Top 50 Accounts Payable Automation in LATAM

Kalto provides a centralized platform for small and medium-sized businesses to manage accounts payable and receivable, integrating directly with the SAT for real-time financial visibility. The service offers immediate access to credit lines, enabling businesses to optimize cash flow and streamline payment processes, thereby reducing administrative costs and enhancing financial control.

Asaas provides a digital account platform that automates financial processes for businesses, enabling them to manage payments, issue invoices, and track receivables in one place. The service reduces payment delays and minimizes defaults by offering automated reminders and multiple payment options, including Pix and credit card transactions.

Kamino is a SaaS platform that automates corporate financial operations by integrating bank accounts, credit cards, and accounting functions into a single system. It provides real‑time transaction feeds, one‑click batch payments, automatic invoice and boleto generation, and AI‑assisted reconciliation across multiple entities, enabling finance teams to streamline payments, receivables, and reporting.

Cometa provides a dual-platform solution that automates billing, payment processing, and reconciliation for private schools in Latin America, significantly reducing administrative burdens. By offering real-time reporting and intelligent payment reminders, Cometa helps schools improve cash flow and decrease overdue accounts by up to 52%.

Oxpay offers a digital account platform that automates and centralizes payment processes for transportation companies, enabling batch payments via PIX, TED, and boleto. This solution eliminates administrative burdens and reduces payment processing time, enhancing operational efficiency for transport firms and their drivers.

Kobana provides a unified API interface that connects internal systems to over 30 Brazilian banks, automating financial processes such as payments, balance updates, and collections. This integration streamlines banking operations, reducing manual effort and enhancing transaction security for businesses managing high volumes of financial data.

Equility provides an automated platform to streamline financial review and bank reconciliation processes for accounting professionals. The software connects banking data to accounting software like QuickBooks to automatically match transactions and verify balances. This automation significantly reduces reconciliation time while ensuring accuracy across key financial areas like assets, liabilities, and equity allocations.

Kolek automates accounts receivable management by integrating with existing ERPs and banks, utilizing WhatsApp and email for streamlined payment reminders and collection processes. This solution addresses the inefficiencies of manual billing and late payments, reducing collection time by over 70% and saving businesses more than 100 hours of manual work each month.

Transfeera is a payment platform that automates bank transfers and payment processing, enabling businesses to execute batch payments, validate bank accounts, and generate QR codes for transactions. By reducing operational errors and streamlining financial workflows, Transfeera enhances efficiency for over 500 companies, facilitating seamless transactions 24/7.

Noodle is a financial platform that enables businesses in the creator economy to automate payments and provide creators with access to up to 12 months of revenue in advance. By streamlining payment processes and offering rapid cash flow solutions, Noodle enhances operational efficiency and talent retention for companies managing multiple creators and campaigns.

Imobia provides an automated rental payment platform that generates and sends invoices via email and SMS, allowing tenants to pay through PIX or bank slips. This system eliminates manual billing processes for real estate agencies, ensuring timely collections and efficient fund transfers to property owners.

A55 provides a financial underwriting platform that enables small and medium businesses to access working capital based on their recurring revenue without requiring financial guarantees. By automating billing file submissions, the platform offers faster payment processing and flexible credit lines, helping businesses meet their cash flow needs efficiently.

The startup offers a cloud-hosted collection software that integrates accounts receivable management, enabling users to segment portfolios and automate personalized communications. This platform allows businesses to efficiently establish a debt collection department with minimal setup, enhancing operational effectiveness in managing outstanding debts.

Solvento offers an AI‑driven platform that automates verification of tariffs, proof‑of‑delivery records, and invoices, reducing errors and fraud for logistics operators. Its financing suite provides tailored credit and invoice‑funding to accelerate carrier and shipper liquidity, while the Terminal marketplace aggregates market rates to identify overcharges and support cost‑effective negotiations.

Tino is a B2B payments platform that provides SMB retailers with flexible payment options, allowing them to purchase from suppliers and defer payments while managing their cash flow effectively. By aggregating invoices into a single payment and offering extended credit terms, Tino simplifies financial management for small businesses.

Koywe provides a regulated, cloud‑based treasury platform that lets mid‑size and enterprise companies send and receive cross‑border payments instantly, 24/7, while consolidating multi‑currency accounts into a single real‑time dashboard. The solution includes an integrated digital‑USD marketplace for on‑demand liquidity, automated reconciliation, and role‑based access controls, all protected by end‑to‑end encryption and compliance monitoring.

Palomma provides a payment platform that enables merchants to accept direct bank transfers from customers, significantly reducing card processing fees. The service also automates recurring payments and instant fund disbursements, enhancing operational efficiency for businesses.

Cobre provides a centralized platform that integrates banking accounts and facilitates real-time payments for companies in Latin America, addressing inefficiencies in money movement and transaction delays. Its technology enables businesses to optimize treasury processes and execute international payments swiftly, enhancing financial control and operational efficiency.

The startup offers a smart finance platform that standardizes financial reporting for investee companies, enabling professionals in controllership to enhance data analysis efficiency. By simplifying operational processes, the platform allows financial advisors and accounting firms to increase service delivery and improve client outcomes.

Contabilizei is a financial back-office platform that provides online business formation, tax filing, and accounting services specifically designed for small and medium-sized businesses (SMBs). By automating compliance and financial management tasks, it enables entrepreneurs to efficiently manage their accounting needs while minimizing costs associated with traditional accounting services.

Delend provides an integrated system for credit management, receivable formalization, and automated collections, leveraging AI agents for end-to-end process control. The platform predicts payment timing for each receivable, offering real cash flow predictability to businesses. This unified approach transforms manual operations into an active system for decision-making and execution, improving sales security and collection efficiency.

Zumma Financial automates corporate expense management and invoicing using an AI agent accessible via WhatsApp. This platform streamlines the process of capturing receipts and generating compliant electronic invoices (CFDI) for Mexican businesses. The service integrates with existing ERP systems, providing real-time reporting and maximizing expense deductibility for users.

The startup operates an accounting integration platform that automates financial data entry, significantly reducing the time required for accounting close processes. By eliminating manual typing, the platform transforms days of work into minutes, enhancing productivity for accounting firms.

Meefi provides a financial management platform for SMEs that enables real-time tracking of accounts payable and receivable through automated invoice reconciliation and mass payment processing. By integrating with existing ERP systems, it streamlines cash flow management and reduces manual errors in financial operations.

FleetPay provides a digital account and platform designed to streamline financial operations within the freight transportation sector. The service offers freight receivable financing, instant driver payments, and automated freight invoicing to improve cash flow for shippers and carriers. Key features include automated contract management and fiscal issuance, optimizing the entire payment and compliance cycle for logistics operations.

Adiante Recebiveis offers a digital platform that automates invoicing and payment processing to streamline accounts receivable management. This technology reduces the time and costs associated with managing receivables, thereby improving cash flow for businesses.

Nubceo provides automated financial management solutions for businesses. Our platform streamlines accounting, invoicing, and expense tracking to improve financial efficiency. We empower companies to gain better control over their finances and make informed business decisions.

Carttera provides a payments and collections software that automates transaction processing and reminder notifications for businesses. This solution reduces late payments and improves cash flow management by streamlining financial operations and enhancing customer engagement.

Kiban provides a financial management platform that centralizes processes for businesses of all sizes, integrating APIs for payment reconciliation, onboarding automation, and data orchestration. This solution reduces manual tasks and streamlines financial operations, enabling companies to enhance efficiency and control over their financial workflows.

The startup offers a financial platform that enables businesses to manage recurring payments and subscriptions through online authorization of Payment Authorization Codes (PACs) using integrated code solutions. By collaborating with industry leaders, the platform provides transparency and efficiency in financial operations, addressing the complexities of subscription management and payment processing.

Managefy is a digital platform that centralizes and automates the management of contracts, payments, and compliance for professionals working under PJ (Pessoa Jurídica) contracts. By integrating HR, finance, and legal processes, it eliminates manual errors and inefficiencies, saving clients over 60 hours per month in back-office operations.

Backstartup provides a cloud-based accounting platform that automates financial management for small and medium-sized businesses in Latin America, integrating real-time data from bank accounts and generating monthly financial statements. This service addresses the challenges of maintaining accurate financial records and compliance with tax regulations, allowing businesses to focus on growth while ensuring timely and organized financial reporting.

The startup offers a finance management platform that integrates accounting, inventory management, and payroll functionalities while providing partial payment options for customers. This solution enables businesses to enhance product affordability through installment payment features, addressing cash flow challenges and improving sales conversion rates.

ContaÁgil provides a digital accounting platform specifically designed for small businesses, enabling users to manage their financial documents, issue invoices, and generate payroll reports in one centralized location. By automating routine accounting tasks, the platform significantly reduces bureaucratic overhead, allowing entrepreneurs to focus on growing their businesses.

Ruka provides a digital assistant that automates the classification and monitoring of purchase data by integrating with existing financial systems, enabling businesses to eliminate manual data entry and streamline expense tracking. This technology reduces operational inefficiencies, allowing companies to generate real-time reports and alerts on spending anomalies, ultimately saving time and reducing costs by up to 80%.

The startup offers a payroll system designed for banking correspondents, featuring automatic import of commissioning spreadsheets, bank reconciliation, and performance dashboards. This financial management software centralizes data on a single platform, enabling clients to save time and enhance operational efficiency.

Intuitive Care provides a digital platform that automates the financial cycle for healthcare providers by connecting their systems directly with over 300 payers, eliminating manual administrative tasks. This technology reduces operational costs by up to 70%, accelerates average payment receipt by up to 30 days, and recovers up to 7% of lost revenue due to billing errors.

Chipax provides a financial management platform for small and medium-sized businesses that integrates real-time data from banks and the IRS, automating cash flow and income statement reporting. This solution eliminates manual errors and disorganized financial records, enabling businesses to maintain accurate and up-to-date financial information efficiently.

Finbits provides an all-in-one finance solution for Latin American treasury teams, integrating bank accounts, payment systems, ERPs, and accounting software. The platform automates financial processes, saving time and providing easier access to financial products through data-driven insights.

Destrava Aí provides an automated reconciliation platform for receivables, enabling creditors to efficiently manage and liquidate receivables while mitigating risks associated with credit offers and chargebacks. The solution leverages predictive analytics to assess the risk of receivables used as collateral, ensuring sustainable growth for fintechs and other financial entities.

Provides an AI-powered source-to-pay platform that automates procurement processes, including sourcing, contract management, and supplier collaboration, to improve spend visibility and control. By reducing unplanned expenses and streamlining financial workflows, it helps enterprises achieve cost savings, compliance, and risk management with a user-friendly interface and rapid deployment.

The startup offers an online financing platform that enables companies to request advance payments on electronic invoices, facilitating access to working capital through their accounts receivable. This solution provides small and medium-sized enterprises with a transparent method to improve liquidity while allowing investors to engage with liquid assets that generate returns.

This startup develops financial software tailored for accountants, featuring NFC-enabled payment cards for seamless online and offline transactions, along with tools for bill payments and money transfers. The platform enhances cash management and credit score insights, enabling businesses to leverage existing client relationships for increased revenue generation.

The startup offers an accountancy platform that utilizes agile methodologies and a data-driven algorithm to enhance financial management. Its software provides secure cloud management, a user-friendly dashboard for real-time visualization, and tools for flow monitoring and fiscal compliance, enabling organizations to streamline their accounting processes.

Tumipay is a treasury management platform that streamlines business payments. It facilitates mass payouts to various banks and digital wallets, simplifying financial operations for businesses.

Finnecto is a procurement platform that automates the entire purchasing process, from request creation to invoice reconciliation, ensuring compliance with internal policies. By digitizing supplier management and approval workflows, it enhances efficiency and reduces delays in procurement operations.

Openi provides an Open Finance connectivity platform that automates financial and accounting processes by integrating banking data directly into enterprise systems via a secure API. Users can import their chart of accounts, automate bank statement reconciliations, and generate real‑time cash flow indicators without manual entry or custom code for ERP solutions like TOTVS, SAP, or Oracle. The service supports connections to over 800 financial institutions while complying with LGPD and Central Bank regulations.

Btrust offers a digital platform for Supply Chain Finance that enables companies to convert invoices into immediate liquidity through a streamlined process of invoice financing and dynamic discounting. By connecting businesses directly with investment funds, Btrust provides access to significantly lower financing rates and eliminates the need for traditional collection methods, enhancing cash flow management.

COSIMO provides a Banking as a Service (BaaS) platform that automates financial operations for businesses, enabling seamless management of receivables, payables, and compliance through a single API integration. By eliminating manual processes and reducing transaction costs, COSIMO transforms financial management into a streamlined, efficient operation.

1SS BANK provides a platform that enables businesses to automate their financial processes, including batch payments and third-party account management, through robust APIs and an intuitive interface. This solution addresses inefficiencies in financial operations, allowing companies to streamline transactions and enhance user experience without the need for extensive development.