This London-based fintech automates the processing of VAT refunds and tax credits for research and development and creative industries, enabling UK businesses to expedite their claims. By streamlining the refund process, the company enhances cash flow and facilitates access to financial incentives.

Provides a mobile-first neobank platform in Spain, offering an IBAN-compliant account with features like instant money transfers, virtual cards for secure online payments, and cryptocurrency trading. Simplifies personal finance management by integrating tools for expense tracking, savings goals, and access to financial products such as insurance and investments, all through a fully digital interface.

Bolt provides a one-click checkout solution that connects e-commerce platforms to a network of over 80 million shoppers, enabling instant recognition of returning customers and seamless transactions. This technology addresses the high rate of cart abandonment by streamlining the purchasing process, thereby increasing conversion rates and boosting revenue for online retailers.

Bright Insights offers an AI‑enhanced retail intelligence platform that continuously extracts, enriches, and normalizes product data from public eCommerce sites and marketplaces. The solution provides real‑time pricing, assortment, and MAP compliance insights through configurable dashboards, RESTful APIs, and native Snowflake, Databricks, and S3 connectors, allowing brand owners and merchandising analysts to make rapid decisions. Subscription pricing starts at $250 per month with usage‑based tiers.

Carta provides a cloud‑native ERP platform that consolidates equity management, fund administration, and portfolio analytics for private‑market participants. The system automates cap‑table updates, electronic securities issuance, 409A/ASC 718 valuations, tax filings and offers real‑time scenario modeling and compliance monitoring through integrated dashboards and API connections. This unified solution delivers a single source of truth to reduce manual effort, improve data accuracy, and accelerate decision‑making for founders, investors and fund managers.

Cuvva offers a mobile‑first platform for fully comprehensive short‑term motor insurance in the UK, enabling drivers to buy policies from one hour up to 28 days for cars, vans and motorhomes. The app generates instant, data‑driven quotes, issues digital policies instantly and isolates the driver’s exposure, preserving the vehicle owner’s no‑claims discount. Optional add‑ons such as breakdown cover and commercial extensions are available, with 24/7 support and FCA regulation.

GO offers a fully online vehicle ordering platform that eliminates the need for traditional car ownership, allowing users to select and apply for a new car in under five minutes with no down payment. By leveraging a proprietary system that combines technology and fleet management, GO reduces monthly costs by 15-25% compared to conventional car ownership, providing a hassle-free experience without hidden fees or lengthy negotiations.

Healthlane provides a health management application that utilizes real-time data analysis and over 70 preventive tests to identify potential health issues before they develop. The platform enables users to monitor vital health metrics, such as heart and kidney function, while offering personalized insights to enhance overall wellness and reduce healthcare costs.

Honest develops user-friendly financial products that utilize data analytics and machine learning to enhance personal finance management. The platform addresses the challenge of financial literacy by providing tailored insights and actionable recommendations to help users make informed financial decisions.

Hour One provides a generative AI video platform that enables businesses to create lifelike avatar videos for training, marketing, and customer engagement without the need for professional videographers. This technology streamlines content workflows, significantly reducing video production time and costs while enhancing viewer retention and engagement.

The startup operates a fresh food delivery platform that connects consumers with local offline grocery stores, facilitating the timely delivery of perishable and non-perishable food items. By optimizing the logistics of grocery distribution, the platform ensures that customers receive fresh food at their preferred schedule, addressing the challenge of accessing quality groceries conveniently.

Provides a learning development platform that centralizes employee training by offering access to over 200 curated providers and AI-driven personalized learning pathways. It streamlines budget management with a single invoice system, eliminating the complexity of multiple provider contracts, and uses advanced analytics to align learning initiatives with business goals and track measurable outcomes.

Lemonade is a digital insurance platform that utilizes artificial intelligence and behavioral economics to streamline the insurance purchasing process, enabling users to obtain coverage in as little as 90 seconds. By treating premiums as customer funds and processing claims in under three minutes, Lemonade enhances transparency and efficiency while offering competitive pricing for renters, homeowners, and pet insurance.

MEL Science offers a subscription service that delivers over 100 hands-on chemistry kits and 50 digital experiences, including virtual and augmented reality, to enhance STEM education for children. This approach addresses the lack of engaging and safe science learning resources at home, fostering curiosity and bonding through interactive experiments.

Monday.com is a work operating system that enables organizations to design and manage workflows tailored to their specific operational needs. This platform enhances team collaboration and productivity by providing customizable templates and real-time tracking of tasks and projects.

Obligo provides a flexible deposit alternative for renters and landlords, eliminating the need for traditional security deposits through certified electronic payments and instant refunds. This solution allows renters to save money and time while ensuring property managers maintain secure transactions with trusted tenants.

Oxygen is a financial platform that consolidates business banking services for digital natives, creators, and entrepreneurs into a single application. The platform addresses the need for accessible and efficient financial management tools tailored to the unique requirements of modern consumers and businesses.

Refyne is India's first Earned Wage Access platform that allows employees to withdraw their earned salary on-demand without interest, addressing mid-month cash flow issues and unexpected expenses. The platform integrates with HR systems to provide a secure, RBI-compliant solution that enhances financial wellness for over 8 million users across 500 organizations.

Sami is a Brazil-based health plan startup that utilizes a technology-driven platform to streamline healthcare management and improve patient access to services. The solution addresses inefficiencies in healthcare delivery by providing real-time data analytics and personalized care coordination for patients and providers.

SAPI provides an API-based embedded finance solution that enables payment companies to offer flexible credit products, such as merchant advances and instant payouts, to their business clients. This technology addresses the need for immediate access to funds and improved cash flow management for small and underserved businesses within the payment ecosystem.

The startup offers an embedded credit platform that provides personal finance solutions tailored for workers with volatile incomes, charging a low weekly fee. This service enables users to manage their budgets effectively, ensuring financial wellness and stability for essential expenses.

WealthKernel provides a modular API infrastructure that enables companies to offer digital investment services, including client onboarding, trading, and portfolio management. This solution addresses the need for scalable and flexible investment functionality, allowing businesses to efficiently manage user accounts and transactions while ensuring regulatory compliance in the UK and EU.

The startup develops embedded payment modules that facilitate fiat-to-crypto conversion directly within websites and mobile applications, eliminating the need for external gateways. This technology enables businesses of all sizes to integrate cryptocurrency solutions, enhancing their competitive edge in the evolving digital economy.