Top 50 Accounts Payable Automation in Latin America

Kamino provides a financial management software that integrates banking and payment functionalities, allowing medium-sized businesses in Brazil to automate accounts payable and receivable, cash flow management, and bank reconciliation. This platform reduces manual processing time by up to 72%, enabling companies to make informed financial decisions with real-time data and automated reporting.

Clara provides a unified spend‑management platform for Latin American enterprises, combining corporate credit cards, a digital account and automated accounts‑payable tools. The solution enforces real‑time expense policies, captures invoices, generates tax‑compliant CFDIs and offers AI‑driven spend analytics with ERP‑grade API integration, all under PCI‑DSS 4.0 and ISO 27001 security. Finance and procurement teams use it to streamline payments, reimbursements and cash‑flow management.

Asaas provides a digital account platform that automates financial processes for businesses, enabling them to manage payments, issue invoices, and track receivables in one place. The service reduces payment delays and minimizes defaults by offering automated reminders and multiple payment options, including Pix and credit card transactions.

Kalto provides a centralized platform for small and medium-sized businesses to manage accounts payable and receivable, integrating directly with the SAT for real-time financial visibility. The service offers immediate access to credit lines, enabling businesses to optimize cash flow and streamline payment processes, thereby reducing administrative costs and enhancing financial control.

Cometa provides a dual-platform solution that automates billing, payment processing, and reconciliation for private schools in Latin America, significantly reducing administrative burdens. By offering real-time reporting and intelligent payment reminders, Cometa helps schools improve cash flow and decrease overdue accounts by up to 52%.

Carttera provides a payments and collections software that automates transaction processing and reminder notifications for businesses. This solution reduces late payments and improves cash flow management by streamlining financial operations and enhancing customer engagement.

Intuitive Care provides a digital platform that automates the financial cycle for healthcare providers by connecting their systems directly with over 300 payers, eliminating manual administrative tasks. This technology reduces operational costs by up to 70%, accelerates average payment receipt by up to 30 days, and recovers up to 7% of lost revenue due to billing errors.

Kiban provides a financial management platform that centralizes processes for businesses of all sizes, integrating APIs for payment reconciliation, onboarding automation, and data orchestration. This solution reduces manual tasks and streamlines financial operations, enabling companies to enhance efficiency and control over their financial workflows.

Solvento automates and finances logistics payments by streamlining the entire payment lifecycle, from POD validation and carrier onboarding to payment processing. The platform uses AI for document auditing and offers market intelligence, improving cash flow for shippers and carriers while providing financing options to optimize operations.

FleetPay is a payment automation platform that connects shippers, carriers, and drivers, streamlining freight payment processes through API integration and artificial intelligence to eliminate fraud and reduce operational costs. The platform addresses cash flow issues in the logistics sector by offering flexible payment terms and enabling carriers and drivers to receive payments promptly after delivery confirmation.

Kolek automates accounts receivable management by integrating with existing ERPs and banks, utilizing WhatsApp and email for streamlined payment reminders and collection processes. This solution addresses the inefficiencies of manual billing and late payments, reducing collection time by over 70% and saving businesses more than 100 hours of manual work each month.

Oxpay offers a digital account platform that automates and centralizes payment processes for transportation companies, enabling batch payments via PIX, TED, and boleto. This solution eliminates administrative burdens and reduces payment processing time, enhancing operational efficiency for transport firms and their drivers.

Xpendit automates expense management for businesses in Latin America by utilizing AI to process receipts and invoices in real-time, ensuring accurate data extraction and fraud detection. This solution significantly reduces manual workload, enabling finance teams to close their books five times faster while providing actionable insights for informed decision-making.

Radar provides enterprise treasury management solutions that optimize payment reconciliation, disbursement, and collections through centralized financial data visibility. This technology reduces manual operations and enhances cash flow management, enabling organizations to streamline their financial processes and improve payment experiences for customers.

Transfeera is a payment platform that automates bank transfers and payment processing, enabling businesses to execute batch payments, validate bank accounts, and generate QR codes for transactions. By reducing operational errors and streamlining financial workflows, Transfeera enhances efficiency for over 500 companies, facilitating seamless transactions 24/7.

Te Facturo automates purchase invoice retrieval for Mexican businesses through a WhatsApp-based concierge service. It handles direct outreach to merchants, even those without e-invoicing portals, to secure fiscal documents and deliver them to users, streamlining expense management and tax compliance.

Kobana provides a unified API interface that connects internal systems to over 30 Brazilian banks, automating financial processes such as payments, balance updates, and collections. This integration streamlines banking operations, reducing manual effort and enhancing transaction security for businesses managing high volumes of financial data.

STP provides outsourcing services for electronic transfers and automated collections using the SPEI system from Banco de México, enabling businesses in Mexico to streamline their banking operations. By automating payment processes and integrating solutions like CoDi® for mass collections, STP helps companies reduce transaction costs and improve cash flow management.

NDD provides a technology platform for automating fiscal document management, logistics, and device monitoring, ensuring compliance with regulatory standards while enhancing operational efficiency. The company addresses inefficiencies in payment processing, document handling, and logistics management, enabling businesses to reduce errors and streamline their operations.

Imobia provides an automated rental payment platform that generates and sends invoices via email and SMS, allowing tenants to pay through PIX or bank slips. This system eliminates manual billing processes for real estate agencies, ensuring timely collections and efficient fund transfers to property owners.

The startup provides a financial services platform that automates treasury functions, enabling businesses to efficiently transfer funds to customers, suppliers, and banks. By reducing transfer costs and streamlining operations, the platform addresses the slow and costly nature of traditional money movement.

Barte is a B2B online payments platform that automates payment processing through a unified interface, enabling businesses to accept various payment methods, including card transactions, PIX, and boleto. The platform addresses low approval rates and complex payment procedures, offering up to 97% approval on card transactions and flexible installment options of up to 21 times, enhancing cash flow and customer satisfaction.

Kontempo is a B2B payments and credit platform that enables industrial businesses to offer their clients flexible payment options, including credit, through a branded online interface. By automating credit assessments and collections, Kontempo reduces the operational burden on companies while minimizing financial risk and improving cash flow.

A55 provides a financial underwriting platform that enables small and medium businesses to access working capital based on their recurring revenue without requiring financial guarantees. By automating billing file submissions, the platform offers faster payment processing and flexible credit lines, helping businesses meet their cash flow needs efficiently.

Fintoc provides an API that enables online businesses to accept instant payments directly from customers' bank accounts, offering a cost-effective alternative to traditional card payments. The platform automates bank reconciliation processes, allowing businesses to efficiently manage transactions and reduce operational errors.

Equility offers an automated financial review platform that integrates with QuickBooks to streamline bank reconciliations and identify discrepancies in financial data. By reducing the time required for reconciliation from 40 minutes to just 3 minutes, it enhances efficiency for small businesses and financial professionals managing compliance.

Superlógica offers a financial management platform specifically designed for subscription-based businesses, integrating payment processing through boleto, PIX, and credit cards with automated reconciliation and digital account management. This system addresses inefficiencies in revenue collection and contract management for real estate agencies, condominium administrators, and educational institutions, enabling them to streamline operations and reduce delinquency rates.

Palomma provides a payment platform that enables merchants to accept direct bank transfers from customers, significantly reducing card processing fees. The service also automates recurring payments and instant fund disbursements, enhancing operational efficiency for businesses.

This startup develops software that integrates various payment methods and connects with ERP systems to streamline sales processes for retailers. By enabling seamless transactions between e-commerce platforms and physical stores, the technology enhances operational efficiency and automates business workflows.

Tivita provides an automated financial management platform for medical clinics and offices, streamlining scheduling, billing, and document issuance through real-time data integration. By eliminating up to 90% of manual financial tasks, Tivita enhances operational efficiency and reduces costs, allowing healthcare providers to focus on patient care.

Finnecto is a procurement platform that automates the entire purchasing process, from request creation to invoice reconciliation, ensuring compliance with internal policies. By digitizing supplier management and approval workflows, it enhances efficiency and reduces delays in procurement operations.

Ruka provides a digital assistant that automates the classification and monitoring of purchase data by integrating with existing financial systems, enabling businesses to eliminate manual data entry and streamline expense tracking. This technology reduces operational inefficiencies, allowing companies to generate real-time reports and alerts on spending anomalies, ultimately saving time and reducing costs by up to 80%.

Managefy is a digital platform that centralizes and automates the management of contracts, payments, and compliance for professionals working under PJ (Pessoa Jurídica) contracts. By integrating HR, finance, and legal processes, it eliminates manual errors and inefficiencies, saving clients over 60 hours per month in back-office operations.

ContaÁgil provides a digital accounting platform specifically designed for small businesses, enabling users to manage their financial documents, issue invoices, and generate payroll reports in one centralized location. By automating routine accounting tasks, the platform significantly reduces bureaucratic overhead, allowing entrepreneurs to focus on growing their businesses.

The startup offers a robotic process automation platform that utilizes software bots to automate repetitive tasks across various operating systems. This technology enables organizations to minimize errors and reduce operational costs by creating virtual workers capable of executing multiple processes simultaneously.

The startup operates an accounting integration platform that automates financial data entry, significantly reducing the time required for accounting close processes. By eliminating manual typing, the platform transforms days of work into minutes, enhancing productivity for accounting firms.

Meefi provides a financial management platform for SMEs that enables real-time tracking of accounts payable and receivable through automated invoice reconciliation and mass payment processing. By integrating with existing ERP systems, it streamlines cash flow management and reduces manual errors in financial operations.

Adiante Recebiveis offers a digital platform that automates invoicing and payment processing to streamline accounts receivable management. This technology reduces the time and costs associated with managing receivables, thereby improving cash flow for businesses.

Finbits provides an all-in-one finance solution for Latin American treasury teams, integrating bank accounts, payment systems, ERPs, and accounting software. The platform automates financial processes, saving time and providing easier access to financial products through data-driven insights.

Destrava Aí provides an automated reconciliation platform for receivables, enabling creditors to efficiently manage and liquidate receivables while mitigating risks associated with credit offers and chargebacks. The solution leverages predictive analytics to assess the risk of receivables used as collateral, ensuring sustainable growth for fintechs and other financial entities.

Backstartup provides a cloud-based accounting platform that automates financial management for small and medium-sized businesses in Latin America, integrating real-time data from bank accounts and generating monthly financial statements. This service addresses the challenges of maintaining accurate financial records and compliance with tax regulations, allowing businesses to focus on growth while ensuring timely and organized financial reporting.

Chipax provides a financial management platform for small and medium-sized businesses that integrates real-time data from banks and the IRS, automating cash flow and income statement reporting. This solution eliminates manual errors and disorganized financial records, enabling businesses to maintain accurate and up-to-date financial information efficiently.

FACTO provides a management platform and B2B marketplace that automates sales, invoicing, and inventory management for small and medium-sized businesses. By integrating real-time data synchronization and online payment solutions, FACTO reduces transaction costs and streamlines administrative processes, enabling businesses to increase revenue and save time.

COSIMO provides a Banking as a Service (BaaS) platform that automates financial operations for businesses, enabling seamless management of receivables, payables, and compliance through a single API integration. By eliminating manual processes and reducing transaction costs, COSIMO transforms financial management into a streamlined, efficient operation.

Treli provides a platform that automates payment processing, subscription management, and recurring billing through seamless integration with multiple payment gateways. This solution reduces manual collection efforts and enhances cash flow by enabling automatic invoicing and payment notifications, significantly decreasing reconciliation time.

Fonder is a financial management platform that integrates with existing ERP, CRM, and payment systems to provide real-time visibility into key business metrics and automate data processing. By eliminating manual data handling and reducing operational costs by up to 90%, Fonder enables startups and SMEs in Latin America to focus on growth and strategic decision-making.

Provides an AI-powered source-to-pay platform that automates procurement processes, including sourcing, contract management, and supplier collaboration, to improve spend visibility and control. By reducing unplanned expenses and streamlining financial workflows, it helps enterprises achieve cost savings, compliance, and risk management with a user-friendly interface and rapid deployment.

Vanq offers a unified payment operations platform that consolidates diverse transaction types and financial instruments into a single system. This streamlines financial management, enabling businesses to gain better control over payment processing, reduce operational overhead, and improve capital utilization.

The startup offers a platform that automates business-to-business payment collections through intelligent bank transfers, enabling real-time payment confirmation and automatic reconciliation. This solution reduces transaction costs by up to 90% compared to traditional payment methods, streamlining cash flow and operational efficiency for businesses in Mexico and Argentina.

Talamo provides an automated accounts receivable management platform that streamlines the collection process by analyzing customer payment behavior and optimizing communication strategies. This technology reduces the days sales outstanding (DSO) by 20%, enhancing cash flow and minimizing administrative burdens for businesses.