Top 50 Expense Management Platform in Latin America

Onfly provides a travel and expense management platform that enables corporate users to book travel in under three minutes while automating expense reporting and reconciliation processes. The solution enhances financial transparency and reduces errors and fraud, allowing companies to optimize their travel expenditures and improve overall efficiency.

Paytrack offers a software platform that automates travel and expense management by integrating features such as expense tracking, travel booking, and corporate card management. This solution reduces manual processes, enhances financial oversight, and minimizes the risk of fraud, ultimately streamlining corporate spending.

P3 provides a financial management platform that enables businesses to issue and manage multiple physical and virtual cards for expense tracking, budget control, and approval workflows. The solution centralizes payment processes, allowing real-time transaction monitoring and customized spending permissions for employees, thereby enhancing financial oversight and operational efficiency.

Clara provides a SaaS platform that combines corporate credit cards, a digital business account, and AI‑driven spend analytics into a single financial management solution. The system automates expense capture, enforces purchase policies at checkout, and routes reimbursements while streaming transaction data to a cloud analytics engine that detects anomalies, forecasts cash flow, and suggests cost‑saving actions. Open APIs and pre‑built ERP connectors deliver consolidated dashboards and exportable reports, with PCI‑DSS‑compliant security controls.

Xpendit automates expense management for businesses in Latin America by utilizing AI to process receipts and invoices in real-time, ensuring accurate data extraction and fraud detection. This solution significantly reduces manual workload, enabling finance teams to close their books five times faster while providing actionable insights for informed decision-making.

Clara provides a unified spend‑management platform for Latin American enterprises, combining corporate credit cards, a digital account and automated accounts‑payable tools. The solution enforces real‑time expense policies, captures invoices, generates tax‑compliant CFDIs and offers AI‑driven spend analytics with ERP‑grade API integration, all under PCI‑DSS 4.0 and ISO 27001 security. Finance and procurement teams use it to streamline payments, reimbursements and cash‑flow management.

Stuo is a mobile app that provides corporate credit card management, taxi booking, and expense reimbursement services through a unified platform. It simplifies financial operations for businesses by automating expense tracking and integrating with existing ERP systems, resulting in significant time savings and improved financial transparency.

Provides a multi-user financial platform that enables groups—such as families, couples, or roommates—to split expenses, manage shared funds, and make payments through shared PIX, boleto, or a forthcoming Mastercard. By offering real-time visibility into contributions, transactions, and balances, it simplifies financial collaboration and reduces conflicts over shared costs.

Clara is a business payments platform in Latin America that offers a digital credit card solution, real-time expense tracking, and AI-driven financial management tools. It addresses the need for efficient expense management and liquidity by enabling companies to create virtual cards, manage approvals, and pay providers using a credit line.

VOLL provides a proprietary app that integrates corporate travel management, transportation, and expense tracking into a single platform, enabling companies to streamline their travel processes and reduce costs. By centralizing these functions, VOLL enhances visibility and control over travel expenditures, ensuring compliance with company policies while improving user satisfaction.

Eva provides a flexible benefits card that consolidates eight categories of employee benefits into a single Visa card, allowing for easy access and management of expenses across various sectors such as health, education, and transportation. The platform enhances financial transparency and control for companies by offering detailed analytics and a streamlined dashboard for corporate expense management.

Flash provides a centralized platform that integrates employee benefits management, expense tracking, and HR functionalities through a MasterCard and a mobile application. This solution addresses inefficiencies in managing multiple systems, enhancing productivity and employee satisfaction for over 30,000 companies in Brazil.

Konfío provides a fully digital financial platform for Mexican SMEs that combines unsecured business loans up to MXN 5 million with a corporate Visa/Mastercard linked to instant SPEI transfers. The service includes a cloud‑connected POS terminal and an expense‑management dashboard that auto‑reconciles transactions, exports data via API, and supports configurable installment plans. By unifying credit, spending, and payment collection under CNBV‑regulated compliance, it reduces administrative overhead and improves cash‑flow visibility.

Payfy offers smart company cards that automate expense report generation and provide real-time transaction tracking for businesses. This solution reduces administrative overhead and improves financial visibility by eliminating the inefficiencies of manual expense reporting.

Treinta is a digital ledger application designed for Latin American microbusinesses, enabling users to manage sales, expenses, and inventory from any device. The platform addresses the challenges of financial tracking and inventory management, providing a free and user-friendly solution that synchronizes data across devices.

NeoSpace offers a platform for managing personal and business finances, providing tools for budgeting, payments, and financial analysis. Their solution aims to simplify financial management through a unified interface.

Billdin is a cloud-based cost management tool for the construction industry that enables real-time monitoring of project profitability and simplifies budgeting and certification processes. By consolidating project data and facilitating collaboration among team members, it reduces the time required for financial tracking and decision-making.

Caju offers a platform that centralizes the management of employee benefits, expenses, and rewards through a single Visa card, allowing companies to customize and automate their benefits administration. This solution addresses the complexity of managing multiple benefit providers and enhances employee satisfaction by providing flexible, easily accessible options tailored to individual needs.

Provides a fully digital B2B mobile carrier platform that enables businesses to manage mobile lines, devices, and expenses through a centralized dashboard. Eliminates bureaucratic processes and contract lock-ins by offering real-time control, transparent billing, and flexible plan adjustments, reducing telecom costs and improving operational efficiency.

Percapita is a digital financial services platform that provides users with tools to manage their everyday finances, including budgeting, bill payments, and savings through features like Needs and Goals Accounts. The platform addresses the lack of accessible financial wellness resources by offering a no-fee structure and a user-friendly interface, enabling individuals to achieve their financial goals with confidence.

Heru is a virtual accounting platform that automates tax management for freelancers and app workers by providing tools for electronic invoicing, tax declaration, and compliance with fiscal obligations. The platform simplifies the tracking of income and expenses, ensuring users can efficiently manage their taxes and avoid penalties for late filings.

Personal Pay is a mobile application that functions as a digital wallet, enabling users to manage payments, savings, and financial transactions in a single platform. The app provides real-time tracking and control over personal finances, addressing the challenge of fragmented financial management tools.

Vobi is a project management and financial oversight platform designed specifically for architects and construction businesses, enabling users to automate budgeting, streamline document management, and enhance client communication through a centralized digital portal. By providing real-time visibility into project costs and timelines, Vobi addresses the challenges of disorganized workflows and inefficient financial tracking, ultimately improving profitability and operational efficiency.

Kiban provides a financial management platform that centralizes processes for businesses of all sizes, integrating APIs for payment reconciliation, onboarding automation, and data orchestration. This solution reduces manual tasks and streamlines financial operations, enabling companies to enhance efficiency and control over their financial workflows.

Te Facturo automates purchase invoice retrieval for Mexican businesses through a WhatsApp-based concierge service. It handles direct outreach to merchants, even those without e-invoicing portals, to secure fiscal documents and deliver them to users, streamlining expense management and tax compliance.

Kunzapp centralizes the management of software applications, providing real-time visibility and control over subscriptions while detecting unauthorized applications to enhance security. The platform enables businesses to optimize their software spending, achieving savings of up to 30% and streamlining contract negotiations through expert support.

Lista is a bookkeeping application that enables micro, small, and medium enterprises (MSMEs) to efficiently manage their finances by automating transaction tracking, invoice generation, and budget creation. The app provides real-time insights into cash flow and credit scores, helping users maintain financial organization and make informed decisions.

The startup offers an automatic bill-splitting application that utilizes a shared digital wallet and electronic payment systems to facilitate simultaneous group payments. Users can pay a single bill while the platform automatically divides the costs among participants, eliminating the hassle of manual calculations and transactions.

Destaxa is an integrated financial management platform that connects point-of-sale systems to various payment processors, enabling real-time transaction routing and management. The platform addresses the need for small and medium-sized businesses to streamline payment processing and reduce transaction costs while enhancing revenue opportunities through flexible payment solutions.

Ruka provides a digital assistant that automates the classification and monitoring of purchase data by integrating with existing financial systems, enabling businesses to eliminate manual data entry and streamline expense tracking. This technology reduces operational inefficiencies, allowing companies to generate real-time reports and alerts on spending anomalies, ultimately saving time and reducing costs by up to 80%.

Serafin provides a financial management app that consolidates users' accounts and automates budgeting based on their financial realities, enabling them to track expenses and set savings goals. Paired with personalized mentorship, the platform helps users make informed financial decisions to achieve their life projects, such as debt reduction and retirement planning.

Zumma offers a financial management platform that automates expense invoicing through WhatsApp, allowing users to submit receipts and receive invoices quickly. By utilizing artificial intelligence, the platform enhances personal finance management and investment decisions, helping clients save time and increase their deductible expenses.

ContaÁgil provides a digital accounting platform specifically designed for small businesses, enabling users to manage their financial documents, issue invoices, and generate payroll reports in one centralized location. By automating routine accounting tasks, the platform significantly reduces bureaucratic overhead, allowing entrepreneurs to focus on growing their businesses.

The startup develops financial management software specifically for building and condominium administration, automating income, expense, fund, and salary calculations. This solution enables clients to access real-time financial data and community updates, enhancing transparency and accountability among residents.

Calcme offers a cloud-based management platform specifically designed for small businesses in the printing and woodworking industries, providing tools for budgeting, production tracking, and order management. The platform addresses the challenges of operational inefficiency and financial oversight by centralizing business processes into a single, user-friendly software solution.

Aly is a platform for managing corporate incentives, awards, and expenses, providing real-time dashboards and customizable financial solutions. It enhances employee and partner engagement by offering a wide range of redeemable rewards, including physical and digital prizes, gift cards, and mobile recharge options.

The startup offers a corporate health management platform that automates the administration of health plans by integrating data from various sources, including health insurers and operators. This platform provides cost containment tools and analytical reports, enabling organizations to efficiently manage employee health and optimize expenditures.

Meefi provides a financial management platform for SMEs that enables real-time tracking of accounts payable and receivable through automated invoice reconciliation and mass payment processing. By integrating with existing ERP systems, it streamlines cash flow management and reduces manual errors in financial operations.

The startup offers a finance management platform that integrates accounting, inventory management, and payroll functionalities while providing partial payment options for customers. This solution enables businesses to enhance product affordability through installment payment features, addressing cash flow challenges and improving sales conversion rates.

Loggro provides a cloud-based ERP solution tailored for small and medium-sized businesses in Colombia, integrating billing, accounting, payroll, and point-of-sale systems. This platform enables real-time management of financial operations and inventory across multiple locations, reducing errors and improving operational efficiency for over 15,000 businesses.

Bee Vale develops a multi-benefit platform that consolidates various employee benefits into a single card, allowing for customizable options such as meal vouchers, transportation allowances, and wellness incentives. This solution simplifies expense management for companies while providing employees with flexible access to essential services and discounts across multiple sectors.

Marvee offers a modular subscription-based platform for financial and accounting management, integrating specialized software that provides real-time financial insights and streamlined bookkeeping for small to medium-sized service businesses. The platform addresses the complexities of financial oversight by delivering transparent accounting and dedicated support, enabling informed decision-making and operational efficiency.

Backstartup provides a cloud-based accounting platform that automates financial management for small and medium-sized businesses in Latin America, integrating real-time data from bank accounts and generating monthly financial statements. This service addresses the challenges of maintaining accurate financial records and compliance with tax regulations, allowing businesses to focus on growth while ensuring timely and organized financial reporting.

Finket is a fintech platform that offers a secure mobile application for managing personal finances, including online payments, expense tracking, and goal-based savings. By utilizing biometric authentication and encrypted transactions, Finket simplifies money management and enhances user security, allowing customers to efficiently control their finances from a single app.

Chipax provides a financial management platform for small and medium-sized businesses that integrates real-time data from banks and the IRS, automating cash flow and income statement reporting. This solution eliminates manual errors and disorganized financial records, enabling businesses to maintain accurate and up-to-date financial information efficiently.

Rindegastos is a digital expense management platform that automates the submission, review, and approval of expense reports, eliminating the need for paper forms and spreadsheets. By allowing users to capture receipts via mobile devices and integrating with existing accounting systems, it significantly reduces processing time and enhances financial oversight for businesses.

Pagaloop allows small and medium-sized business owners to utilize credit cards for immediate liquidity to cover expenses that typically cannot be paid with plastic, such as taxes and rent. The platform facilitates secure, 24/7 transactions without the need for approvals, enabling users to manage cash flow effectively while retaining the benefits of their credit card rewards.

SUMA provides a cloud-based financial management platform that enables small businesses in Spanish-speaking Latin America to manage their accounting, payroll, and tax obligations efficiently. By offering tools for electronic invoicing and financial performance tracking, SUMA enhances visibility and control for over 100,000 entrepreneurs navigating complex regulatory environments.

Fonder is a financial management platform that integrates with existing ERP, CRM, and payment systems to provide real-time visibility into key business metrics and automate data processing. By eliminating manual data handling and reducing operational costs by up to 90%, Fonder enables startups and SMEs in Latin America to focus on growth and strategic decision-making.

Dinta is a personal finance management platform that utilizes artificial intelligence to automatically categorize and track expenses through WhatsApp, enabling users to monitor their budgets and achieve savings goals. By consolidating financial data in one place and providing personalized insights, Dinta helps users reduce monthly spending and make informed financial decisions.