Top 50 Digital Banking Core in Latin America

C6 Bank is a digital bank that provides a suite of financial services through its mobile app and online platform, enabling users to manage their banking needs efficiently. The platform addresses the challenges of traditional banking by offering seamless access to services such as account management, payments, and financial planning, all from a single digital interface.

The startup offers a white-label banking platform that enables non-financial businesses to provide customized financial services, including account management, deposits, and foreign exchange transactions, under their own brand. This platform enhances brand recognition and credibility while allowing companies to optimize their profitability through integrated financial solutions.

This fintech startup provides a cloud-based platform that facilitates digital onboarding, QR transactions, and identity validation for financial institutions. By enhancing mobile banking capabilities and implementing real-time fraud prevention measures, it improves customer engagement and operational efficiency for over 1.5 million users across 100 entities.

Lerian is a core banking platform built on an open-source ledger that supports double-entry transactions and smart contracts, enabling secure and scalable management of financial operations. It addresses the need for robust infrastructure in financial services by providing a customizable, white-label solution that can handle millions of transactions daily.

The startup develops a banking management system that integrates with settlement banks to provide tailored account opening models for unregulated financial institutions. This technology enables these institutions to manage accounting entries efficiently and offer personalized mobile and internet banking solutions to their customers.

Mêntore Bank is a digital banking platform that combines financial services with an employee benefits system, enhancing operational efficiency for businesses and their employees. By streamlining financial management and providing tailored benefits, it addresses the need for improved financial wellness and engagement in the workplace.

Matera provides instant payment solutions, QR code payment systems, and core banking technology for financial institutions, enabling real-time transaction authorizations and balance updates. The platform supports over 300 million instant payments monthly and facilitates QR code generation for seamless mobile transactions, enhancing operational efficiency for banks and credit unions globally.

Cora offers a digital account solution for small and medium businesses, providing features such as free PIX and TED transfers, unlimited boleto issuance, and a user-friendly app for account management. This platform eliminates traditional banking fees and bureaucratic processes, enabling businesses to manage their finances efficiently and focus on growth.

will bank is a digital banking platform that offers streamlined online account management and transaction processing through secure, cloud-based technology. It provides users with easy access to financial services, addressing the inefficiencies and limitations of traditional banking systems.

Stark Bank provides a corporate banking solution that integrates advanced data intelligence and API technology to streamline financial operations for businesses. By offering features such as unlimited virtual cards, efficient receivables management, and a substantial credit line, Stark Bank enhances financial control and operational efficiency for companies seeking to scale.

Provides a white-label platform for embedded finance in Latin America, enabling fintechs and financial institutions to launch digital banking solutions, including lending, payments, and wallets, within weeks. The platform integrates natively with core systems and third-party providers, streamlining the development of end-to-end financial programs. By offering tools like real-time payments, digital onboarding, and an admin dashboard, it reduces the time and complexity of deploying financial services.

Provides regulated banking services for businesses, combining traditional fiat accounts with digital asset custody and settlement capabilities. Enables seamless intrabank transfers, cross-border payments, and global spending through Visa cards, addressing the needs of enterprises navigating both legacy finance and blockchain ecosystems.

Hey Banco is a digital banking platform that allows users to manage their finances through a mobile app, offering services such as account creation, savings, investments, and insurance without the need for physical branches. The platform addresses the inefficiencies of traditional banking by enabling quick transactions and financial management directly from a smartphone, enhancing accessibility and convenience for users.

Mono provides a platform that enables banking organizations to quickly launch branded financial products, such as virtual wallets and customizable Visa cards, through its API. The solution addresses the lengthy development times typically associated with creating financial services, allowing businesses to efficiently manage payments and transfers in real time.

Baasic is a Banking as a Service platform that enables businesses to integrate financial services, such as digital accounts and payment solutions, directly into their existing operations without the need to become a bank. This approach allows companies to generate new revenue streams and enhance customer engagement through customized financial offerings, implemented within a rapid timeframe of up to 90 days.

The startup provides a technology solutions platform that offers financial services such as savings, loans, and insurance to unbanked and underbanked individuals, utilizing digital product development tools for legacy financial institutions. This enables clients to access essential financial services and improve their digital transformation efforts, addressing the lack of accessible financial options in underserved markets.

This startup provides a digital banking platform tailored for retailers, streamlining the management and distribution of variable remuneration for sales teams. By enabling real-time performance tracking and efficient communication, the solution enhances sales processes and improves incentive alignment for businesses.

Kobana provides a unified API interface that connects internal systems to over 30 Brazilian banks, automating financial processes such as payments, balance updates, and collections. This integration streamlines banking operations, reducing manual effort and enhancing transaction security for businesses managing high volumes of financial data.

Fondeadora is a digital banking platform that utilizes a regulatory-compliant framework to provide efficient financial services, eliminating the delays and complexities of traditional banking. By offering streamlined account management and transaction processing, it enhances accessibility and transparency for both individuals and businesses in Mexico.

FitBank is a Banking as a Service platform that provides a cloud-native infrastructure and proprietary APIs for companies to implement payment solutions, including PIX integration and credit services. This technology enables businesses to operate as financial institutions, enhancing transaction efficiency and reducing reliance on intermediaries.

The startup develops a secure data-sharing platform that facilitates the integration of open banking, finance, and insurance data across various industries. By enabling clients to efficiently access and utilize critical financial information, the company enhances their digital transformation efforts and operational growth.

Swap provides a Banking as a Service (BaaS) platform that enables B2B businesses to create and integrate customized financial products, such as digital payment accounts and branded cards, using tailored APIs. This infrastructure addresses the need for efficient financial solutions by streamlining transaction processing, compliance, and risk management for merchants looking to enhance their service offerings.

Capitual offers a secure platform for currency exchange and payment processing, enabling seamless transactions between fiat and digital currencies for individuals and businesses. The service enhances accessibility and efficiency in managing diverse financial assets, addressing the complexities of currency conversion and payment integration.

This digital bank provides accessible financial services in the Dominican Republic through a mobile-first platform. They offer services such as savings accounts, loans, and payment solutions designed to meet the needs of the local population.

Fire Banking provides a Bank as a Service platform that integrates payment processing through the PIX system, enabling real-time management of transactions for businesses of all sizes. The platform offers customizable financial solutions that enhance security and efficiency, addressing the need for streamlined payment operations and cost-effective transaction management.

The startup operates an online payment platform that enables users to make secure transactions for services such as utility bills and entertainment through credit and debit cards, bank transfers, and digital wallets. By providing a reliable payment alternative, the platform simplifies the process of managing multiple payment types in one location.

Featbank provides digital financial solutions tailored for the fuel ecosystem, including digital accounts for individuals and businesses, integrated financial management, and online approval processes. The platform addresses the inefficiencies in financial operations for fuel distributors, gas stations, and their employees by streamlining transactions and enhancing payment transparency.

Fintoc provides an API that enables online businesses to accept instant payments directly from customers' bank accounts, offering a cost-effective alternative to traditional card payments. The platform automates bank reconciliation processes, allowing businesses to efficiently manage transactions and reduce operational errors.

The startup offers a mobile banking platform that enables users to conduct digital payments, manage savings, and access essential financial services directly from their smartphones. By providing a user-friendly interface for secure transactions, the platform addresses the need for convenient and efficient banking solutions in a digital-first economy.

Dinie provides embedded lending services for B2B platforms, enabling businesses to offer customized credit products and payment solutions to their clients without the need for banking infrastructure. By leveraging a simple API integration, Dinie allows partners to enhance customer engagement and generate new revenue streams through accessible financing options.

Personal Pay is a mobile application that functions as a digital wallet, enabling users to manage payments, savings, and financial transactions in a single platform. The app provides real-time tracking and control over personal finances, addressing the challenge of fragmented financial management tools.

Depasify offers a platform that connects Web3 projects with essential resources and services, facilitating rapid access to tools necessary for development and scaling. This addresses the challenge of resource scarcity in the decentralized ecosystem, enabling projects to launch efficiently without delays.

Nexa is a fully digital neobank in Guatemala that enables users to open accounts in under three minutes and conduct banking operations via a mobile app, including ACH transfers, bill payments, and fixed-term deposits. The platform addresses the need for accessible and efficient banking services by offering transparent, digital loans and savings tools, eliminating the complexities of traditional banking.

Kiban provides a financial management platform that centralizes processes for businesses of all sizes, integrating APIs for payment reconciliation, onboarding automation, and data orchestration. This solution reduces manual tasks and streamlines financial operations, enabling companies to enhance efficiency and control over their financial workflows.

The startup offers an online credit platform that digitizes loan financing for various needs, including car maintenance, business investments, and home improvements. By providing tools to manage overdraft and revolving credit card debt, the platform enables users to lower their financial burdens and access fair loan rates.

Autonomia financeira pra quem é jovem.nZ1 offers a digital banking platform designed specifically for young users, providing features such as budgeting tools and savings accounts to promote financial independence. The platform addresses the lack of accessible financial services for youth, enabling them to manage their finances effectively and build savings from an early age.

CB International Bank is a financial institution that offers a range of banking services, including loans, deposits, and investment products, utilizing secure digital platforms for efficient transactions. The bank addresses the need for accessible financial services in underserved markets, enhancing financial inclusion and customer engagement.

Baaskit provides a customizable financial services infrastructure that enables businesses to offer integrated payment systems, digital wallets, and personalized credit and insurance solutions without needing a banking license. This technology allows companies to enhance customer loyalty and streamline financial transactions, addressing the challenge of limited access to comprehensive financial services for their clients.

Brubank is a digital banking platform that enables users to manage their finances through a mobile application, offering features such as real-time notifications, secure biometric authentication, and instant transfers. It addresses the need for accessible banking services by providing a cost-free account setup and a range of financial products, including loans and investment options, all regulated by the Central Bank of Argentina.

The startup operates a financial technology platform that simplifies digital financial services in Latin America, enabling users to perform transactions, manage budgets, and access credit through a secure interface. By addressing the complexities of traditional banking, the platform enhances accessibility and efficiency for users seeking to manage their finances effectively.

DitoBanx is a fintech platform that facilitates on-chain and Lightning Network Bitcoin transactions, as well as USDC payments, enabling businesses to accept digital currencies at the point of sale and for international transactions. The platform eliminates the need for traditional banking by providing a digital wallet and a prepaid Mastercard, allowing users to manage their finances efficiently and securely without a bank account.

The startup provides white-label financial services that enable companies to offer prepayment and credit solutions secured by receivables. By specializing in card customization and internet banking systems, it allows businesses to implement their own acquiring modules, enhancing operational flexibility and market competitiveness.

Linker is a digital banking platform that offers payment and financial services through a user-friendly interface, enabling businesses to manage their accounts and transactions efficiently. The platform addresses the need for streamlined financial operations by providing features such as account management, payment processing, and investment tracking, all within a secure digital environment.

The startup offers a finance credit operations platform that enables startups and non-financial companies to access customized financing options and streamline their credit management processes. By reducing bureaucratic hurdles and simplifying transactions, the platform enhances financial efficiency for users and customers.

DitoBanx offers a digital financial platform enabling users to hold USDC and Bitcoin accounts and spend globally with an international prepaid Mastercard. Businesses can utilize the platform for efficient cross-border money transfers and payroll processing, streamlining digital financial operations.

The startup offers a credit platform that utilizes real-time data analysis to facilitate online loan applications for businesses. By integrating customer background checks and documentation analysis, the platform enables entrepreneurs to secure working capital quickly and efficiently.

Provides a unified API that enables businesses to integrate directly with banks across Latin America and the United States, facilitating real-time account-to-account payments, QR-based collections, and bank account validation. This streamlines financial operations for industries such as e-commerce, lending, and payment gateways by reducing transaction failures, lowering costs, and automating treasury management.

Tikee offers automated time-lapse camera systems that capture and compile images for professional visual storytelling and project monitoring. Their solutions enable users to remotely document construction progress, environmental changes, or events over extended periods.

Vuelo is a fintech that provides digital banking solutions, including payment processing, digital accounts, and personalized financial services for retail businesses. By simplifying financial management and offering transparent pricing, Vuelo addresses the challenges of access to quality financial services for entrepreneurs.

The startup offers a payroll system designed for banking correspondents, featuring automatic import of commissioning spreadsheets, bank reconciliation, and performance dashboards. This financial management software centralizes data on a single platform, enabling clients to save time and enhance operational efficiency.