Top 50 E Wallet in Europe

PashaPay provides a payment ecosystem that includes the m10 e-wallet for secure electronic transactions and the Milliön terminal network for seamless payment processing across Azerbaijan. With over 5 million users, the platform facilitates efficient money transfers and daily payment operations, enhancing financial accessibility for individuals and businesses.

Eversend provides an all-in-one multi-currency mobile application for borderless payments and financial management. Users can exchange currencies, send and receive money internationally, and create virtual USD cards for online spending. This platform offers lower transaction fees and transparent exchange rates for both personal and business financial needs.

Provides a modular payment infrastructure that enables platforms to manage e-wallets, process payments, execute global payouts, and perform identity verification through customizable APIs. It reduces fraud risk with AI-powered detection, streamlines cross-border transactions with multi-currency support, and ensures compliance with KYC/AML regulations, serving industries like marketplaces, finance, and travel.

The startup offers an end-to-end salary payment platform that ensures secure and transparent payments to international employees through digital transactions and bank-level security. By providing competitive foreign exchange rates, low fees, and salary advances, the platform enhances financial flexibility for a global workforce.

Aplauz offers prepaid digital credit purchased at physical retail locations for online spending. This allows users without traditional banking or credit cards to participate in e-commerce. By bridging the gap between offline cash and online transactions, Aplauz expands access to digital services and goods.

MyFin Bulgaria provides a secure digital wallet that utilizes advanced encryption technology for fast domestic and international money transfers. This service enhances transaction security and speed, minimizing the risks typically associated with traditional banking methods.

Wallet Studio is a no‑code SaaS platform that enables enterprises to design, launch, and manage digital wallet passes for Apple and Google Wallets without writing code. It offers a drag‑and‑drop composer, real‑time updates, marketing automation, and built‑in GDPR and ISO 27001/9001 compliance, delivering cross‑platform passes through a scalable cloud service.

The startup offers a multicurrency wallet that provides businesses with end-to-end financial services, including currency conversion and borderless transfers. By enabling quick and cost-effective transactions, the wallet facilitates growth in emerging markets while allowing businesses to manage multiple currencies efficiently.

Nova Wallet provides a digital payment solution through its VCode® app, enabling users to make secure purchases in just six seconds while organizing their membership cards and transaction history. The platform addresses the need for fast, convenient, and secure mobile transactions, linking physical items to digital content with unique 2D codes.

ACE Union is a mobile wallet app that facilitates online banking and international payments through a secure platform, enabling users to manage their finances efficiently. The app addresses the complexities of cross-border transactions by eliminating hidden fees and providing transparent exchange rates, allowing users to send money globally with ease.

Satispay offers a mobile payment platform that enables users to make transactions, exchange money, and manage meal vouchers directly from their smartphones, eliminating the need for physical cash or cards. The service addresses the inefficiencies of traditional payment methods by providing a fast, secure, and user-friendly solution for both consumers and businesses.

SimplWallet is a non‑custodial mobile wallet that lets users send and receive cryptocurrency by entering a verified phone number, automatically routing the transaction to the appropriate blockchain (e.g., Bitcoin, Ethereum, Solana). It provides merchants with optional auto‑conversion of received assets into stablecoins or fiat for instant settlement, along with team‑wallet permissions and SIM‑swap protection. All private keys are generated and stored locally on the device, removing the need for address copy‑paste and separate wallets.

Lissi provides production-ready API software that enables organizations to integrate with the European Digital Identity Wallet (EUDI Wallet). This software facilitates secure user identification, transaction approval, and digital signing within the eIDAS 2.0 ecosystem. The company delivers the necessary connector technology and expert support for immediate, compliant implementation of wallet-based services.

Airtm is a blockchain and bank-connected digital wallet that facilitates peer-to-peer currency exchange, allowing users to convert digital dollars into local currencies through over 500 payment methods. This platform addresses the challenges of accessing stable financial services and transferring funds across borders, enabling users to manage their money securely and efficiently.

The startup offers polymorphic payment cards that consolidate multiple payment options into a single card, allowing users to easily switch between functionalities for cash withdrawals, money transfers, and purchases. This solution provides a secure and efficient way for users to manage their finances without the need for multiple physical cards.

KoalaPays is a business payments platform that facilitates secure money transfers, e-wallet services, and multi-currency business accounts, enabling users to manage their financial transactions efficiently. The platform addresses the need for streamlined payment solutions and currency exchange, reducing transaction costs and improving cash flow for businesses.

The startup offers a blockchain wallet platform that provides secure custody of digital assets through an offline wallet solution and wallet-as-a-service model. This enables investors to manage their crypto holdings without the complexities of blockchain development or ongoing management.

IB Wallet offers a secure multichain cryptocurrency wallet that integrates an RFID card for private key storage and verification, ensuring users never lose their seed phrases. The platform features a user-friendly interface with flat-rate fees, enabling seamless crypto transactions and enhanced security against hacking.

Provides a self-custodial wallet for NEAR Protocol, enabling users to securely manage tokens, stake with instant withdrawals, and trade via an integrated DEX aggregator. The platform eliminates custodial risks by storing seed phrases locally, supports hardware wallets, and offers gas-free transactions for amounts over $100.

Ambire develops a hybrid Web3 wallet that combines externally owned accounts (EOA) and smart accounts, enabling users to manage their crypto assets with enhanced security and flexibility. The wallet allows for gas fee payments in any token and transaction batching, addressing the complexities and costs associated with traditional crypto transactions.

Orain is an IoT payment platform that combines a customizable Point of Sale system with a digital wallet, enabling businesses to accept micropayments through multiple channels without transaction fees or initial investment. The platform provides real-time telemetry and automated consumption monitoring, enhancing cashless payment security and operational efficiency for various business types.

MobiFi is a platform that integrates various mobility services like e-scooters, ridesharing, and public transit using blockchain technology. By enabling tokenized payments and loyalty incentives, MobiFi aims to create a sustainable mobility ecosystem and reduce carbon footprint within the transportation sector.

E Money Network offers a modular blockchain platform designed for the tokenization of Real-World Assets (RWA) with a focus on regulatory compliance. The technology enhances security and transparency in asset transactions, addressing the issues of trust and verification in the market.

Interface provides a platform for building and deploying custom social applications and digital experiences. It offers tools for developers to create interactive, community-focused web properties. The service streamlines the process of launching feature-rich social platforms without extensive backend development.

Xallet provides secure and encrypted systems for managing payments, investments, and fund transfers. Their platform focuses on creating a safe environment for users to control their digital assets.

ZTLment provides a compliant wallet infrastructure that enables online platforms and marketplaces to automate fund management, including split payments and event-based transactions, while ensuring regulatory compliance under the Payment Service Directive 2. This technology addresses the challenges of cash flow management and payment reconciliation, allowing businesses to hold, manage, and distribute funds in real-time across multiple currencies.

Status provides an open-source, decentralized wallet and messaging platform that enables users to manage their crypto assets securely across multiple blockchains while ensuring privacy through end-to-end encryption. The platform addresses the need for self-custodial solutions that protect users' financial and communication data from unauthorized access and censorship.

THORWallet is a non‑custodial mobile wallet that supports multi‑chain assets and multisignature security. It enables native cross‑chain swaps, staking, lending and on‑ and off‑ramps to fiat via a Swiss IBAN and Mastercard. Users can manage, earn yield, and spend crypto directly from the app without intermediaries.

Pier is a non-custodial wallet-as-a-service platform that utilizes smart contracts and account abstraction to provide a seamless Web3 experience without user-paid gas fees or the need for seed phrases. By simplifying integration through an API and offering customizable wallet solutions, Pier enables businesses to enhance user onboarding while maintaining true self-custody and security.

The startup provides a Banking as a Service (BaaS) platform that offers white-label mobile wallets, payment gateways, and International Bank Account Numbers (IBANs) designed for community organizations. This platform enables easy implementation of digital asset-friendly financial services, meeting the demand for accessible and customizable banking solutions.

Provides a digital wallet and exchange platform that enables users to send, receive, and swap fiat and cryptocurrency across 150 countries using a single account. Offers personalized physical and virtual debit cards funded with USD, USDT, ETH, or BTC, allowing seamless global transactions at reduced fees compared to traditional banking. Simplifies cross-border payments and currency trading with instant transfers, low-rate exchanges, and 24/7 customer support.

Wallester is a licensed financial institution that offers a white-label Visa card issuing solution, enabling businesses to launch their branded card programs with instant issuance and real-time tracking through an open API. The platform provides 300 free virtual cards to help companies manage corporate spending efficiently, eliminating hidden fees and enhancing financial control.

The startup offers a fintech platform that combines a secure digital wallet with IBAN and Visa card functionalities, enabling users to manage their accounts, savings, and investments in one location. By integrating automated investment strategies and providing daily interest payouts, the platform enhances financial management and asset growth for individual investors.

Trust Wallet is a self-custody mobile wallet that supports over 10 million assets across 100+ blockchains, providing users with secure storage and management of their cryptocurrency and NFTs. The platform enables seamless transactions, including buying, selling, and swapping assets, while ensuring user privacy and control over private keys.

Boom is a mobile app and payment gateway that enables cash-based consumers and businesses to transact online without traditional banking, facilitating secure storage, transfer, and spending of cash in the global digital economy. By connecting unbanked populations to e-commerce, Boom addresses the lack of access to financial services for 1.7 billion adults, allowing them to pay for goods and services in their local currencies.

DiPocket offers a white-label card issuing and funds disbursement solution that enables businesses to efficiently manage payments through instant-issue virtual and physical cards. This platform addresses the need for streamlined financial operations by providing real-time top-ups, detailed reporting, and integration APIs for existing systems.

The startup offers a non-custodial cryptocurrency wallet that enables users to manage, convert, and spend both crypto and fiat through a single application and card. Users can securely swap assets and earn cryptocurrency rewards on every purchase, addressing the need for a streamlined financial solution in the digital currency space.

The startup offers a secure digital wallet application that consolidates loyalty cards and enables users to manage loyalty points through accumulation, exchange, and gifting. This platform enhances customer engagement with retailers by providing access to exclusive offers and facilitating point transactions among friends and family.

This platform provides users with a Bitcoin wallet featuring self-custody security and direct integration with a Visa card for real-world spending. Users can easily fund their wallet with Euros, acquire Bitcoin and other digital assets, and spend them instantly online or in stores. The service focuses on simplifying Bitcoin ownership and utility without the complexity associated with traditional exchanges.

Bizzllet offers a self-custody business wallet utilizing Multi-Party Computation (MPC) technology to securely manage and streamline cryptocurrency transactions across multiple wallets. The platform reduces transaction errors to zero, decreases gas fees by 30%, and cuts management time by 70%, enabling teams to efficiently handle their crypto operations without compromising security.

MeaWallet provides payment tokenization and digital payment solutions for banks, issuers, and merchants, enabling secure transactions and the launch of branded mobile wallets. Their platform simplifies the integration of digital cards and NFC payments, enhancing user experience while ensuring compliance with major card schemes.

Fryda is a digital wallet application that securely stores receipts and product information, allowing users to manage their physical purchases in one centralized location. This solution eliminates the hassle of lost receipts and disorganized paperwork, facilitating easier returns, warranty claims, and second-hand sales.

Citizen Wallet is an open-source cryptocurrency wallet that can be preconfigured for community tokens, allowing users to send and receive tokens without needing to understand complex blockchain concepts. This solution addresses the challenge of user accessibility in cryptocurrency by providing a straightforward wallet experience on iOS, Android, and web platforms, eliminating the need for gas fees and extensive setup.

StraitPay provides a multi-currency digital wallet designed to simplify cross-border payments and trade across Africa. The platform enables businesses to execute fast, reliable payouts, pay vendors, and manage bills using a single application. It offers low, transparent fees and bank-level security for efficient intra-African financial transactions.

Tickle provides a wallet‑native advertising platform that lets marketers launch cross‑channel campaigns (web, social, CTV, OOH, print) without SDK integration, using simple URLs or QR codes. The system captures a persistent wallet identifier through swipe, tap or scan actions, delivering real‑time analytics and enabling app‑free, location‑ and event‑based push retargeting from a unified dashboard.

Kolo offers a hybrid wallet and crypto card that connects digital assets to real-world spending, allowing users to pay with crypto via MasterCard and Visa in over 200 countries. Their platform also provides B2B card issuing solutions with an API for web3 businesses, simplifying crypto adoption for both retail and business users.

This company provides digital payment processing solutions for both individual consumers and businesses. Their platform enables users to send and receive money electronically, facilitating online transactions and financial management.

The startup operates a digital payment platform that integrates wireless, mobile, and cash-connected card terminals for electronic payment processing. This technology enables entrepreneurs to streamline payment transactions, reduce costs, and enhance profitability.

Florie provides a platform for healthcare providers to create, issue, and manage mobile wallet cards that enhance patient engagement through personalized communication. By integrating with practice management systems, Florie enables real-time updates and analytics, improving patient retention and streamlining communication processes.

ZoidPay offers a Super App that integrates a non-custodial multi-coin wallet with multi-currency IBANs, enabling users to manage both fiat and cryptocurrencies in one platform. This solution facilitates instant transfers and seamless global transactions, addressing the complexity of handling multiple financial accounts and currencies.