Top 50 E Wallet in Europe

The startup offers a secure digital wallet application that consolidates loyalty cards and enables users to manage loyalty points through accumulation, exchange, and gifting. This platform enhances customer engagement with retailers by providing access to exclusive offers and facilitating point transactions among friends and family.

The startup offers a fintech platform that combines a secure digital wallet with IBAN and Visa card functionalities, enabling users to manage their accounts, savings, and investments in one location. By integrating automated investment strategies and providing daily interest payouts, the platform enhances financial management and asset growth for individual investors.

The startup offers an online trading application platform that enables users to buy and sell cryptocurrencies using credit cards and bank accounts, featuring a multi-currency wallet and secure storage solutions. This platform addresses the need for a user-friendly and efficient method to transact in digital currencies while ensuring the safety of users' assets.

E Money Network offers a modular blockchain platform designed for the tokenization of Real-World Assets (RWA) with a focus on regulatory compliance. The technology enhances security and transparency in asset transactions, addressing the issues of trust and verification in the market.

Ambire develops a hybrid Web3 wallet that combines externally owned accounts (EOA) and smart accounts, enabling users to manage their crypto assets with enhanced security and flexibility. The wallet allows for gas fee payments in any token and transaction batching, addressing the complexities and costs associated with traditional crypto transactions.

Tangem manufactures smartcard wallets that utilize a secure microchip to generate and store non-extractable private keys offline, ensuring protection against hacking and unauthorized access. The wallets provide a user-friendly solution for managing cryptocurrencies, eliminating the need for seed phrases and enhancing self-custody for both novice and experienced users.

Provides an API-driven platform for crypto wallets to issue branded debit and prepaid cards, enabling users to spend their crypto holdings anywhere Mastercard and Visa are accepted. By converting cryptocurrencies like USDC to fiat in real-time, it eliminates the need for merchants to accept crypto directly, offering wallets a seamless payment solution and a new revenue stream through interchange fees.

Elysium Lab develops a modular, on-chain multifactor authentication system that eliminates the need for traditional key storage, enhancing security and user control in decentralized applications. Their self-custody wallet for Bitcoin and stablecoins streamlines account management and transactions, providing a user-friendly experience without compromising ownership or security.

Provides a modular payment infrastructure that enables platforms to manage e-wallets, process payments, execute global payouts, and perform identity verification through customizable APIs. It reduces fraud risk with AI-powered detection, streamlines cross-border transactions with multi-currency support, and ensures compliance with KYC/AML regulations, serving industries like marketplaces, finance, and travel.

ZTLment provides a compliant wallet infrastructure that enables online platforms and marketplaces to automate fund management, including split payments and event-based transactions, while ensuring regulatory compliance under the Payment Service Directive 2. This technology addresses the challenges of cash flow management and payment reconciliation, allowing businesses to hold, manage, and distribute funds in real-time across multiple currencies.

The startup offers an online payment system that utilizes blockchain technology on the Ethereum network to facilitate cryptocurrency transactions. This platform enables businesses and retail customers to process crypto payments efficiently, promoting financial inclusivity for users who may lack access to traditional banking services.

This startup provides a modular payments stack that enables companies to quickly develop and launch digital financial services, including card issuing, accounts, and payment processing. By streamlining the transaction banking core, it facilitates efficient cash management and enhances customer onboarding for businesses in the digital economy.

Eversend is a multi-currency payments platform that enables users to send, receive, and exchange money at competitive rates while utilizing virtual debit cards to minimize foreign exchange fees. The platform addresses the high costs and inefficiencies associated with cross-border transactions, particularly in Africa, by providing a low-fee alternative to traditional banking services.

SendCrypto is a non-custodial app that enables users to connect various crypto wallets for fast and secure peer-to-peer transactions, allowing them to buy, send, trade, and spend cryptocurrencies easily. The platform addresses the need for a reliable Web3 alternative to traditional cash apps by facilitating seamless crypto payments for both individuals and businesses.

Bitwala offers a mobile platform that integrates traditional banking with cryptocurrency management, allowing users to buy, store, and trade Bitcoin and Ether. Its Visa card enables seamless spending of digital assets converted to fiat, consolidating financial activities into a single, user-friendly interface.

straitPay is a financial technology platform that provides a multi-currency digital wallet, enabling users to transact, pay bills, and invest across Africa without the complexities of traditional banking. The service addresses the challenges of high transaction costs and cumbersome paperwork, facilitating seamless financial interactions for individuals and businesses throughout the continent.

Wirex is a digital payment platform that enables users to buy, store, exchange, and spend over 37 cryptocurrencies and traditional currencies through a single app. It facilitates near-instant blockchain transactions and offers customizable features, addressing the need for seamless integration of crypto into everyday financial activities.

Enqura offers an AI-driven fintech platform that integrates five essential financial products, including a digital wallet, secure ID verification, and multi-factor authentication, to streamline operations and enhance security. By consolidating multiple vendor services into a single platform, Enqura reduces complexity, minimizes hidden costs, and provides clear visibility into financial performance.

Lissi develops software for issuing and verifying credentials through European digital identity wallets, enabling secure identification and authentication without passwords. The platform addresses the need for compliance with Know Your Customer (KYC) regulations and facilitates trusted interactions between users and organizations.

The startup operates a wellness marketplace that facilitates online booking and payment for beauty and wellness services through a digital wallet system. This platform enhances user engagement by offering cashback rewards and instant booking confirmations, addressing the need for convenient access to self-care services.

The startup develops embedded payment modules that facilitate fiat-to-crypto conversion directly within websites and mobile applications, eliminating the need for external gateways. This technology enables businesses of all sizes to integrate cryptocurrency solutions, enhancing their competitive edge in the evolving digital economy.

Keyban provides a Wallet-as-a-Service platform that enables businesses to create embedded, non-custodial wallets for users, facilitating gas-free transactions and secure access to digital assets without the need for seed phrases. The solution addresses the challenge of user onboarding in Web3 by simplifying wallet integration and enhancing customer engagement through tokenized loyalty programs and Digital Product Passports.

The startup provides a Banking as a Service (BaaS) platform that offers white-label mobile wallets, payment gateways, and International Bank Account Numbers (IBANs) designed for community organizations. This platform enables easy implementation of digital asset-friendly financial services, meeting the demand for accessible and customizable banking solutions.

Trust Wallet is a self-custody mobile wallet that supports over 10 million assets across 100+ blockchains, providing users with secure storage and management of their cryptocurrency and NFTs. The platform enables seamless transactions, including buying, selling, and swapping assets, while ensuring user privacy and control over private keys.

Wallester is a licensed financial institution that offers a white-label Visa card issuing solution, enabling businesses to launch their branded card programs with instant issuance and real-time tracking through an open API. The platform provides 300 free virtual cards to help companies manage corporate spending efficiently, eliminating hidden fees and enhancing financial control.

The startup offers a financial platform that provides multi-currency accounts, virtual cards, and sub-accounts tailored for SMEs and financial institutions. This solution enables digital businesses to streamline financial operations, reduce transaction costs, and enhance operational efficiency.

The startup offers a finance management application that enables users to set up accounts and manage transactions such as bills and direct debits through a smartphone interface. This application provides users with real-time insights into their financial activities, helping them save time and reduce unnecessary expenses.

Digital finance pioneers are creating a platform that utilizes blockchain technology to enhance transaction security and transparency in financial services. Their solution addresses the inefficiencies and risks associated with traditional banking systems, enabling faster and more reliable digital transactions.

Wigwam is a Web3 wallet that enables users to securely manage their cryptocurrencies and NFTs. The wallet prioritizes both security and ease of use for digital asset management.

eco2wallet is a digital financial platform that combines a digital wallet and debit card, allowing users to track their carbon emissions and contribute to environmental projects with each transaction. By allocating a portion of transaction amounts to tree planting and seagrass restoration, the platform addresses the need for sustainable financial solutions in the face of climate change.

DiPocket offers a white-label card issuing and funds disbursement solution that enables businesses to efficiently manage payments through instant-issue virtual and physical cards. This platform addresses the need for streamlined financial operations by providing real-time top-ups, detailed reporting, and integration APIs for existing systems.

This startup has developed a Bitcoin wallet and payments application that facilitates instant social payments through platforms like Twitter and messaging services. By enabling digital micropayments and cross-border transactions in both Bitcoin and conventional currencies, it significantly lowers transaction fees compared to traditional payment methods.

Bizzllet offers a self-custody business wallet utilizing Multi-Party Computation (MPC) technology to securely manage and streamline cryptocurrency transactions across multiple wallets. The platform reduces transaction errors to zero, decreases gas fees by 30%, and cuts management time by 70%, enabling teams to efficiently handle their crypto operations without compromising security.

MeaWallet provides payment tokenization and digital payment solutions for banks, issuers, and merchants, enabling secure transactions and the launch of branded mobile wallets. Their platform simplifies the integration of digital cards and NFC payments, enhancing user experience while ensuring compliance with major card schemes.

The startup develops a web3 payment platform that enables international money transfers with minimal transaction fees and real-time payment capabilities. This solution addresses the inefficiencies and high costs associated with traditional financial systems, allowing businesses to manage payments securely and effortlessly.

Miss Moneypenny Technologies offers Wallet Studio, a platform that enables businesses to create dynamic digital wallet experiences using Apple and Google Wallet apps. This solution enhances customer engagement through personalized notifications and real-time updates, addressing the need for effective communication channels beyond traditional payment and loyalty systems.

Wallid offers an Account-to-Account (A2A) payment solution for e-commerce that enables customers to complete transactions instantly through their banking apps, significantly reducing checkout friction. This technology addresses high cart abandonment rates and excessive payment processing fees, resulting in up to a 37% increase in conversion rates and 80% reduction in fraud and chargebacks.

Citizen Wallet is an open-source cryptocurrency wallet that can be preconfigured for community tokens, allowing users to send and receive tokens without needing to understand complex blockchain concepts. This solution addresses the challenge of user accessibility in cryptocurrency by providing a straightforward wallet experience on iOS, Android, and web platforms, eliminating the need for gas fees and extensive setup.

Ecoo is a blockchain-based conditional payment system that allows users to create and customize their own digital payment methods without transaction fees. It addresses the need for flexible payment solutions across various industries, enabling organizations to enhance customer engagement and loyalty through tailored loyalty programs and incentives.

E-Gates provides a non-custodial cross-chain cryptocurrency wallet that enables users to manage and trade digital assets securely across multiple blockchains. The platform also offers automated border control solutions, facilitating seamless transactions and KYC verification for businesses accepting both fiat and cryptocurrency payments.

The startup develops financial software that integrates bank account management, cryptocurrency wallets, and membership cards into a single platform, enabling seamless transactions across decentralized and traditional financial channels. This solution addresses the complexity of managing multiple financial assets by providing users with a unified interface for both fiat and crypto transactions.

This company provides digital payment processing solutions for both individual consumers and businesses. Their platform enables users to send and receive money electronically, facilitating online transactions and financial management.

Ultimate offers a self-custody cryptocurrency wallet for unified management of digital assets across major blockchain networks like Solana, Ethereum, and Bitcoin. The platform simplifies trading and ownership of tokens and NFTs through a single, intuitive interface, prioritizing user control and data privacy.

MobilePay offers a secure mobile payment platform for individuals and businesses. It enables peer-to-peer transfers, merchant payments, and group expense management, simplifying financial transactions.

The startup provides a cloud-based platform that integrates mobile financial services, telecom messaging, and digital payment solutions, including contactless payments and QR-code transactions. It enables businesses to streamline financial operations and enhance customer engagement through customizable wallet-based payment systems and digital KYC compliance.

The startup operates a digital payment platform that integrates wireless, mobile, and cash-connected card terminals for electronic payment processing. This technology enables entrepreneurs to streamline payment transactions, reduce costs, and enhance profitability.

PayAccept is a web3 wallet that facilitates local and international payments in over 135 currencies, including cryptocurrencies, with minimal transaction fees and instant settlement. The platform enhances financial accessibility by providing a secure, multi-currency mobile wallet and a payment processing solution for businesses, enabling them to accept diverse payment methods globally.

Weld Money is a fintech platform that offers a WELD Card and WELD Token, enabling users to transact seamlessly across blockchains and Metaverses. The service addresses the need for efficient payment solutions in the evolving digital economy, allowing users to pay anywhere with cryptocurrency.

The startup develops a secure smart card that enables users to authenticate and sign cryptocurrency transactions in a protected environment, minimizing the risk of impersonation and fraud. This technology allows customers to manage and execute crypto transactions securely from any location, ensuring peace of mind in digital asset management.

GemWallet is a non-custodial web addon that enables users to make online payments on the XRPL with a single click, ensuring full control over their funds and data. By eliminating back-end servers and data storage, it provides a fully decentralized solution that enhances user privacy and security in digital transactions.