Top 50 Insurance in Netherlands

Onesurance provides AI-driven modules tailored for the insurance industry, enhancing underwriting processes, optimizing distribution, and improving customer retention through accurate data analysis. Their technology enables insurers and brokers to proactively manage client relationships, reduce cancellations, and increase commission revenue, all while ensuring seamless integration with existing back-office systems.

Alicia Insurance provides a modular technology platform that offers tailored insurance products specifically designed for freelancers and businesses. By partnering with multiple risk carriers, the platform addresses the lack of accessible and customizable insurance solutions in the freelance market, enhancing user experience and insurance uptake.

Insify provides a fully digital platform for freelancers and small businesses to customize and manage their insurance needs, including options for disability, liability, and property coverage. By eliminating advisory fees and allowing daily cancellation, Insify addresses the challenges of affordability and flexibility in securing essential business insurance.

MarvelX offers AI agents that automate high-volume insurance workflows like claims processing and fraud detection. This allows insurance carriers to improve operational efficiency and focus their human teams on complex decision-making and exception handling.

Pensify provides a core benefits platform that simplifies setting up and managing third-pillar pension and insurance plans for SMEs and entrepreneurs. The platform integrates seamlessly with existing payroll systems, offering employees flexibility and control over their individual retirement savings. This solution helps employers easily provide attractive secondary employment conditions to attract and retain talent.

Eye Security provides managed detection and response (MDR) services combined with cyber insurance to protect small and medium-sized enterprises from cyber threats. Their 24/7 security operations center (SOC) utilizes advanced endpoint detection and response (EDR) technology to mitigate breaches and ensure business continuity.

TradeHarvest is a cloud‑based marketplace that connects agricultural producers, exporters, importers and commodity traders worldwide. It integrates product listings, logistics coordination, customs documentation, trade‑finance, insurance and quality‑assurance into a single platform, enabling end‑to‑end deal management and real‑time transparency. Optional carbon‑offset and compliance tools help align shipments with sustainability standards.

Onguard offers integrated credit management software that automates debt management, credit insurance, and collections to improve cash flow and reduce credit risk. Its platform centralizes customer data and streamlines workflows, empowering finance departments to accelerate invoice payments and enhance financial liquidity.

A digital marketplace connecting RV owners with renters, facilitating peer-to-peer RV rentals through a user-friendly platform. It addresses the limited access to diverse RV options for travelers while providing owners a revenue stream from underutilized vehicles. The platform streamlines booking, payment processing, and insurance coverage, ensuring a secure and efficient rental experience for both parties.

The startup offers a flexible credit line platform that enables small and medium-sized European businesses to convert unpaid invoices into cash within one business day. By modernizing the traditional factoring model, the platform addresses the cash flow challenges faced by these businesses, allowing them to meet immediate financing needs and support growth.

The startup operates an online job search marketplace that connects freelance professionals with clients seeking shift-based work across various sectors. Its platform enables efficient matching of freelancers to projects based on specific skill sets and project requirements, facilitating a streamlined hiring process for companies.

Send AI provides an AI-powered inbox platform designed to automate the processing of emails and complex documents like PDFs. The system uses OCR, intent classification, and data extraction to convert unstructured data into structured formats ready for integration with ERP or TMS systems. This automation saves employee time, reduces manual data entry errors, and allows teams to focus on high-value tasks.

HYFEN develops the PensionLink platform, which integrates real-time data from various pension partners to streamline compliance and enhance participant engagement. This solution simplifies complex pension processes, reducing the time required for tasks like pension consolidation from months to just 10 minutes online.

The startup develops financial software that facilitates conditional healthcare payments by directing funds from public and private sources to patients while integrating real-time medical and financial data collection. This technology reduces financial leakage and simplifies the management of outpatient healthcare schemes for providers and clients.

This company provides asset recovery services, helping brokers enhance client services and retail investors maximize stock portfolios. They offer end-to-end portfolio recovery and protection, managing everything from case identification to compensation distribution through a secure, easily integrated platform.

BlueGen.ai develops AI-driven synthetic data that mimics real data while ensuring privacy through differential privacy techniques. This technology enables organizations to generate high-quality, privacy-compliant datasets for machine learning, software testing, and data sharing, significantly reducing the need for real data and minimizing privacy risks.

Bunq is an independent neobank that utilizes a mobile-first platform to provide seamless banking services, enabling users to manage their finances with real-time insights and customizable features. The bank addresses the inefficiencies of traditional banking by offering instant account setup, low fees, and enhanced user control over financial transactions.

This company provides a SaaS solution utilizing proprietary AI for payment fraud detection and Anti-Money Laundering (AML) compliance. Their platform connects various industry players to a centralized AI brain, offering real-time protection against card payment fraud, merchant-initiated fraud, and money mule detection. The service aims to reduce false positives, maximize conversion rates, and lower operational costs for merchants, PSPs, and issuers.

OpGroen offers personal insurance policies with online management tools, providing customers with convenient access to coverage details and claims processing. They also offer support services related to auto repairs and cybersecurity, bundling insurance with practical assistance.

Huub provides a digital mortgage advisory platform that combines AI‑driven property inspection, real‑time neighborhood analytics, and instant mortgage‑capacity calculations. The service aggregates up‑to‑date rates from Dutch lenders, matches borrowers with certified advisers, and automates document handling through a 24/7 chat interface, streamlining the end‑to‑end home‑buying and refinancing process.

Brenger provides a platform that connects users with professional couriers for the efficient transport of bulky goods, utilizing real-time logistics technology to optimize delivery routes. This service addresses the high costs and logistical challenges associated with traditional delivery methods, offering a more affordable and sustainable alternative.

Godrive offers a flexible car subscription service that allows users to select from a range of professionally maintained, second-hand vehicles with customizable contract lengths and mileage limits. This model addresses the challenges of long-term car ownership and leasing by providing a hassle-free alternative that includes home delivery and no lengthy commitments.

Hypherdata operates a B2B closed data marketplace that facilitates competitive bidding for real-world data sets from vetted healthcare providers, streamlining the procurement process for pharmaceutical companies and health tech startups. By enabling rapid access to high-quality data for AI and precision medicine studies, the platform reduces costs and administrative overhead associated with traditional data sourcing methods.

Earthian AI develops foundational AI models for the financial sector that utilize high-precision reasoning for risk intelligence. These inference-driven systems price assets and assess risk with greater accuracy than conventional data-centric financial models. The company provides global financial institutions with competitive advantages in risk research, market analysis, and asset pricing.

Dyme aggregates user income and expenses to provide a comprehensive financial overview within a single application. The platform automatically negotiates better rates for fixed contracts like utilities and insurance on behalf of the user. It also streamlines the process of identifying and canceling unwanted recurring subscriptions to maximize savings.

Openclaims provides a scalable platform for managing insurance claims and vehicle repairs. Their solutions automate repair distribution, streamline claims workflows, and manage repair leads for insurers and leasing companies. This platform aims to reduce operational costs, increase processing efficiency, and enhance customer satisfaction across the claims lifecycle.

Voyc provides conversation intelligence and call quality monitoring for financial services by automatically analyzing 100% of customer interactions to ensure compliance and enhance customer service. The platform delivers detailed reports and real-time alerts, enabling firms to identify risks and improve customer outcomes while adhering to regulatory standards.

ULU provides a connected customer technology platform that integrates IoT solutions for fleet management across various vehicle types, including electric bikes and cargo bikes. By offering real-time data insights and AI-powered analytics, ULU enables businesses to enhance operational efficiency and adapt to the evolving demands of the automotive industry.

Spotr utilizes AI-driven image analysis to conduct remote inspections of buildings, enabling the rapid assessment of property conditions and compliance with regulations. This technology addresses the issue of underinsurance by providing accurate data on property conditions, helping insurers and housing associations optimize risk management and operational efficiency.

i.praedico offers an AI-powered platform for bodily injury claims processing, automating tasks and improving efficiency for insurance companies. Their technology analyzes claim data to predict outcomes and optimize settlement strategies, reducing costs and improving accuracy in the claims process.

The startup operates an electric bike leasing platform that provides businesses with cargo bikes specifically designed for short-distance deliveries and errands. This service reduces the carbon footprint and operating costs associated with last-mile logistics, allowing clients to efficiently manage deliveries without significant upfront investments.

The startup develops a hand brace technology that utilizes a proprietary instant 3D hand scanner and automation software to create customized orthotics and prosthetics. This system enables medical professionals to efficiently design and produce tailored braces, addressing the need for personalized patient care in orthotic solutions.

Life After Me offers a GDPR‑compliant digital estate planning platform where users can securely upload, encrypt, and organize wills, financial documents, media, and digital assets in predefined folders. The service provides two‑factor authentication, granular access for designated appointees, and the ability to link both offline and online storage locations, ensuring an up‑to‑date, easily accessible legacy for loved ones.

Vinacles provides a unified platform for automotive businesses, offering tools for garage and fleet management, vehicle data, and import/export services. By consolidating these services, Vinacles streamlines automotive workflows for businesses operating within the European Union.

Prets provides embedded finance solutions that allow homeowners to invest in energy-efficient upgrades, such as solar panels and heat pumps, without any upfront costs. By leveraging savings from reduced energy bills, Prets offers personalized financing options that make sustainable home improvements accessible to a broader audience.

Fidamy provides embedded insurance solutions that integrate directly into digital sales processes, allowing businesses to offer tailored protection products to their customers. This approach enhances customer confidence and satisfaction by addressing the need for immediate coverage during the purchasing journey.

InConnect provides a data-driven platform that connects smart home sensor data with insurance, offering safety scans, value-added services, and dynamic insurance policies. By leveraging IoT devices, InConnect aims to mitigate fire, burglary, water, and cyber risks in homes, leading to better outcomes for both homeowners and insurers.

TrustFlow provides a SaaS platform for insurance carriers to accelerate new product development and streamline policy administration. Its smart contract-based system and integrated valuation engine ensure accurate pricing, efficient lifecycle management, and robust reporting.

The startup provides a pay-per-use platform for diagnostic medical imaging equipment, enabling medical centers to access high-quality imaging technology without the burden of ownership costs. This model extends the lifecycle of equipment and increases diagnostic availability in both urban and remote areas, ensuring healthcare professionals can deliver essential services efficiently.

The startup provides an English‑language mortgage brokerage platform for expatriates buying homes in the Netherlands. It aggregates real‑time rates from over 30 Dutch and international lenders, matches borrowers with lenders that accept temporary contracts, foreign income, or limited Dutch credit history, and handles the full application process from document collection to loan submission. Users receive a single, transparent offer package, reducing approval time to 2–3 weeks.

The startup offers an online eye-testing platform that enables users to conduct unassisted visual exams using a computer or smartphone. This technology provides patients with quick and reliable access to eye tests from home, addressing the need for convenient and efficient vision assessments.

Cooper Pet Care is a mobile platform that offers tailored pet insurance solutions for cats and dogs, providing coverage for accidents, illnesses, and trauma. By alleviating the financial burden of unexpected veterinary expenses, the platform enables pet owners to access necessary treatments without compromising care quality.

The company primarily operates in the Elder and Disabled Care industry. Optimize. was founded in 2024 and is headquartered in Amsterdam, Netherlands.

Platos provides a next-generation platform integrating smart devices and AI-powered software to track body composition and metabolic health. The platform offers personalized wellness insights for individuals and remote patient monitoring (RPM) capabilities for clinicians. This system enables proactive health management by delivering actionable data at a lower cost.

Vipficated provides a Verification-as-a-Service platform to integrate product authentication directly into secondhand marketplaces. The service uses an easily implemented API to enhance buyer trust and accelerate transactions for luxury resale items. This solution helps marketplaces reduce costs associated with counterfeit goods and gain valuable brand insights.

Zendeq provides a platform that connects businesses with a vetted network of carriers and freight forwarders, enabling users to request, compare, and book shipping services across air, sea, road, and rail. This solution addresses the inefficiencies in freight logistics by offering multiple verified quotes quickly, ensuring safe and reliable transport for various cargo types.

SAFE Apps develops a mobile application paired with a portable emergency button that allows users to alert colleagues or emergency services in various workplace situations, such as aggression or accidents. This solution enhances safety for professionals by ensuring immediate assistance is accessible at all times, fostering a secure work environment.

This startup provides an end-to-end solution for utility-scale solar farms, using electron tracking sensors to capture real-time, panel-level data. This data is then integrated with blockchain for analytics and AI, enabling the creation of a grid-level virtual power plant and improving renewable energy returns. Their platform helps solar park operators increase efficiency through transparent data.

The platform enables Dutch employers to offer and manage employee bicycle leasing benefits by applying manufacturer discounts and calculating net‑pay impacts based on individual tax situations. It provides an interactive calculator, bundled insurance coverage, and an employer dashboard for configuring bike catalogs and verifying payroll adjustments. Employees receive a transparent breakdown of monthly costs and tax savings, while maintenance expenses remain outside the lease.

The startup operates a B2B auction platform that enables the secure and transparent trading of regular, secondary, and distressed commodities through a bidding process. This platform provides the professional trading community with a compliant environment to transact directly and globally, ensuring financial security and independence in commodity exchanges.