Zybra Labs

About Zybra Labs

Zybra Finance offers fractionalized access to real-world asset (RWA) lending in private credit markets. Their platform allows investors to gain exposure to private credit opportunities through smaller, more accessible investments.

```xml <problem> Traditional savings accounts in emerging markets offer minimal yields, while access to higher-yield investment opportunities is often limited by high barriers to entry and a lack of reliable, non-custodial platforms. This leaves individuals vulnerable to currency devaluation and unable to effectively grow their wealth.</problem> <solution> Zybra Finance provides a decentralized finance (DeFi) platform that enables users to earn sustainable yields by investing in tokenized real-world assets (RWAs) such as U.S. Treasuries, private credit, gold, and public equities. The platform offers a non-custodial savings protocol that bridges the gap between on-chain DeFi yields and mobile-based off-chain financial rails, making DeFi accessible to both crypto-native users and underserved mobile money users. Users can deposit USDC and receive ZrUSD, a yield-bearing stablecoin backed by RWAs, unlocking dual yield opportunities in DeFi markets. Zybra's automated yield management aggregates and optimizes savings across RWA platforms, while built-in risk management mechanics protect user deposits. The platform also offers real-time monitoring of yields and performance through detailed analytics.</solution> <features> - Non-custodial savings platform powered by tokenized real-world assets (RWAs) - ZrUSD stablecoin that earns passive returns from RWAs and unlocks additional yield in DeFi markets - Automated yield management that aggregates and optimizes savings across RWA platforms - Automated risk management mechanics to protect user deposits - Real-time monitoring of yields and performance with detailed analytics - On/off ramps to save, spend, and earn, on user terms - Support for mobile money, USSD, and SMS to provide DeFi access to users without internet or smartphones - Integration with Kotani Pay API for seamless bank deposits </features> <target_audience> Zybra Finance targets both crypto-native users seeking higher yields and underserved mobile money users in emerging markets who lack access to traditional financial systems. </target_audience> <revenue_model> The platform generates revenue through yields earned on RWAs and potential fees associated with the use of the ZrUSD stablecoin across DeFi platforms. </revenue_model> ```

What does Zybra Labs do?

Zybra Finance offers fractionalized access to real-world asset (RWA) lending in private credit markets. Their platform allows investors to gain exposure to private credit opportunities through smaller, more accessible investments.

Where is Zybra Labs located?

Zybra Labs is based in George Town, Malaysia.

When was Zybra Labs founded?

Zybra Labs was founded in 2024.

Who founded Zybra Labs?

Zybra Labs was founded by Waddah Tookan.

  • Waddah Tookan - Co-Founder
Location
George Town, Malaysia
Founded
2024
Employees
11 employees
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Zybra Labs

Score: 100/100
AI-Generated Company Overview (experimental) – could contain errors

Executive Summary

Zybra Finance offers fractionalized access to real-world asset (RWA) lending in private credit markets. Their platform allows investors to gain exposure to private credit opportunities through smaller, more accessible investments.

zybra.finance500+
cb
Crunchbase
Founded 2024 – George Town, Malaysia

Funding

No funding information available. Click "Fetch funding" to run a targeted funding scan.

Team (10+)

Waddah Tookan

Co-Founder

Company Description

Problem

Traditional savings accounts in emerging markets offer minimal yields, while access to higher-yield investment opportunities is often limited by high barriers to entry and a lack of reliable, non-custodial platforms. This leaves individuals vulnerable to currency devaluation and unable to effectively grow their wealth.

Solution

Zybra Finance provides a decentralized finance (DeFi) platform that enables users to earn sustainable yields by investing in tokenized real-world assets (RWAs) such as U.S. Treasuries, private credit, gold, and public equities. The platform offers a non-custodial savings protocol that bridges the gap between on-chain DeFi yields and mobile-based off-chain financial rails, making DeFi accessible to both crypto-native users and underserved mobile money users. Users can deposit USDC and receive ZrUSD, a yield-bearing stablecoin backed by RWAs, unlocking dual yield opportunities in DeFi markets. Zybra's automated yield management aggregates and optimizes savings across RWA platforms, while built-in risk management mechanics protect user deposits. The platform also offers real-time monitoring of yields and performance through detailed analytics.

Features

Non-custodial savings platform powered by tokenized real-world assets (RWAs)

ZrUSD stablecoin that earns passive returns from RWAs and unlocks additional yield in DeFi markets

Automated yield management that aggregates and optimizes savings across RWA platforms

Automated risk management mechanics to protect user deposits

Real-time monitoring of yields and performance with detailed analytics

On/off ramps to save, spend, and earn, on user terms

Support for mobile money, USSD, and SMS to provide DeFi access to users without internet or smartphones

Integration with Kotani Pay API for seamless bank deposits

Target Audience

Zybra Finance targets both crypto-native users seeking higher yields and underserved mobile money users in emerging markets who lack access to traditional financial systems.

Revenue Model

The platform generates revenue through yields earned on RWAs and potential fees associated with the use of the ZrUSD stablecoin across DeFi platforms.