Top 50 Decentralized Finance in Latin America

The startup offers a decentralized lending platform that leverages artificial intelligence and open finance technology to aggregate financial data from multiple institutions through a single link. This platform transforms raw data into actionable income, credit, and consumer profiles, enabling SMEs to expedite payment collections and improve cash flow management.

Depasify offers a platform that connects Web3 projects with essential resources and services, facilitating rapid access to tools necessary for development and scaling. This addresses the challenge of resource scarcity in the decentralized ecosystem, enabling projects to launch efficiently without delays.

Seashell provides a user-friendly portal for decentralized finance (DeFi) that automates investment strategies through its Blueberry Vaults, allowing users to maximize rewards on USDC and GLP across multiple blockchains. The platform addresses the complexity of managing DeFi investments by offering straightforward tools that streamline routine tasks and enhance user experience.

Datanomik is an Open Finance B2B platform that aggregates financial data from various institutions across Latin America, enabling businesses and Fintechs to access and utilize this information efficiently. By providing standardized APIs and data integration solutions, Datanomik addresses the challenge of fragmented financial data access, enhancing decision-making and operational efficiency for its users.

Provides regulated banking services for businesses, combining traditional fiat accounts with digital asset custody and settlement capabilities. Enables seamless intrabank transfers, cross-border payments, and global spending through Visa cards, addressing the needs of enterprises navigating both legacy finance and blockchain ecosystems.

The startup develops financial market infrastructure that enhances the security and efficiency of receivables management through advanced data analysis and secure data storage. By providing clarity on valuation, formalization, and financial flow control, the company enables clients to optimize credit operations and reduce uncertainties in their financial transactions.

The startup offers a digital platform that utilizes blockchain technology and machine learning algorithms to enhance the management of financial assets and personal well-being. By providing transparent and secure financial services, the company addresses the need for reliable and equitable access to financial management tools.

Lerian is a core banking platform built on an open-source ledger that supports double-entry transactions and smart contracts, enabling secure and scalable management of financial operations. It addresses the need for robust infrastructure in financial services by providing a customizable, white-label solution that can handle millions of transactions daily.

Laqus offers an integrated platform for managing the entire lifecycle of financial assets, from structuring and distribution to custody and monitoring. The service streamlines capital raising and investor relations by providing a secure, compliant, and efficient solution for various financial instruments.

The startup develops a secure data-sharing platform that facilitates the integration of open banking, finance, and insurance data across various industries. By enabling clients to efficiently access and utilize critical financial information, the company enhances their digital transformation efforts and operational growth.

This startup collaborates with decentralized autonomous organizations (DAOs) to enhance governance and protocol development through open-source contributions and research. By optimizing human coordination, they aim to extend the operational lifespan of DAOs, providing essential tools for effective decision-making and community engagement.

Dinie provides embedded lending services for B2B platforms, enabling businesses to offer customized credit products and payment solutions to their clients without the need for banking infrastructure. By leveraging a simple API integration, Dinie allows partners to enhance customer engagement and generate new revenue streams through accessible financing options.

The startup offers a tokenization platform that connects blockchain technology with traditional financial markets, enabling users to acquire investment tokens securely and autonomously. By facilitating access to diverse investment opportunities through crypto assets, the platform addresses the barrier of limited investment options for a broader population.

The startup offers an online credit platform that digitizes loan financing for various needs, including car maintenance, business investments, and home improvements. By providing tools to manage overdraft and revolving credit card debt, the platform enables users to lower their financial burdens and access fair loan rates.

Hashdex provides regulated crypto exchange-traded funds (ETFs) that enable mainstream investors to access digital assets through familiar financial instruments. By offering a secure and compliant investment vehicle, Hashdex addresses the challenge of integrating blockchain technology into traditional investment portfolios.

DolarApp provides a digital dollar account that allows users to send, receive, and pay in both pesos and USDC, facilitating seamless currency conversion at competitive rates. The platform addresses the challenge of high fees and unfavorable exchange rates for international transfers, enabling users to save on transaction costs while managing their finances globally.

Featbank provides digital financial solutions tailored for the fuel ecosystem, including digital accounts for individuals and businesses, integrated financial management, and online approval processes. The platform addresses the inefficiencies in financial operations for fuel distributors, gas stations, and their employees by streamlining transactions and enhancing payment transparency.

The startup develops a decentralized network operating technology that utilizes blockchain and network security to create a peer-to-peer internet infrastructure. This technology enables users to bypass censorship and access a secure, private internet while facilitating bandwidth sharing among participants.

The startup operates a financial platform that enables B2B SaaS startups to extend their operational runway and finance customer acquisition costs without equity dilution. By providing tailored financial solutions, the platform allows these companies to maintain control over their growth trajectory while optimizing resource allocation.

The startup provides a technology solutions platform that offers financial services such as savings, loans, and insurance to unbanked and underbanked individuals, utilizing digital product development tools for legacy financial institutions. This enables clients to access essential financial services and improve their digital transformation efforts, addressing the lack of accessible financial options in underserved markets.

The startup provides financing services tailored for financial and fintech professionals, enabling them to meet the capital needs of small micro-enterprises through a technology-driven lending platform. By integrating automated credit assessment and rapid funding processes, the company enhances access to capital for businesses of varying sizes, improving their operational agility.

Capitual offers a secure platform for currency exchange and payment processing, enabling seamless transactions between fiat and digital currencies for individuals and businesses. The service enhances accessibility and efficiency in managing diverse financial assets, addressing the complexities of currency conversion and payment integration.

The startup offers a decentralized protocol platform that provides tailored DeFi options, including put and call options, for cryptocurrency asset management. This enables users to hedge against market volatility, protect their portfolios, and maximize returns on their investments.

VIIO is a Web 3 platform that facilitates secure and efficient transactions for users in Latin America through blockchain technology. It addresses the lack of accessible digital financial services in the region, enabling users to engage in decentralized finance and digital asset management.

Daleel is a financial marketplace that connects individuals with banks and financial institutions through a mobile application, enabling users to search, compare, and select financial products like credit cards and loans. The platform addresses the challenge of navigating the complex financial landscape in the MENA region, empowering users to make informed financial decisions and improve their financial well-being.

The startup operates a debt capital markets platform that utilizes data technology to enhance transparency and trust in private credit markets. By providing real-time updates and robust data capture, the platform enables originators to efficiently identify funding opportunities and streamline due diligence processes.

Num Network provides a platform for minting tokenized Real World Assets (RWAs) such as stocks, commodities, and fixed income securities, ensuring compliance and security through advanced blockchain technology. By enabling businesses to access and manage these assets via stablecoins and APIs, Num Network addresses the challenge of scaling operations in emerging markets with efficient financial tools.

The startup offers an online gaming platform that enables players to earn money through decentralized video games powered by blockchain technology. By integrating non-fungible tokens as rewards, the platform enhances the gaming experience while providing a tangible financial incentive for players.

DitoBanx is a fintech platform that facilitates on-chain and Lightning Network Bitcoin transactions, as well as USDC payments, enabling businesses to accept digital currencies at the point of sale and for international transactions. The platform eliminates the need for traditional banking by providing a digital wallet and a prepaid Mastercard, allowing users to manage their finances efficiently and securely without a bank account.

The startup operates a financial technology platform that simplifies digital financial services in Latin America, enabling users to perform transactions, manage budgets, and access credit through a secure interface. By addressing the complexities of traditional banking, the platform enhances accessibility and efficiency for users seeking to manage their finances effectively.

Provides a digital private banking platform tailored for tech founders, offering services like an Equity Pool for investing in venture-backed companies, personal holding structures for asset protection, and a streamlined family office experience. This platform addresses the challenges of wealth management, liquidity, and financial planning by combining cashless transactions, exclusive investment opportunities, and access to a network of industry leaders.

Paydece is a decentralized peer-to-peer payment platform that enables users to buy and sell cryptocurrencies directly with fiat currency, utilizing an audited EVM smart contract for secure transactions. This platform eliminates intermediaries, ensuring users maintain full control of their funds while facilitating 24/7 global operations.

This startup operates a credit and financing platform that enables users to compare loan options from various banks and fintechs through a transparent simulation tool. By providing free, relevant financial content, the company empowers consumers to make informed borrowing decisions while enhancing competition in the credit market.

This startup is establishing a blockchain-based platform to facilitate cryptocurrency transactions in Venezuela, addressing the lack of accessible financial services in a hyperinflationary economy. By enabling peer-to-peer transfers and digital asset management, the platform empowers users to conduct secure transactions and store value without reliance on traditional banking systems.

The startup offers a finance credit operations platform that enables startups and non-financial companies to access customized financing options and streamline their credit management processes. By reducing bureaucratic hurdles and simplifying transactions, the platform enhances financial efficiency for users and customers.

DitoBanx offers a digital financial platform enabling users to hold USDC and Bitcoin accounts and spend globally with an international prepaid Mastercard. Businesses can utilize the platform for efficient cross-border money transfers and payroll processing, streamlining digital financial operations.

Bluwhale is a decentralized knowledge data platform that allows decentralized applications (DApps) to enhance their functionality through API calls. It empowers users to control their data and exchange it for value, creating a more equitable digital identity ecosystem.

LetsBit provides a digital banking platform that facilitates local and cross-border payments, cryptocurrency trading, and savings through a user-friendly mobile app. The service offers features such as cashback on purchases, instant dollar transfers, and daily interest on deposits, addressing the need for accessible financial management and investment options.

The startup offers a digital asset trading platform that utilizes cybersecurity technology to ensure secure financial transactions and operates a regulated network for tokenizing financial assets. This enables companies to access funding mechanisms with reduced costs and enhanced distribution capabilities.

The startup offers a cryptocurrency investment platform that provides software tools for real-time trading and asset management, utilizing a pay-per-win model. This enables users to execute numerous buy-and-sell transactions daily, maximizing profitability while maintaining control over their assets.

Mushroom Protocol utilizes decentralized finance and smart contracts to connect early-stage biotechnology companies with global investors, enabling fractional ownership of intellectual property and equity. This approach addresses the challenge of securing funding for biotech startups while allowing them to maintain control over their innovations.

The startup offers an electronic trading platform that utilizes blockchain technology to facilitate the management, transfer, and liquidation of digital assets. By incorporating cryptocurrencies as a payment method, the platform enables users to execute transactions with significantly lower fees and instant settlement times compared to traditional payment systems.

Trybo is a decentralized credit platform that connects DTC brands with their communities for financing, bypassing traditional banking. The platform offers embedded financial tools and credit analytics to provide SMBs with access to capital, particularly in Latin America. This enables faster and more transparent funding for emerging businesses.

CompanyDAO provides a blockchain-based platform for tokenizing real-world assets through the establishment of Special Purpose Vehicles (SPVs), enabling efficient asset management and compliance. This solution enhances liquidity and market access by allowing fractional ownership and faster deal closures for a variety of asset classes, including real estate, equity, and intellectual property.

The startup operates a financial technology platform that aggregates and processes data from multiple sources to generate real-time market reports. This enables clients to accurately assess individual risk profiles and payment capacities, promoting inclusivity and competitiveness in the financial system.

This platform allows employees to access their earned but unpaid wages on demand, providing an alternative to payday loans and overdraft fees. Users can withdraw a portion of their accrued salary before their regular payday, improving financial flexibility and reducing reliance on high-interest credit options.

This startup has developed a decentralized, non-custodial protocol that creates an autonomous interest rate market for lenders and borrowers, utilizing fixed and variable rate pools based on credit supply and demand. Users can efficiently manage their crypto assets by accessing loans and deposits at both fixed and variable interest rates, determined by the credit utilization of each pool.

Catalisa provides a low-code/no-code platform that enables banks and insurance companies to efficiently develop and modernize financial products while integrating Web 3.0 technologies like blockchain and DeFi. The platform enhances scalability and reduces operational costs, allowing institutions to connect existing services and streamline product offerings without disrupting their current systems.

NEXTI is a platform that simplifies banking and financing decisions by providing clear, user-friendly tools and resources. By breaking down complex information, NEXTI empowers individuals to confidently navigate banking options and make informed choices for their financial future.

Decaf operates a blockchain-based digital payment platform that facilitates seamless fiat-to-crypto transactions and cash withdrawals globally, utilizing non-custodial wallet technology. The platform addresses the challenges of cross-border payments by enabling users to convert and access funds in multiple currencies without incurring fees.