting infrastructure for businesses, enabling instant distribution of incoming funds across multiple accounts based on configurable rules. This streamlines revenue settlement for marketplaces and platforms by automating complex payment distributions and reducing manual intervention.

Cobrotech offers a platform for collection management that automates reconciliation and provides a payment portal with self-managed renegotiation features. This solution streamlines the payment process for businesses, reducing administrative overhead and improving cash flow management.

Featbank provides digital financial solutions tailored for the fuel ecosystem, including digital accounts for individuals and businesses, integrated financial management, and online approval processes. The platform addresses the inefficiencies in financial operations for fuel distributors, gas stations, and their employees by streamlining transactions and enhancing payment transparency.

The startup offers a smart finance platform that standardizes financial reporting for investee companies, enabling professionals in controllership to enhance data analysis efficiency. By simplifying operational processes, the platform allows financial advisors and accounting firms to increase service delivery and improve client outcomes.

Xpendit provides automated expense management software that simplifies and secures corporate spending processes. The platform uses AI to automatically review expenses against company policy in real-time, ensuring compliance and reducing manual effort. It integrates directly with major ERP systems and offers a highly accessible user interface, leading to high adoption rates.

Payfy offers smart company cards that automate expense report generation and provide real-time transaction tracking for businesses. This solution reduces administrative overhead and improves financial visibility by eliminating the inefficiencies of manual expense reporting.

Provides an integrated financial back-office platform for businesses and accounting firms in Brazil, combining automated accounting, tax compliance, payroll, and financial management into a single system. By streamlining operations and ensuring continuous compliance with complex tax regulations, it reduces operational costs, saves an average of 144 hours per month, and processes over R$3.4 billion with precision.

Certul streamlines invoice payments by enabling secure document-based transactions without requiring bank account details. Their platform ensures compliance with electronic signature standards, facilitating faster and more secure payments for businesses. This allows companies to convert documents into receivables more efficiently.

PayHop is a platform that enables financial institutions to leverage retailers' receivables as collateral, enhancing their credit offerings without the need for direct integration with registrars. By providing tools for receivable anticipation and credit analysis, PayHop streamlines operations and reduces costs for lenders in the B2B space.

Cobre provides a centralized platform that integrates banking accounts and facilitates real-time payments for companies in Latin America, addressing inefficiencies in money movement and transaction delays. Its technology enables businesses to optimize treasury processes and execute international payments swiftly, enhancing financial control and operational efficiency.

CondoConta is a digital banking platform specifically designed for condominiums and property managers, offering features such as automated issuance of condominium fees and guaranteed monthly revenue to ensure financial stability. By integrating with management systems, it streamlines financial operations, enhances transparency, and facilitates efficient fund management for property administrators across Brazil.

Delend provides an integrated system for credit management, receivable formalization, and automated collections, leveraging AI agents for end-to-end process control. The platform predicts payment timing for each receivable, offering real cash flow predictability to businesses. This unified approach transforms manual operations into an active system for decision-making and execution, improving sales security and collection efficiency.

Zumma Financial automates corporate expense management and invoicing using an AI agent accessible via WhatsApp. This platform streamlines the process of capturing receipts and generating compliant electronic invoices (CFDI) for Mexican businesses. The service integrates with existing ERP systems, providing real-time reporting and maximizing expense deductibility for users.

The startup operates an accounting integration platform that automates financial data entry, significantly reducing the time required for accounting close processes. By eliminating manual typing, the platform transforms days of work into minutes, enhancing productivity for accounting firms.

Meefi provides a financial management platform for SMEs that enables real-time tracking of accounts payable and receivable through automated invoice reconciliation and mass payment processing. By integrating with existing ERP systems, it streamlines cash flow management and reduces manual errors in financial operations.

FleetPay provides a digital account and platform designed to streamline financial operations within the freight transportation sector. The service offers freight receivable financing, instant driver payments, and automated freight invoicing to improve cash flow for shippers and carriers. Key features include automated contract management and fiscal issuance, optimizing the entire payment and compliance cycle for logistics operations.

Adiante Recebiveis offers a digital platform that automates invoicing and payment processing to streamline accounts receivable management. This technology reduces the time and costs associated with managing receivables, thereby improving cash flow for businesses.

Carttera provides a payments and collections software that automates transaction processing and reminder notifications for businesses. This solution reduces late payments and improves cash flow management by streamlining financial operations and enhancing customer engagement.

Kiban provides a financial management platform that centralizes processes for businesses of all sizes, integrating APIs for payment reconciliation, onboarding automation, and data orchestration. This solution reduces manual tasks and streamlines financial operations, enabling companies to enhance efficiency and control over their financial workflows.

The startup offers a financial management platform that automates processes such as bank reconciliation and document processing, allowing users to convert images of invoices and payment slips into actionable financial data. This technology enables businesses to maintain complete control over their finances while significantly reducing the time spent on manual financial management tasks.

Managefy is a digital platform that centralizes and automates the management of contracts, payments, and compliance for professionals working under PJ (Pessoa Jurídica) contracts. By integrating HR, finance, and legal processes, it eliminates manual errors and inefficiencies, saving clients over 60 hours per month in back-office operations.

Backstartup provides a cloud-based accounting platform that automates financial management for small and medium-sized businesses in Latin America, integrating real-time data from bank accounts and generating monthly financial statements. This service addresses the challenges of maintaining accurate financial records and compliance with tax regulations, allowing businesses to focus on growth while ensuring timely and organized financial reporting.

The startup offers an online platform for the buying and selling of cryptocurrencies, including game-based, metaverse, and DeFi tokens, through a secure wallet interface. This platform enables users to efficiently manage their digital assets by facilitating direct transactions and storage without the need for third-party exchanges.

Ruka provides a digital assistant that automates the classification and monitoring of purchase data by integrating with existing financial systems, enabling businesses to eliminate manual data entry and streamline expense tracking. This technology reduces operational inefficiencies, allowing companies to generate real-time reports and alerts on spending anomalies, ultimately saving time and reducing costs by up to 80%.

ContaÁgil provides a digital accounting platform specifically designed for small businesses, enabling users to manage their financial documents, issue invoices, and generate payroll reports in one centralized location. By automating routine accounting tasks, the platform significantly reduces bureaucratic overhead, allowing entrepreneurs to focus on growing their businesses.

Multiempresa provides an integrated business management platform that centralizes accounting, inventory, and CRM for SMEs. It streamlines operations and offers real-time visibility into business performance through a unified database and comprehensive analytics.

Intuitive Care provides a digital platform that automates the financial cycle for healthcare providers by connecting their systems directly with over 300 payers, eliminating manual administrative tasks. This technology reduces operational costs by up to 70%, accelerates average payment receipt by up to 30 days, and recovers up to 7% of lost revenue due to billing errors.