Balad offers a unified API platform that lets banks, money‑transfer operators, fintechs and other financial institutions integrate, embed and execute cross‑border payouts through a single endpoint. The solution handles currency conversion, KYC/AML compliance, real‑time monitoring and settlement, providing secure, low‑latency transactions and analytics to reduce integration time and operational risk.

Credify Africa offers a suite of financial tools for businesses, including customized loan products, payment processing, and supply chain management. Their platform aims to streamline operations and improve access to capital for African businesses.

Credpal is a financial technology platform that enables users to make purchases from various online and offline merchants while offering flexible installment payment options. The app also provides tools for savings, investment, and credit building, addressing the need for accessible financial management in Africa.

Credrail provides a financial technology platform that integrates banking, mobile money, and financial data into a single API, facilitating seamless interoperability for transactions across Africa. The solution automates reconciliation processes, ensuring accurate tracking of cash positions and reducing discrepancies in financial operations.

Dayra provides a B2B lending platform that enables businesses to offer financial services directly to their unbanked gig workers and customers through customizable APIs and dashboards. This solution addresses the lack of access to capital for underbanked individuals, allowing for instant financing and seamless payment transfers.

E-doc provides a secure Open Banking API that enables third-party access to automated KYC and credit approval processes, facilitating real-time financial data verification and transaction processing. This technology addresses the challenges of limited financial data and regulatory compliance in emerging markets, streamlining customer onboarding for financial institutions.

Flow48 provides small and medium-sized enterprises with upfront capital by converting future revenues into immediate cash flow. The company offers Invoice Based Financing and Revenue Based Financing solutions with fast electronic approval and funding within 24-48 hours. These financing options are designed to be flexible, non-dilutive, and balance sheet friendly, requiring no collateral or equity surrender.

gamp for Business provides a unified platform for companies to purchase, finance, repair, and manage their entire fleet of employee devices. The service offers flexible device financing options, affordable service packs covering repairs and replacements, and streamlined logistics for global deployment. This solution simplifies IT asset lifecycle management, ensuring device uptime and optimizing operational spending for growing businesses.

Kashier is a payment management platform that enables e-commerce and retail businesses to accept a wide range of digital payment methods securely and efficiently, including credit/debit cards and mobile cash. The platform provides a complete toolkit for managing transactions, invoicing, and subscriptions, addressing the need for seamless payment processing in a rapidly evolving digital economy.

Klump provides a Buy Now Pay Later service enabling consumers to purchase goods and spread the cost over flexible payment plans, often up to 12 months after an initial deposit. Merchants integrate Klump Access at checkout to offer customers installment options without requiring immediate full payment. This service simplifies budgeting for consumers while increasing sales conversion for participating businesses.

Pennee provides credit financing solutions tailored for small businesses to address cash flow challenges. Their platform offers accessible funding options designed to improve financial stability and growth for small business owners.

Lenco provides digital business accounts for startups and SMEs in Africa, enabling users to manage payments, invoices, and expenses through a secure mobile platform. By eliminating maintenance fees and minimum balance requirements, Lenco addresses the challenges of traditional banking, allowing businesses to operate efficiently without hidden costs.

MNZL provides a regulated digital wallet that lets Egyptian homeowners and vehicle owners digitize their assets and borrow against them through a mobile app. By tokenizing property and car titles, the platform offers fast, low‑cost financing with flexible terms and real‑time approval, while offering in‑app advisory support and compliance with the Financial Regulatory Authority.

myStash provides a mobile application for users to set and manage personal savings goals in both NGN and USD. The platform allows users to choose between passive or aggressive saving strategies, automating the accumulation toward defined targets like vacation or rent. It facilitates secure transactions and tracks interest earned across various denominated savings plans.

Octamile provides a digital insurance management infrastructure that includes APIs for claims automation, customer onboarding, and integrated distribution, enabling non-insurance businesses in Africa to offer embedded insurance products. This technology enhances claims processing efficiency and improves customer experience, addressing the need for streamlined insurance access and financial protection.

The startup develops software that facilitates digital insurance processes through automated underwriting and claims management. This technology enhances operational efficiency for insurers while providing customers with faster policy issuance and claims resolution.

Opareta automates commercial operations for agent networks, focusing on efficiency and growth across the entire ecosystem. The platform provides tools for float management, performance monitoring, and digital onboarding to streamline liquidity and compliance. This results in better operational control, reduced risk, and accelerated transaction volumes for network operators.

Orca Fraud operates an AI-driven fraud detection platform that integrates machine learning models and orchestration computing to provide real-time insights and automated compliance reporting for financial institutions. The platform addresses the challenges of fraud in emerging markets by enabling rapid integration and empowering fraud fighters with targeted tools to reduce losses and false positives.

Power provides a holistic financial wellness platform enabling individuals to manage their finances through tools for pay access, saving, borrowing, and protection. The platform offers employers a solution to boost workforce productivity and reduce administrative burdens related to financial advances. For financial service providers, Power acts as a SaaS layer to extend banking products directly to end-users via workplace channels.

Talk360 is a mobile app that enables users to make high‑quality voice calls to any mobile or landline worldwide over the public telephone network, so recipients don’t need internet or a smartphone. It offers low per‑minute rates, real‑time rate lookup, a free one‑minute trial, and supports local currency purchases through over 60 online methods and a large offline voucher network.

Terminal provides a logistics platform that connects businesses and individuals in Africa with over 20 local and international delivery partners, enabling efficient global shipping. The service addresses the challenge of accessing reliable and affordable shipping options, allowing users to create, track, and manage shipments seamlessly through a mobile app and API integration.

Traction Apps provides a suite of business management tools, including payment processing, invoicing, and inventory management, all accessible from a single platform. This solution enables businesses to streamline operations and enhance cash flow by facilitating secure transactions and real-time tracking of sales and payments.

TurnStay offers an all‑in‑one finance platform tailored for African travel businesses, providing payment links, virtual cards, checkout, multi‑account management, smart routing and developer APIs. Acting as the merchant of record, it handles cross‑border payments, fraud detection, settlements and tax compliance, allowing companies to accept payments in local currencies and reduce transaction fees. The service is monetized through subscription plans and transaction‑based fees.

VeendHQ provides an embedded finance platform that enables instant, collateral-free loans for individuals in Africa, facilitating quick access to funds for personal and business needs. The service streamlines the loan application process, allowing users to receive disbursements in under five minutes, thereby addressing the urgent financial requirements of salary earners and entrepreneurs.