Flow48 provides small and medium-sized enterprises with upfront capital by converting future revenues into immediate cash flow. The company offers Invoice Based Financing and Revenue Based Financing solutions with fast electronic approval and funding within 24-48 hours. These financing options are designed to be flexible, non-dilutive, and balance sheet friendly, requiring no collateral or equity surrender.
Funding
$27.8M raised to dateRaised to date based on public sources. This may differ from the amount the company actually raised and is based only on what is publicly available on the internet.
Founders
Product
Problem
Small and medium-sized enterprises (SMEs) in the Gulf Region and South Africa often face challenges accessing capital due to strict collateral requirements and rigid terms from traditional lenders, leading to cash flow instability. This can hinder their ability to invest in growth opportunities and manage day-to-day operations effectively.
Solution
Flow48 provides revenue-based financing solutions that convert a company's future revenues into immediate working capital, offering an alternative to traditional loans and equity financing. This approach eliminates the need for collateral and equity dilution, allowing SMEs to access funding without sacrificing ownership or assets. Flow48 offers flexible repayment schedules tailored to a business's revenue stream, ensuring that repayments align with their cash flow. The platform features electronic enrollment and approval processes, enabling businesses to receive funding within 24-48 hours. By providing rapid access to capital and flexible repayment terms, Flow48 helps SMEs manage cash flow, invest in growth, and operate more efficiently.
Target Audience
Flow48 primarily targets SMEs in the Gulf Region and South Africa seeking flexible and rapid access to capital without the need for collateral or equity dilution.
Features
- Revenue-based financing: Converts future revenues into immediate capital.
- Invoice-based financing: Accelerates cash flow from unpaid invoices.
- Fast electronic enrollment and approval process.
- Funding disbursement within 24-48 hours.
- Flexible repayment schedules tailored to business revenue.
- No collateral required.
- Non-dilutive financing, preserving equity.
- Transparent fee structure.