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Commerce Ventures
San Francisco, United States
Commerce Ventures is an early‑stage venture capital firm focused on the commerce continuum, investing in fintech, payments, and insurance technology that power the next generation of retail and financial services. They p...
Portfolio
94+
Employees
30+
Founded
2013
AUM
≈ $300.0M
Investment focus
Stages
Seed → Series A
Industries
Financial TechnologyInsurance Technology
Geographic scope
Global
Fund details
Funds
Fund IV
Vintage 2021 • $150.0M
Fund V
Vintage 2024 • $150.0M
Sources
Commerce Ventures
Commerce Ventures is an early‑stage venture capital firm focused on the commerce continuum, investing in fintech, payments, and insurance technology that power the next generation of retail and financial services. They partner with founders building platform infrastructure for merchants, consumers, and enterprises, leveraging a deep network of strategic corporate LPs. Their thesis centers on enabling market‑ready solutions with early customer traction, adding value through industry connections rather than leading rounds.
Portfolio
94+
Employees
30+
Founded
2013
AUM
≈ $300.0M
Funds
Fund IV · Vintage 2021 • $150.0M
Fund V · Vintage 2024 • $150.0M
Stages
Seed → Series A
Industries
Financial TechnologyInsurance Technology
Geographic scope
Global
Sources
Showing 24 of 88 matched portfolio companies
Authentic provides streamlined insurance program solutions packaged for easy implementation. They simplify the process of establishing comprehensive coverage for businesses. This platform delivers ready-to-deploy insurance frameworks directly to clients.
Funding: $18.1M
Rough estimate of the amount of funding raised
FirstMark
FirstMark
Funding: $18.1M
Rough estimate of the amount of funding raised
Autobooks embeds invoicing, digital payment acceptance, and optional accounting tools directly into a business’s online or mobile banking platform, letting small businesses and nonprofits create professional invoices, share payment links or QR codes, and accept card, ACH, or contactless payments that settle straight into their checking account. The service charges a flat processing fee and offers a low‑cost accounting add‑on that automatically records transactions and generates financial reports, eliminating the need for separate payment processors and bookkeeping software.
Funding: $15.0M
Rough estimate of the amount of funding raised
Macquarie Capital
Macquarie Capital
Funding: $15.0M
Rough estimate of the amount of funding raised
Baton Systems provides a real-time, cloud-native platform for post-trade processing, enabling financial institutions to manage payments, settlements, and collateral with enhanced visibility and control. The technology addresses the challenges of operational risk and intraday liquidity management, facilitating over $3.3 trillion in asset movements in 2024 alone.
Funding: $18.3M
Rough estimate of the amount of funding raised
Illuminate Financial
Illuminate Financial
Funding: $18.3M
Rough estimate of the amount of funding raised
BILL provides an AI-powered financial operations platform that unifies accounts payable (AP), accounts receivable (AR), spend, and expense management for businesses. The platform automates workflows for bill creation, payment approvals, invoicing, and cash flow forecasting. It also offers business credit and spend controls integrated with leading accounting software.
BillGO offers a cloud‑based platform, BillGO Exchange, that lets small businesses and micro‑suppliers receive same‑day payments through a single portal. The service aggregates consumer and business payment methods—including virtual cards and ACH—provides real‑time notifications, automated invoice matching, and built‑in fraud protection, all without requiring additional hardware or system reconfiguration.
Funding: $5.0M
Rough estimate of the amount of funding raised
BankTech Ventures
BankTech Ventures
Funding: $5.0M
Rough estimate of the amount of funding raised
Bloom Credit provides a cloud‑native API that aggregates validated tri‑bureau consumer credit data and automates Metro 2‑compliant reporting to all three major credit bureaus. The platform converts recurring payments into tradelines, offers dispute‑management tools, and includes developer SDKs and built‑in compliance controls, enabling banks, credit unions, and fintechs to underwrite thin‑file borrowers faster and with lower operational risk.
40+
3K+Approximate amount of employees
Funding: $10.5M
Rough estimate of the amount of funding raised
Crosslink Capital
Crosslink Capital
Funding: $10.5M
Rough estimate of the amount of funding raised
Builder provides an AI frontend engineer platform to design, prototype, and ship production changes within existing applications. The system integrates with development workflows via agents connecting to tools like Jira and Slack for iteration and review. This enables teams to accelerate UI deployment and increase development capacity by automating frontend tasks.
Funding: $37.3M
Rough estimate of the amount of funding raised
Funding: $37.3M
Rough estimate of the amount of funding raised
Bureau provides an AI-powered platform for unified risk decisioning, consolidating diverse data sources to enable real-time assessment of customer risk. It streamlines compliance, fraud, and credit management by offering a 360-degree view of customer interactions and automating risk decisions.
Funding: $30.0M
Rough estimate of the amount of funding raised
Sorenson Capital
Sorenson Capital
Funding: $30.0M
Rough estimate of the amount of funding raised
Canary Technologies offers a digital guest journey platform that enhances hotel operations through features like mobile check-in, AI-driven guest messaging, and dynamic upselling. This technology reduces front desk workload, minimizes chargebacks by up to 90%, and increases guest satisfaction, leading to higher revenue and improved service ratings.
Funding: $97.0M
Rough estimate of the amount of funding raised
Funding: $97.0M
Rough estimate of the amount of funding raised
Candex is a fintech master‑vendor platform that consolidates high‑volume, irregular tail‑spend transactions into a single compliant trading partner. It lets enterprises create purchase requests that Candex invoices and settles with sellers, automating compliance checks, PO matching, and payment within three business days while providing real‑time visibility across categories, countries, and entities.
Funding: $45.0M
Rough estimate of the amount of funding raised
+ 7 Other investorsGoldman Sachs Asset Management
+ 7 Other investorsGoldman Sachs Asset Management
Funding: $45.0M
Rough estimate of the amount of funding raised
Canopy Servicing offers a highly configurable loan management platform that enables businesses to create tailored lending products with customizable policies, interest rates, and payment plans. The platform automates workflows and communications, improving operational efficiency and borrower engagement while providing real-time insights for better decision-making.
Funding: $35.0M
Rough estimate of the amount of funding raised
Foundation CapitalInfinity Ventures
Foundation CapitalInfinity Ventures
Funding: $35.0M
Rough estimate of the amount of funding raised
Card91 provides a modular payment infrastructure that enables businesses to issue and manage credit card programs with customizable features and compliance capabilities. This platform addresses the need for rapid deployment and control over payment processes, allowing companies to efficiently manage the entire credit card lifecycle from onboarding to repayment.
Funding: $14.1M
Rough estimate of the amount of funding raised
Infinity VenturesPoint72 Ventures
Infinity VenturesPoint72 Ventures
Funding: $14.1M
Rough estimate of the amount of funding raised
Cardless provides a platform that enables consumer brands to launch integrated credit card products within their mobile apps or websites, streamlining the application and account management processes. This solution enhances customer engagement and retention by offering immediate access to digital cards and personalized rewards, while reducing the lengthy implementation timelines typical of traditional credit card programs.
Carefull is an AI-powered financial safety platform that employs advanced monitoring algorithms to detect fraud patterns and financial mistakes specifically affecting older adults. By providing identity theft protection, bill management, and secure document storage, Carefull helps financial institutions safeguard their clients' assets and maintain their financial independence.
Funding: $22.7M
Rough estimate of the amount of funding raised
Fin Capital
Fin Capital
Funding: $22.7M
Rough estimate of the amount of funding raised
Clara is a business payments platform in Latin America that offers a digital credit card solution, real-time expense tracking, and AI-driven financial management tools. It addresses the need for efficient expense management and liquidity by enabling companies to create virtual cards, manage approvals, and pay providers using a credit line.
Funding: $473.5M
Rough estimate of the amount of funding raised
Funding: $473.5M
Rough estimate of the amount of funding raised
Class8 offers an OEM‑integrated AI platform that aggregates vehicle data to provide carriers and owner‑operators with tools for capacity optimization, asset sharing, and real‑time telematics. By analyzing high‑fidelity diagnostics, the platform matches available truck space with freight demand, delivers predictive maintenance alerts, and supplies actionable insights on driver performance, helping fleets increase utilization and reduce operating costs.
CNote provides a secure platform for FDIC-insured deposits and fixed income solutions, connecting investors with a vetted network of Minority Depository Institutions and Community Development Financial Institutions (CDFIs). This approach directly channels capital into underserved communities, creating jobs and supporting BIPOC-owned small businesses while promoting economic and racial justice.
Funding: $16.1M
Rough estimate of the amount of funding raised
American Family Insurance Institute for Corporate and Social Impact
American Family Insurance Institute for Corporate and Social Impact
Funding: $16.1M
Rough estimate of the amount of funding raised
Complif provides a unified compliance platform that automates KYC/KYB onboarding, transaction monitoring, sanctions screening, and ongoing risk assessments for banks and fintechs. The solution integrates with public databases, credit bureaus, and identity providers, using OCR and AI-driven case management to deliver real‑time alerts and audit‑ready records without manual intervention.
Funding: $2.6M
Rough estimate of the amount of funding raised
+ 6 Other investorsCommerce VenturesFundersClub
+ 6 Other investorsCommerce VenturesFundersClub
Funding: $2.6M
Rough estimate of the amount of funding raised
Constrafor provides a cloud-based platform that streamlines subcontractor procurement and financial management for general contractors, integrating contract administration, invoice tracking, and compliance documentation in one system. For subcontractors, it offers receivables financing solutions, including an Early Pay Program that accelerates cash flow and enhances project capacity.
Funding: $379.9M
Rough estimate of the amount of funding raised
NFX
NFX
Funding: $379.9M
Rough estimate of the amount of funding raised
ControlHub provides intuitive procurement software that streamlines the entire purchasing lifecycle from requisition to accounts payable automation. The platform enables efficient spend management through automated purchase order generation, streamlined approval workflows, and secure three-way invoice matching. It offers real-time spend analytics and seamless integration with financial systems like NetSuite and QuickBooks to optimize resource allocation.
Covr Financial Technologies offers a multi-carrier digital life insurance platform that is white-labeled for distribution through financial institutions. This platform simplifies the life insurance purchasing process for consumers by providing access to a wide range of products from 29 leading insurance carriers, addressing the challenge of navigating complex insurance options.
Funding: $37.5M
Rough estimate of the amount of funding raised
Stone Point Capital
Stone Point Capital
Funding: $37.5M
Rough estimate of the amount of funding raised
Diesta provides a payment processing platform that automates the reconciliation and distribution of insurance premiums, enabling parallel processing of split payments for faster payouts. This technology reduces administrative costs and enhances revenue generation by allowing sales teams to focus on selling rather than chasing payments.
Duplo provides a unified financial operating system for businesses, centralizing expense management, B2B payments, and global account services. The platform automates workflows through features like approval routing, bulk payments, and real-time reporting for enhanced financial control. It enables local and international transactions with multi-currency support and FIRS-compliant e-invoicing capabilities.
Funding: $6.2M
Rough estimate of the amount of funding raised
Funding: $6.2M
Rough estimate of the amount of funding raised
This company provides small, wireless sensors that use Bluetooth to detect smartphone locations, enabling businesses to deliver location-based mobile advertising. Their API allows developers to easily integrate micro-location features into mobile applications for targeted customer engagement.
Funding: $2.0M
Rough estimate of the amount of funding raised
Funding: $2.0M
Rough estimate of the amount of funding raised
Showing 6 of 6 unmatched portfolio companies
InAuth
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