Top 50 Ai Risk Scoring Platform in Europe

The startup develops an AI-based data analytics platform that digitizes manual processes and creates a connected data ecosystem for insurers and credit providers. Its proprietary predictive algorithms provide early warning signals, enabling financial professionals to make informed risk and commercial decisions.

Wiserfunding offers an AI-driven platform that analyzes over 800 data points, including financial, non-financial, and macroeconomic information, to generate precise credit risk profiles for SMEs. This technology enables lenders to make fast and accurate lending decisions while enhancing their understanding of portfolio performance and compliance with regulations.

The startup develops financial risk management software that utilizes secure algorithms to analyze internal and external data for informed decision-making. Its platform enables B2B companies to predict bankruptcies and reduce financial losses by automating manual processes.

The startup offers an automation-led compliance platform that utilizes dynamic risk modeling to provide real-time risk monitoring and alert resolution. This technology enables organizations to transition from periodic risk assessments to continuous oversight, optimizing compliance strategies while minimizing manual tasks and vendor navigation.

Agio Ratings offers a platform for financial institutions to manage digital asset risk with empirical default risk forecasts for trading venues and near real-time monitoring of on-chain and off-chain risk factors. This enables data-driven insights and informed decisions for counterparty and portfolio risk management.

The startup offers a cloud-based risk assessment and management platform that enables organizations to evaluate cybersecurity risks, manage incidents, and generate performance reports. By providing customizable dashboards and decision support tools, the software enhances cybersecurity governance and helps businesses mitigate vulnerabilities effectively.

Elucidate provides a regulated, universal benchmark for quantifying and scoring financial crime risk through a no-code Risk Module Builder that integrates with existing data systems. This platform addresses the challenge of data overload and siloed information, enabling institutions to streamline compliance processes and make informed risk decisions efficiently.

The startup develops a financial analytics platform that employs artificial intelligence to analyze specific target assets, focusing on time horizons and projection metrics to forecast market movements and investment risks. This technology enhances portfolio management and risk assessment for asset managers, enabling more informed investment decisions.

Assurified offers an AI-powered Risk Transformation Platform that quantifies risk exposure and optimizes insurance programs for multifamily real estate owners. This technology enables clients to maximize asset returns, reduce insurance costs, and enhance operational efficiency in managing insurable risks.

The startup develops an artificial intelligence platform that utilizes real-time data processing and anomaly detection to enhance credit and business decision-making. By providing a rapid search engine and intelligent data structuring, it enables businesses and entrepreneurs to make informed decisions efficiently.

Intelligent AI provides a multi-layered platform that utilizes location intelligence and predictive algorithms to deliver real-time risk insights for property insurance and local government. This technology enables insurers and brokers to accurately assess and price risks, enhancing decision-making in the face of complex global challenges.

The startup develops regulatory technology that analyzes environmental, social, and governance (ESG) factors alongside socio-economic data to provide organizations with insights into financial crime risks. Its platform delivers intelligence on emerging threats and criminal techniques, enabling users to effectively manage compliance and risk mitigation strategies.

Tikos provides an AI assurance platform that helps organizations build and maintain trustworthy AI systems. It offers tools for model audit, assessment, and ongoing monitoring to ensure fairness, transparency, accuracy, and accountability, enabling compliance with AI regulations.

Paperplane provides a credit risk management platform that utilizes real-time data analytics and AI to automate credit approvals and monitor customer behavior. This technology enables builders, plumbers, and timber merchants to reduce bad debt by over 43% within 90 days while accelerating customer onboarding processes to under 15 minutes.

The startup provides a software platform for financial institutions that utilizes artificial intelligence to automate inventory management, data processing, and the generation of regulatory-compliant documentation. This technology enhances operational efficiency and lowers costs by continuously monitoring data changes and performance metrics.

Risk Ledger is a vendor risk management platform that connects and visualizes the entire supply chain, enabling real-time identification of concentration risks and emerging threats. By providing a dynamic network model and continuous monitoring, it enhances the security posture of organizations and streamlines supplier compliance assessments.

The startup offers a credit automation platform that utilizes open banking data, machine learning, and artificial intelligence to assess consumer credit scores and manage loan lifecycles. This technology enables partner banks and financial institutions to provide instant loans, addressing the inefficiencies in traditional credit assessment and loan approval processes.

Saidot is a governance platform that provides tools for compliance with AI regulations, including the EU AI Act, by enabling organizations to document and implement necessary regulatory requirements. The platform also offers a risk library to identify and mitigate AI-related risks, ensuring the ethical and safe deployment of AI systems.

Intellibonds is an AI-driven platform that provides banks and institutional fixed income investors with predictive credit risk analytics and portfolio optimization tools, enhancing investment decision-making and operational efficiency. By integrating diverse data sources and employing advanced algorithms, the platform enables users to identify potential credit deteriorations and optimize portfolio returns, achieving cost savings of 20-30% across data and labor expenses.

Aira System employs artificial intelligence to automate data capture and risk assessment, providing over 400 verified data points for real-time fraud detection and lead generation. This technology enhances the accuracy of underwriting processes and minimizes financial losses for businesses in the insurance sector.

The startup offers a risk intelligence platform that utilizes machine learning and artificial intelligence for real-time monitoring and analysis of financial and reputational risks. By providing insights and alerts, the platform enables financial entities to assess risks associated with transactions involving non-banking partners.

Alyne offers a cloud-based governance, risk, and compliance platform that utilizes AI to automate risk identification, qualification, and compliance management for organizations. By providing real-time visibility and analytics, Alyne enables businesses to efficiently monitor and mitigate risks while ensuring adherence to regulatory requirements.

Coinnect offers an AI-driven platform for continuous Third-Party Risk Management (TPRM), providing real-time cybersecurity ratings and actionable insights to mitigate supply chain vulnerabilities. The platform helps organizations proactively identify and address risks within their digital ecosystem, enhancing overall security posture and resilience.

Finexos utilizes machine learning and behavioral analytics to provide real-time cash flow-based credit assessments, enabling lenders to accurately evaluate borrower risk without relying on traditional credit scores. This approach reduces default rates and expands access to credit for underserved individuals by identifying qualified borrowers who are often excluded by legacy metrics.

This startup provides ESG and financial reports that help companies understand their environmental impact and sustainability performance. Their reports guide businesses in adopting climate protection measures and improving their overall ESG practices.

AGAM is an AI-driven financial platform that connects individuals and businesses to banks and financial institutions, enabling instant access to credit through a proprietary credit scoring engine. The platform addresses the challenge of assessing customers with limited credit history by providing hyper-personalized lending solutions that facilitate rapid decision-making and risk evaluation.

This startup provides an AI-driven platform that enhances cyber security by utilizing machine learning algorithms for real-time threat detection and automated incident response. It helps businesses mitigate risks associated with data breaches and ransomware attacks, ensuring robust protection of sensitive information.

Xpeer is a B2B platform that uses AI to match businesses with service providers and other companies. The platform helps business owners source, vet, and engage businesses for technical and related services through an intelligent B2B cloud.

The startup provides software solutions for risk management and analytics focused on supply chains and third-party ecosystems. By utilizing advanced technologies for risk identification and analysis, the company helps clients enhance their resilience against digital threats and improve compliance practices.

Virtual i Technologies utilizes data analytics and machine learning algorithms to assess potential liabilities in commercial insurance. The company enables businesses to quantify risks accurately, optimize insurance coverage, and achieve cost reductions while enhancing financial security.

The startup provides a procedural cybersecurity platform that creates realistic environments for testing AI capabilities and security measures. By managing access to AI resources, it helps organizations mitigate risks associated with misuse and unauthorized access while enhancing the security of their digital infrastructure.

RevAIsor provides a trustworthy AI platform that integrates ethical governance frameworks and synthetic data testing specifically for the financial services sector. This approach addresses the critical issues of compliance and transparency in AI systems, reducing risks associated with unprincipled misconduct and enhancing operational efficiency.

RiskApp is an AI-powered platform that unifies fragmented application security data to provide real-time risk insights and compliance monitoring. It enables organizations to manage vulnerabilities, optimize security investments, and make data-driven decisions to minimize application security risks.

The startup offers a decision-making platform that utilizes artificial intelligence to enhance compliance, optimize model performance, and minimize ethical bias in business operations. By integrating mission-driven and market-driven strategies, the platform enables clients to make data-informed decisions that improve operational outcomes.

The startup offers a risk assessment platform that provides a self-assessment dashboard for businesses to evaluate their artificial intelligence projects. This tool enables teams to identify ethical pitfalls, data biases, and vulnerabilities, facilitating the mitigation and reporting of ethical risks associated with AI adoption.

Vesta Insights utilizes AI-driven analytics and predictive modeling to enhance credit assessments and recovery strategies for financial institutions. The platform specifically addresses biases in traditional credit scoring, improving access to credit for underserved groups and reducing arrears costs by 20%.

Vespia provides an AI-powered platform for Know Your Business (KYB), Know Your Customer (KYC), and Anti-Money Laundering (AML) compliance, enabling companies to verify legal entities and monitor risks across over 300 jurisdictions. By automating identity verification and risk scoring, Vespia reduces onboarding time to under 30 seconds while minimizing fraud and regulatory risks.

The startup operates a loan and credit financing platform that automates the financing application process using algorithms to assess both objective and subjective indicators for loan repayment predictions. This technology enables small and medium-sized enterprises to secure financing quickly, eliminating the need for extensive paperwork.

This platform offers businesses AI-assisted decision-making rooted in simplicity, flexibility, and explainability. The platform enables organizations to build advanced AI with minimal training and without deep technical expertise for fast value monetization.

Advai provides third-party assurance and monitoring for AI systems by conducting rigorous stress tests to identify failure modes such as bias and data leakage. This enables organizations to manage AI risks effectively and comply with regulatory requirements, ensuring safe deployment in critical environments.

The startup is creating the world's first all-in risk engineering solution that integrates advanced analytics and predictive modeling to assess and quantify risks across various sectors. This technology enables organizations to make informed decisions by providing a comprehensive view of potential vulnerabilities and their financial impacts.

The startup develops an Intelligence and Automation Platform for credit and payments that utilizes algorithms integrating digital footprints, behavioral science, and artificial intelligence to assess individual financial profiles. This technology enhances trust between lenders and borrowers, providing a more equitable credit experience by enabling access to financing based on a comprehensive understanding of personal character and social interactions.

The startup offers a cloud-based financial platform that provides real-time tenant income risk scores and proprietary income risk analytics for real estate investments. This technology enables investors, owners, and lenders to accurately assess rental loss probabilities and enhance portfolio reporting efficiency.

Sub Capitals provides an AI as a Service (AIaaS) platform that utilizes machine learning algorithms to deliver real-time risk assessment and management for investment portfolios. By offering tailored AI signals, the platform helps financial institutions minimize losses and enhance profitability in a rapidly changing market.

The startup focuses on developing frameworks for responsible artificial intelligence that ensure ethical data usage and algorithmic transparency. By implementing robust governance protocols, they mitigate risks associated with bias and privacy violations in AI applications.

ARGO is an AI platform that quantifies the total risk of any company by analyzing financial and operational data in real-time. This technology provides businesses with immediate insights into their risk exposure, enabling informed decision-making and risk management.

Complok provides an AI-driven platform that automates compliance workflows for financial institutions, enabling compliance officers to efficiently assess operational risks and maintain an audit trail. By consolidating risk data into a single dashboard, the platform reduces reliance on spreadsheets, minimizes errors, and streamlines reporting processes, ultimately saving time and lowering compliance costs.

Netra Technologies provides an AI-powered platform for private equity and investment funds that streamlines compliance workflows, including AML/KYC, and enhances due diligence. Their predictive fraud analytics tool reduces false positives in risk assessments, helping financial institutions focus on scaling operations and delivering returns.

Algoritmica develops machine learning systems for private credit investment, focusing on data enrichment, predictive modeling, and AI governance. The company addresses the need for enhanced decision-making in finance by providing tailored analytics that leverage unique asset-backed securities data.

PayGauge is a platform that utilizes real-time data analytics to assess trade credit risk, enabling businesses to make informed credit decisions based on precise financial intelligence. By providing customizable insights and dynamic updates, it helps companies minimize exposure to credit risk and enhance the accuracy of their risk assessments.