Destrava Aí provides an automated reconciliation platform for receivables, enabling creditors to efficiently manage and liquidate receivables while mitigating risks associated with credit offers and chargebacks. The solution leverages predictive analytics to assess the risk of receivables used as collateral, ensuring sustainable growth for fintechs and other financial entities.
Funding
$730K raised to dateRaised to date based on public sources. This may differ from the amount the company actually raised and is based only on what is publicly available on the internet.
Founders
Product
Problem
Creditors face challenges in efficiently managing and liquidating receivables due to manual reconciliation processes and difficulties in assessing the risks associated with credit offers and potential chargebacks. This can lead to unsustainable growth and operational bottlenecks.
Solution
Destrava Aí offers an automated reconciliation platform designed for creditors to streamline the management and liquidation of receivables. The platform employs a predictive model to evaluate the risks associated with receivables used as collateral, including credit offers, anticipation, and collections. By connecting to registration entities and providing flexible intelligence for evaluating receivables schedules, Destrava Aí enables businesses to mitigate risks from acquirers or subs failing to liquidate correctly. The platform also offers customized workflows for allocating receivables, ensuring profitability and an enhanced customer experience through assertive execution of liens.
Target Audience
Destrava Aí primarily targets fintechs and other financial entities, including banks, sub-acquirers, FIDCs, and ERPs, seeking to provide credit solutions to small and medium-sized enterprises (SMEs).
Features
- Automated reconciliation of receivables for creditors, eliminating manual processes.
- Predictive model for evaluating risks of receivables used as collateral.
- Customized lien workflows tailored to specific use cases.
- Connection to registration entities for streamlined access to receivables data.
- Flexible intelligence for evaluating receivables schedules, including risk and chargeback prediction.
- Assertive execution of liens based on defined debt parameters.
- Automatic reconciliation of statements with liens.
- APIs for process automation and data consumption.
- Customizable control over acquirer and arrangement consumption for cost efficiency.
- Dashboard for commercial and operational teams.