Zumo provides an API‑first digital‑assets‑as‑a‑service platform that lets banks, wealth managers, fintechs and crypto firms quickly embed regulated crypto investing, trading, custody and fiat on/off‑ramps in the UK. Its modular solution includes built‑in AML/KYC, FCA financial‑promotion compliance, secure trade execution and a sandbox for rapid prototyping, enabling compliant product launches in weeks rather than months.
Funding
$8.7M raised to dateRaised to date based on public sources. This may differ from the amount the company actually raised and is based only on what is publicly available on the internet.
Founders
Product
Problem
Financial institutions and fintechs that want to offer crypto services in the UK face fragmented infrastructure, complex regulatory requirements, and high development costs, which delay product launches and increase compliance risk.
Solution
Zumo offers a modular, API‑first digital‑assets‑as‑a‑service platform built specifically for the UK market. The platform provides ready‑made components for fiat on/off‑ramps, custody, trading, customer onboarding, AML checks, and financial‑promotion compliance, all engineered to meet UK regulatory standards. By exposing these capabilities through a unified API, Zumo enables partners to embed crypto investing, trading, and wallet services quickly without building the underlying stack from scratch. The solution includes a sandbox environment for testing, a customizable reporting dashboard for ongoing monitoring, and dedicated support throughout discovery, pilot, and roll‑out phases, allowing firms to launch compliant crypto products in weeks rather than months.
Target Audience
Primary customers are UK‑focused banks, wealth managers, fintech platforms, and multinational crypto firms seeking to embed regulated digital‑asset services for their clients.
Features
- API‑driven modules for fiat on‑ramp/off‑ramp, UK‑native custody, and trade execution
- Built‑in AML, KYC, and FCA financial‑promotion compliance workflows
- Secure, scalable infrastructure with embedded regulatory controls to reduce remediation risk
- Sandbox environment for rapid prototyping and testing before production deployment
- Customizable client reporting dashboard for performance monitoring and analytics
- End‑to‑end partnership support covering discovery, requirement shaping, pilot, and full roll‑out