Openi provides an Open Finance connectivity platform that automates financial and accounting processes by integrating banking data directly into enterprise systems via a secure API. Users can import their chart of accounts, automate bank statement reconciliations, and generate real‑time cash flow indicators without manual entry or custom code for ERP solutions like TOTVS, SAP, or Oracle. The service supports connections to over 800 financial institutions while complying with LGPD and Central Bank regulations.
Funding
Funding not disclosed
Founders
Product
Problem
Financial and accounting teams must manually retrieve bank statements, classify transactions, and reconcile accounts across multiple banks, leading to time‑consuming data entry, frequent errors, and delayed cash‑flow visibility.
Solution
Openi offers an Open Finance connectivity platform that links corporate financial and accounting systems directly to more than 800 banks via a unified API. The service automatically imports bank statements, enriches and standardizes the data, and matches transactions against a user‑uploaded chart of accounts to perform real‑time reconciliations and provision calculations. Built‑in no‑code workflow tools let users create custom integration flows without specialized ERP knowledge, while dashboards provide instant cash‑flow, balance and variance metrics. The platform complies with LGPD and Central Bank regulations, ensuring secure data handling and auditability.
Target Audience
Primary customers are finance and accounting departments of mid‑size to large enterprises that need to integrate their ERP/financial systems with multiple banks for automated transaction processing and reporting.
Features
- API access to over 800 financial institutions for both personal and corporate accounts
- Automatic import, enrichment and standardization of bank statement data
- Real‑time, rule‑based reconciliation against uploaded chart‑of‑accounts with provision and low‑balance matching
- No‑code workflow builder for custom integration processes, eliminating the need for ERP specialists
- Real‑time dashboards showing cash‑flow variation, balances and transaction totals
- Full compliance with LGPD and Central Bank security requirements
- Encrypted data transmission and storage with audit logs