Top 50 Insurance in United Arab Emirates

Hala is developing the first full-stack insurance platform in the Middle East, specializing in car and home insurance. The company utilizes data-driven risk assessment and streamlined claims processing to provide affordable coverage and enhance customer experience in a market where insurance is often complex and costly.

Shory is an online insurance platform in the UAE that enables users to purchase and manage various insurance products, including car, health, and home insurance, through a user-friendly website and mobile app. The platform provides 24/7 claim assistance and guarantees privacy, addressing the need for hassle-free insurance solutions in a traditionally complex industry.

This platform automates HR and insurance policy selection, streamlining the process for businesses. It offers transparent policy comparisons, payroll automation, and schedule management, helping companies save time and money on insurance and employee administration.

Mantas provides tailored cyber insurance coverage designed to protect businesses from financial losses due to cloud downtime and digital risks. They offer comprehensive policies that include payouts for lost revenue and crisis communications following an incident. The company also delivers cybersecurity consulting and risk guard services for outage prevention and rapid incident response.

Klaim provides a platform that purchases medical claims from healthcare providers, ensuring payment within 24 hours to enhance cash flow and financial stability. This approach addresses the issue of delayed reimbursements, allowing providers to focus on delivering quality care without the burden of unpredictable cash flow.

OneInfinity provides customized insurance and risk management solutions for businesses handling digital assets and cryptocurrencies. They offer tailored insurance policies covering digital assets in both hot and cold wallets, helping exchanges and custody providers enhance their cybersecurity and insurance coverage. This allows Web3 companies to secure their digital assets against loss and theft.

Helpforce AI provides simulation‑first deployment of autonomous robots for industrial facilities in Pakistan, customizing each robot to a client’s exact floor plan, tasks, and workflow. By building a digital twin of the site and training the robot in simulation before hardware shipment, the company ensures immediate operational readiness for warehouse picking, manufacturing processes, or security patrols. Revenue is generated through project‑based contracts and ongoing service agreements for robot integration, maintenance, and performance monitoring.

Opus is an agentic automation platform that transforms fragmented business workflows into AI-driven, human-supervised processes. It combines the speed of AI with expert oversight to deliver automation that is compliant and auditable for enterprise use cases. The platform enables organizations to achieve significant productivity gains across functions like finance, HR, and customer support by orchestrating existing tech stacks.

Invygo is an app-based car subscription service that offers dealership-verified vehicles through flexible, short-term subscriptions, eliminating the need for long-term ownership. This model provides customers with easy access to transportation without the complexities of traditional vehicle ownership.

The startup operates a telehealth platform that provides on-demand medical services, including diagnostic tests, nursing care, and physiotherapy, facilitated by an AI-driven patient registration system to minimize administrative tasks. This platform enables patients to access both routine and complex healthcare services conveniently, addressing the challenges of accessibility and efficiency in traditional healthcare delivery.

Ekar offers a pay-as-you-drive car rental service through a mobile app, enabling users to locate, reserve, and unlock vehicles without the need for a deposit or physical paperwork. This platform addresses the inconvenience of traditional car rentals by providing flexible booking options and keyless entry, allowing customers to rent cars on an hourly, daily, or monthly basis.

This company provides an AI platform that integrates directly into existing EMR systems to enhance home health documentation accuracy. The platform offers real-time guidance to clinicians, significantly reducing OASIS errors and documentation rework for QA teams. This results in faster chart completion, improved functional scoring, and accelerated cash flow for home health agencies.

Ourea Systems provides a data engine that aggregates and normalizes financial data from disparate sources. This allows wealth management firms to gain a unified view of client portfolios and improve decision-making.

UXD Protocol is a decentralized stablecoin on the Solana blockchain, utilizing an asset liability management module to ensure stability and generate yield through low volatility strategies like delta-neutral positions and overcollateralized loans. Users can exchange crypto assets for UXD at par value while benefiting from interest generated by the protocol's investments.

RIZEK is a platform that connects users with over 250 on-demand services, including beauty, cleaning, and healthcare, through a mobile application that facilitates booking and management of appointments. The startup addresses the challenge of accessing reliable and verified service providers in the MENA region, enhancing convenience and transparency for users.

This startup utilizes blockchain technology to provide a decentralized finance platform that adheres to Islamic financial principles, enabling users to access buy now, pay later (BNPL) services. By offering a compliant financial solution, it addresses the need for ethical financing options in the fintech space.

De.Fi has developed the first crypto antivirus, utilizing machine learning to automatically scan smart contracts for vulnerabilities and risky approvals, thereby protecting users from potential scams and exploits. The platform also offers a comprehensive DeFi management toolset that aggregates data across multiple blockchains, enabling users to track their digital assets and make informed investment decisions.

3 Shepherd provides a transaction-based escrow solution that secures online payments against fraud by working with verified banking accounts. This service ensures that customers' funds are protected until they receive their goods, addressing the risk of transaction fraud in direct-to-consumer sales.

This startup provides a platform that aggregates mortgage offers and real estate investment opportunities, including pathways to obtain a UAE Golden Visa. By offering a centralized knowledge hub, it eliminates barriers to accessing essential real estate information, making the process more straightforward for first-time homebuyers and investors.

Udrive is a pay-per-minute car sharing platform in the Middle East that allows users to locate and unlock vehicles via a mobile app, eliminating the need for traditional rental processes. By providing free fuel, parking, and insurance, Udrive addresses the high costs and commitments associated with car ownership, offering a flexible and affordable alternative for urban mobility.

Ntigra provides an AI-powered platform that automates and optimizes healthcare revenue cycle management (RCM) and clinical documentation. Its machine learning and NLP capabilities improve coding accuracy, reduce claim denials, and streamline workflows for hospitals and clinics.

Banqmart provides a unified platform for UAE financial advisors, DSAs, and institutions to distribute credit cards and personal loans. It combines lead capture, CRM analytics, and automated KYC/compliance workflows, enabling fast, regulated onboarding and higher conversion rates.

Lookinsure is an online insurance aggregator that utilizes a streamlined digital platform to provide users with personalized insurance quotes from over 10 leading providers in under two minutes. By offering transparent pricing and secure payment options, it addresses the challenge of finding affordable and tailored insurance coverage in the UAE market.

Reluna is a SaaS platform that consolidates portfolio management, risk analysis, and compliance tracking for wealth managers. By automating client reporting and providing a unified view of investments, Reluna streamlines operations and enhances decision-making for family offices and brokerages.

Equevu provides a technology platform for automating pension management and employee benefits, enabling institutions to streamline defined contribution plans while ensuring compliance with IFRS (IAS19R) standards. The platform addresses the lack of accessible, cost-effective savings and investment options for employees by offering customizable and secure solutions that minimize operational risks.

Zink Pay offers a direct debit payment service enabling users to make, send, and receive mobile payments. It provides a streamlined way to manage personal and business transactions directly from a mobile device.

SellAnyCar operates a digital marketplace that lets private car owners obtain an instant AI‑driven valuation and receive a purchase offer with a single click. The platform coordinates on‑site inspections and uses an escrow payment system to complete the transaction and deliver same‑day cash, removing the need for listings and negotiations. It also automates compliance checks for title and lien verification.

The platform is a cloud‑based marketplace that aggregates verified doctors, clinics and hospitals across Egypt, Saudi Arabia, Jordan, Lebanon, Nigeria and Kenya, allowing patients to search by specialty, location or insurance and book in‑clinic, home‑visit or video/voice telehealth appointments in real time. After the consultation, prescribed medicines can be ordered through partnered e‑pharmacies with delivery tracked in the app, while providers access a secure dashboard with scheduling analytics and optional EHR integration.

This company provides modular digital banking infrastructure through its Bricks platform, enabling businesses to deploy custom embedded finance solutions. It offers core banking functionalities like payments, accounts, cards, and identity verification via APIs and SDKs. The platform accelerates time-to-value for integrating financial services across various industries, including neobanks and e-commerce.

smoll provides a subscription‑based pet wellness platform that gives UAE dog and cat owners 24/7 access to certified veterinarians via video chat and a secure messaging interface. The service includes unlimited telehealth consultations, on‑demand cost estimates, and scheduled at‑home vet visits, with member‑rate pricing for vaccinations, diagnostics, surgeries and hospitalizations, eliminating insurance claims.

BQ Labs is developing a decentralized insurance protocol specifically for the Bitcoin ecosystem, providing tailored insurance products and a risk management infrastructure for Bitcoin holders and Layer 2 protocols. This platform addresses the risks of market volatility and security breaches, enabling users to protect their assets and enhance trust within the Bitcoin landscape.

The startup operates a micro-lending platform that provides instant loans and facilitates bill payments through a user-friendly application. By offering micro-financing and secured transactions, it enables customers to efficiently manage their financial needs without lengthy approval processes.

The startup operates a car subscription platform that allows users to select, swap, and manage vehicles based on their budget and lifestyle needs. By providing detailed information on costs related to registration, maintenance, insurance, and roadside assistance, the platform simplifies vehicle access without the long-term commitment of traditional leasing.

AlgoDriven employs sophisticated algorithms to evaluate and price used cars for dealerships, finance, and insurance sectors. This technology provides consistent vehicle valuations, enabling stakeholders to make precise purchasing and financing decisions.

Odinmo provides a platform for managing and optimizing digital advertising spend across multiple channels. The system integrates data streams to offer unified performance analytics and automated budget allocation. This enables advertisers to maximize ROI through data-driven campaign adjustments.

The startup operates an employee benefits platform that enables small and medium-sized enterprises (SMEs) to access corporate rates on various social services. By providing discounted gift vouchers for essential services like food delivery and cleaning, the platform helps companies standardize and enhance their employee rewards while reducing overall costs.

Ozoned Digital provides an InsurTech platform that creates end-to-end insurance product ecosystems and plugins for various industries. Their B2B and B2B2C solutions leverage new technologies to enhance efficiency and customer satisfaction within the insurance sector.

Wellx transforms health insurance from a reactive service to a proactive wellness platform using AI and behavioral science. The platform integrates wearable data to drive user engagement through personalized challenges and goal setting. Users earn redeemable xCoins for achieving health milestones, incentivizing sustained positive lifestyle changes.

The startup offers a hybrid healthcare platform that integrates telehealth services and in-person consultations to facilitate the diagnosis and management of chronic diseases in women throughout various life stages. This membership-based model enhances access to timely healthcare interventions, complementing traditional insurance and addressing the gap in specialized care for complex health issues.

Money Protects offers innovative FinTech solutions to address non-performing loans (NPLs) and enhance financial stability for individuals and corporations. Their platform introduces unique financial products like fixed EMI for life, EMI sleeping period mortgage restructuring, and double rental equity release to provide sustainable wealth creation and management.

Aurem provides an intelligent operating system designed for retirement and wealth providers. This unified platform allows users to connect, configure, and control their products, processes, and data across various markets. The system accelerates value delivery by simplifying product and service deployment while offering deep platform configurability.

spago provides Credit-as-a-Service, enabling fintechs and neobanks to offer U.S. dollar credit products to their global user bases. The platform manages underwriting, regulatory compliance, and funding, allowing partners to issue credit cards and stablecoin credit without internal infrastructure. By assuming the financial and operational risk, spago facilitates immediate launch of compliant credit solutions.

Pluto is an insurtech platform that helps customers find optimal insurance rates by identifying and combating price walking. Their platform simplifies insurance management, offering a centralized and transparent experience.

This startup operates a peer-to-peer rental marketplace that enables car owners in the Middle East to list and lend their unused vehicles to verified borrowers through a digital payment interface. By facilitating hourly rentals, the platform provides car owners with an additional income stream while offering affordable access to transportation for those in need.

The startup operates an AI-driven accounting and financial analysis platform that enhances cash flow management and workflow efficiency for trucking companies. By optimizing payment processes and offering fraud prevention and factoring services, it enables carriers to improve their financial insights and transaction security.

Veehive AI develops applied Generative AI solutions including Agentic AI, LLMs, and Private GPTs for enterprise deployment. The company offers products like aGen for document transformation into mindmaps and video, and HiveLink for video management and analytics. These solutions aim to accelerate productivity, achieve operational excellence, and personalize customer experiences for measurable ROI.

Connect HR provides a cloud-based Human Resource Management System (HRMS) that automates payroll, time and attendance tracking, and employee benefits management. This solution streamlines HR processes, reduces administrative burdens, and enhances employee access to essential information, improving overall productivity and compliance.

Aurem provides an intelligent operating system designed for retirement and wealth providers. This unified platform allows users to connect, configure, and control their products, processes, and data across various markets. The system accelerates value delivery by offering a highly configurable environment that simplifies product and service deployment.

Ektar provides a modular SaaS suite for banks that includes ekShield, a device‑bound SDK delivering cryptographic token authentication and adaptive risk‑based MFA, ekBank, a cloud‑native micro‑services platform for launching white‑label mobile and internet banking experiences, and ekSell, a B2B2C marketplace engine that embeds credit, loan and insurance products into partner ecosystems. The API‑first solutions enable rapid digital transformation, improve security compliance, and lower customer‑acquisition costs without requiring banks to build infrastructure from scratch.

TrustIn provides the Middle East's first regulated digital escrow platform, offering instant, dedicated UAE escrow IBAN accounts for secure transactions. The service supports multi-party structures across consumer, business, and enterprise use cases including real estate, automotive sales, and M&A funding. By holding funds in bank-segregated, bankruptcy-remote accounts, the platform mitigates counterparty risk and ensures transparent fund release upon condition fulfillment.