Zynk
Zynk provides high-speed payment infrastructure that enables instant global settlements and on-demand liquidity without pre-funding. The platform compresses traditional settlement workflows into three steps—instruction, embedded liquidity, and settlement—completing in 0.0 seconds across 30+ live currency corridors. Zynk operates 24x7 with no bank cut-offs, serving businesses that require real-time money movement.
- Financial Technology
- Software Only
Funding
Founders
Founder details are not available yet.
Product
Problem
Traditional payment systems settle transactions slowly, causing capital to remain locked up for extended periods and preventing businesses from offering truly instant payment experiences to their customers. Pre-funded nostro accounts, manual treasury operations, bank cut-offs, and correspondent banking steps create multi-day settlement delays that undermine trust and limit operational efficiency.
Solution
Zynk provides high-speed payment infrastructure engineered for instant global settlements and on-demand liquidity. The platform eliminates pre-funding requirements by embedding liquidity per transaction, enabling businesses to connect quickly and transact in real time. Zynk's infrastructure compresses the traditional settlement workflow—from pre-funding, FX booking, bank cut-offs, correspondent banking, and local credit—into three steps: instruction, embedded liquidity, and settlement, completing in 0.0 seconds. The system operates 24x7 with no cut-offs or weekends, and is reconciliation-ready, allowing companies to scale their payment operations globally without friction or delay.
Target Audience
Primary customers are businesses that run on speed—such as remittance providers, next-gen fintech platforms, payment processors, and financial service providers—that require instant settlement capabilities and high-liquidity infrastructure for global money movement.
Features
- Instant settlement in 0.0 seconds across 30+ live currency corridors, including USD, INR, AED, EUR, MXN, and PHP
- No pre-funding required; liquidity is provided per transaction on demand
- 24x7 availability with no bank cut-offs or weekend restrictions
- Embedded liquidity model that eliminates manual treasury operations and idle capital
- Reconciliation-ready infrastructure with a simplified three-step settlement flow (instruction, embedded liquidity, settled)
- Registered as a Money Services Business (MSB) in Canada, authorized to provide Foreign Exchange, Money Transferring, Virtual Currency, and PSP services under FINTRAC supervision