Money Protects offers innovative FinTech solutions to address non-performing loans (NPLs) and enhance financial stability for individuals and corporations. Their platform introduces unique financial products like fixed EMI for life, EMI sleeping period mortgage restructuring, and double rental equity release to provide sustainable wealth creation and management.
Funding
Funding not disclosed
Founders
Product
Problem
Individuals and corporations often face challenges in managing non-performing loans (NPLs) and achieving financial stability amidst fluctuating interest rates, inflation, and economic uncertainties. Traditional financial products may not adequately address these issues, hindering sustainable wealth creation and management.
Solution
Money Protects provides FinTech solutions designed to address non-performing loans and enhance financial stability through innovative financial products. These include fixed EMI for life, which protects borrowers from interest rate fluctuations, and EMI sleeping period mortgage restructuring, which offers temporary relief from EMI payments. The company also offers double rental/equity release, enabling clients to convert their property equity into a second income stream. Money Protects aims to foster financial sustainability and confidence by offering solutions tailored to individual and corporate needs, focusing on capital protection and insured returns.
Target Audience
Money Protects serves both individual clients and corporate businesses, including MMEs and HNIs, seeking sustainable financial solutions, wealth management, and protection from economic uncertainties.
Features
- Fixed EMI for Life: Allows mortgage holders to pay a fixed EMI, protecting them from interest rate hikes.
- Mortgage EMI Sleeping Period: Offers borrowers a break from EMI payments, increasing their savings ability and providing flexibility.
- Double Rental/Equity Release: Enables clients to access their property's equity and generate a second income stream.
- Wealth Management: Provides bespoke investment strategies and advice across multiple asset classes, including equity, bonds, and alternative investments.
- Advisory Services: Offers financial consulting, tailored financial solutions, and connections to financial providers.
- Risk Management: Employs a combination of financial, legal, regulatory, and insurance instruments to minimize risks.
- Fintech Platform: Aims to transform complex financial services into digitized solutions for equitable distribution among asset classes.