Top 50 Decentralized Finance in Europe

The startup offers a decentralized cryptocurrency exchange platform that enables users to trade, store, and exchange digital assets securely. By simplifying access to cryptocurrency trading, it addresses the challenge of user engagement and accessibility in the complex world of digital finance.

The startup operates an automated decision-making platform that utilizes artificial intelligence to enhance interactions with decentralized finance (DeFi) protocols across various blockchain systems. By digitizing and democratizing access to global finance, the platform enables users to make informed decisions efficiently, accelerating the adoption of blockchain technologies.

The startup utilizes blockchain technology and artificial intelligence to enhance the efficiency and security of decentralized finance (CeFi) transactions. By providing real-time fraud detection and automated compliance checks, it reduces the risk of financial losses for users in the rapidly evolving digital finance landscape.

The startup offers a web3 development platform that provides back-end infrastructure for decentralized finance applications, integrating user authentication, identity management, and real-time transaction data. This platform enables clients to efficiently manage non-fungible tokens and balances across multiple blockchains, addressing the complexity of building and scaling decentralized applications.

The startup provides a financial technology platform that integrates centralized and decentralized finance portfolio management for institutional investors, utilizing real-time pricing, risk metrics, and blockchain transaction automation. This technology enables seamless interaction with digital assets alongside traditional asset classes, offering detailed portfolio valuations and protocol-level insights.

Fija offers a DeFi investment platform that automates and tokenizes yield strategies through smart contracts, providing institutional investors and crypto platforms with a compliant and transparent way to earn high interest on their assets. By enabling easy access to expert-designed strategies, Fija addresses the low percentage of crypto holders currently earning interest on their investments.

This startup has developed a decentralized finance operating system that integrates a global liquidity aggregator, yield farming aggregator, and asset management tools into a unified platform. By creating a synthetic order book, it enables cryptocurrency traders and managers to efficiently access liquidity, smart lending, borrowing, staking, and mining services.

Ago is a decentralized finance platform that integrates cryptocurrency trading, investment services, and a debit card within a single application, enabling users to manage both digital and traditional assets. By facilitating instant crypto purchases and offering competitive trading rates, Ago addresses the complexity of accessing and utilizing decentralized financial services.

Beta Finance is a decentralized finance platform that offers a money market protocol for personalized lending and borrowing of crypto assets, allowing users to select collateral types and interest rates tailored to their preferences. The platform eliminates liquidity fragmentation, ensuring maximum capital efficiency and access to deep liquidity for borrowers across various collateral risk grades.

This platform facilitates decentralized fundraising for Web3 projects, providing tools and infrastructure for token sales and community building. It enables blockchain startups to raise capital directly from their users and supporters through a secure and transparent process.

Radix provides a decentralized technology stack designed for building and deploying decentralized applications (dApps) with a focus on security and ease of use. Its asset-oriented programming language, Scrypto, enables developers to create robust DeFi solutions quickly, minimizing the risk of exploits and enhancing the overall user experience.

This startup provides a cryptocurrency exchange platform that facilitates token swaps, yield farming, and decentralized finance (DeFi) participation for both novice and experienced traders. By enabling efficient capital allocation and seamless trading of digital assets, it addresses the challenges of accessibility and complexity in the cryptocurrency market.

The startup develops blockchain-based derivatives software that utilizes interest rate swaps with a liquidity pool as a counterparty to fix borrowing rates. This technology provides users with the option to choose between fixed or floating rates based on the current IPOR rate, offering transparency and control over their financial transactions.

The startup develops a financial governance platform that utilizes decentralized technologies, artificial intelligence, and machine learning to provide security and transparency in asset exchanges. By enabling on-device authentication of valuable objects, the platform effectively combats counterfeiting and enhances trust in transactions.

The startup operates a decentralized identity platform that utilizes cryptography and zero-knowledge proofs to provide verifiable digital credentials. This technology ensures individuals maintain privacy, ownership, and control over their identity during digital onboarding and KYC processes.

LandX is an agricultural finance protocol that facilitates access to funding for farmers through decentralized finance (DeFi) mechanisms. The platform addresses the challenge of limited financing options in agriculture, enabling farmers to secure capital for operational needs and growth.

The startup offers a decentralized finance application that utilizes blockchain technology to enhance financial privacy and simplify digital asset management. By integrating real-world assets into DeFi and providing AI-driven financial guidance, the platform enables users to navigate both traditional and digital finance with ease while ensuring access to customer support and educational resources.

The startup offers a fully decentralized banking platform utilizing blockchain technology to provide secure, peer-to-peer financial transactions without intermediaries. This approach eliminates reliance on traditional banks, reducing transaction fees and increasing accessibility for users globally.

The startup operates an open-source decentralized ledger technology project that enables businesses to create decentralized applications for secure and transparent ownership and exchange of digital assets. This technology provides a verifiable framework that enhances data security and operational transparency, addressing the need for trust in digital transactions.

The startup operates an algorithmic trading platform that enables traders to seamlessly transfer locked digital assets across multiple blockchain networks without intermediaries. This platform facilitates decentralized finance by providing a direct method for asset movement, enhancing liquidity and accessibility for community members.

The startup develops a blockchain-based protocol for trading and settlement networks that ensures confidentiality and provides binding legal ownership of securities. Its technology automates the execution of financial contracts, enhancing efficiency and reliability in financial transactions.

Micapass develops an AI-powered compliance tool that offers AML wallet screening and continuous KYC/AML monitoring specifically for decentralized finance (DeFi) protocols. This technology enables clients to detect illicit activities in cryptocurrency transactions and maintain regulatory compliance, thereby mitigating the risk of sanctions.

This startup operates a web3 and AI venture studio that builds infrastructure for decentralized finance, non-fungible tokens, and programmable blockchains. By enabling companies to create composable smart contracts and digital assets, it facilitates equitable access to internet ownership and opportunities.

The startup offers a decentralized finance platform that provides contextualized blockchain data through APIs, transaction decoders, and activity trackers. This enables participants in the blockchain ecosystem to efficiently navigate complex on-chain activities and make informed decisions.

Defactor provides a toolkit for businesses to access decentralized finance (DeFi) liquidity backed by real-world assets (RWA) across blockchain networks like Polygon, Algorand, and Ethereum. This enables the transformation of illiquid assets into dynamic opportunities, enhancing market accessibility and liquidity for users.

Pendulum Chain is a smart contract blockchain network that integrates traditional fiat payment systems with decentralized finance (DeFi) platforms, enabling direct access to DeFi services. This connection eliminates the barriers posed by conventional banking, facilitating seamless transactions and enhancing liquidity for users.

BLOCKSIZE provides institutional-grade DeFi infrastructure by operating secure blockchain nodes and offering low-latency on-chain market data for digital assets. This enables professional investors to efficiently manage their digital assets while ensuring reliable access to decentralized finance solutions.

PWN is a permissionless, peer-to-peer lending protocol that allows users to lend and borrow using any digital asset as collateral, with customizable terms and fixed interest rates. This platform addresses the challenges of liquidity and automatic liquidations in decentralized finance by enabling users to maintain control over their lending strategies and risk parameters.

The startup offers a crypto index platform that enables the creation of on-chain index funds and structured products, providing transparent and trustless access to decentralized finance (DeFi) investments. By integrating with the DeFi ecosystem, the platform allows investors to achieve higher returns through diversified investment strategies.

The startup develops distributed ledger technology (DLT) software for issuing tokenized debt, enabling companies to create programmable, tradable debt units. This approach significantly reduces the costs associated with capital raising for small businesses compared to traditional debt capital markets.

CrypDefi provides a chain-agnostic self-custody solution that enables traders to access decentralized finance (DeFi) protocols without counterparty risk, utilizing state-of-the-art multi-party computation (MPC) and single-sign security. The platform allows for rapid asset mobilization and integration with custodial wallets, facilitating support for new chains and protocols within a week, thereby addressing the slow adoption of custodial solutions in the DeFi space.

The startup develops financial software that integrates bank account management, cryptocurrency wallets, and membership cards into a single platform, enabling seamless transactions across decentralized and traditional financial channels. This solution addresses the complexity of managing multiple financial assets by providing users with a unified interface for both fiat and crypto transactions.

The startup develops a decentralized finance (DeFi) wallet that enables everyday investors to access regulated financial services through blockchain technology. By simplifying the user experience, the platform addresses the challenge of making DeFi tools accessible to a broader audience, enhancing financial inclusion.

This startup provides a decentralized asset management platform that enables institutional investors to manage on-chain assets, rebalance portfolios, and execute ETF transactions with AML-compliant decentralized exchanges. By utilizing algorithmic trade execution and real-time risk analytics, it enhances efficiency and transparency in portfolio management within the DeFi space.

Motif offers an AI-powered platform that simplifies decentralized finance (DeFi) portfolio management through autonomous agents. These agents analyze markets, identify yield opportunities, and execute transactions based on user intent, automating rebalancing and optimization across multiple on-chain accounts.

The startup offers a platform that integrates multiple financial accounts and utilizes AI-driven analytics to provide tailored investment recommendations. This technology enables individuals and wealth managers to enhance their investment strategies while ensuring robust security for their assets.

Secured Finance provides a decentralized capital markets platform for digital assets, enabling zero-coupon bond issuance, fixed-rate loans, and derivatives trading through a unified yield curve. This solution enhances transparency and risk management for investors and borrowers by delivering reliable interest rates and structured financial products.

Heliax develops open-source protocols for decentralized counterparty discovery and multi-chain atomic settlement, utilizing zero-knowledge cryptography to enhance user privacy and financial sovereignty. The company addresses the need for transparent and secure financial systems that empower individuals against exploitative practices in traditional finance.

The startup has developed a decentralized blockchain investment protocol that facilitates capital raising and investment across multiple blockchain networks. Its application manages regulatory compliance and operational responsibilities, enabling approved projects to efficiently secure funding through the opera chain.

This platform uses algorithms to assess credit risk, enabling decentralized lending markets. It facilitates NFT funding and zero-collateral loans within these markets.

Coinstancy is a platform that provides users with secure access to decentralized finance (DeFi) tools, including stablecoin pools, masternodes, and staking options, all within a user-friendly interface. The platform addresses the complexity and risks associated with DeFi by offering a streamlined solution for monitoring and managing crypto investments.

This startup has developed a blockchain-based clearing infrastructure that facilitates fund transfers between customers of different banks and payment service providers while accepting deposits. By providing a serverless decentralized platform, it enhances competition and transparency in the financial services sector, addressing the issue of limited banking access for certain customers.

ChangeX is a multi-chain, non-custodial mobile application that integrates decentralized finance (DeFi) and centralized finance (CeFi) functionalities, allowing users to manage and monitor multiple crypto wallets from a single interface. The platform addresses the need for seamless crypto-to-fiat transactions and efficient asset management by providing tools for buying, selling, and converting cryptocurrencies while offering integrated banking services.

Ēnosys provides blockchain communities with streamlined access to decentralized finance (DeFi) services through its suite of products built on the Flare Network, with plans for multi-chain integration. The platform addresses the challenge of fragmented access to DeFi resources, enabling users to efficiently engage with various financial applications across different blockchain ecosystems.

The startup has developed a financial technology platform that connects fiat currencies with decentralized finance protocols, enabling seamless transactions through both traditional payment cards and cryptocurrencies. This integration facilitates easier access to digital assets for users who may be unfamiliar with blockchain technology, enhancing their ability to participate in the growing decentralized finance ecosystem.

StrikeX develops blockchain solutions that enhance transaction security and transparency in digital asset management through a robust infrastructure for peer-to-peer transactions. The company provides a reliable framework that mitigates trust and verification issues in decentralized finance.

ETHA Labs is a DeFi incubator that develops essential infrastructure and supports the growth of decentralized autonomous organizations (DAOs) to enhance accessibility in the Web3 ecosystem. By providing tools and resources for both institutional and retail users, ETHA Labs aims to facilitate the widespread adoption of decentralized finance solutions.

Jibrel is a web3 development company that utilizes Distributed Ledger Technology to create a decentralized peer-to-peer lending and loan securitization platform called Tranche, enabling users to connect their wallets for seamless financial transactions. The company also focuses on asset tokenization, offering regulated tokenized equities under the Abu Dhabi Global Markets framework to enhance access to capital markets.

StayLiquid provides businesses with high-yield savings accounts for Pounds and Euros, utilizing decentralized finance (DeFi) technology enhanced by artificial intelligence to generate passive income from idle cash. This platform offers a user-friendly interface that allows businesses to earn significantly higher returns than traditional savings accounts while maintaining liquidity and flexibility in cash flow management.

Ondefy is an on-chain DeFi platform that provides an EVM-compatible wallet for managing assets across multiple blockchains and a Meta DEX aggregator for trading over 10,000 tokens at optimal rates. The platform enables users to maximize their earnings through one-click yield optimization, simplifying access to decentralized finance for a broader audience.