Fintechs and banks face significant hurdles in providing instant global payment solutions due to the complexities of integrating with multiple banking partners, payment networks, and liquidity providers, as well as navigating stringent KYC, AML, and transaction monitoring requirements.

Rail offers a regulated global payment infrastructure that enables fintechs and banks to facilitate instant transactions using both fiat currencies and stablecoins. By providing a single API integration, Rail simplifies access to a network of banking partners and liquidity providers, removing the need for businesses to manage these complex integrations themselves. The platform also streamlines compliance processes, including KYC, AML, and transaction monitoring, allowing businesses to focus on developing tailored payment solutions and scaling their operations.

Single API integration for accessing multiple banks, payment networks, and liquidity providers

Support for both fiat and stablecoin transactions

Automated KYC and AML compliance processes

Real-time transaction monitoring capabilities

Network of banking partners for increased redundancy

Tools for building bespoke payment use cases such as accounts payable, accounts receivable, and remittances

Rail's primary customers are fintechs, neobanks, payment processors, and banks seeking to build and scale instant global payment solutions.

Rail generates revenue through transaction fees based on annual transaction volume.