ZTL offers a modular API platform that enables system providers to integrate bank-independent payment solutions, covering domestic, salary, and international transactions. This approach simplifies the payment process by allowing a single integration to access all banks, reducing setup complexity and enhancing operational efficiency for corporate end-users.
Funding
$37.9M raised to dateRaised to date based on public sources. This may differ from the amount the company actually raised and is based only on what is publicly available on the internet.

Founders
Product
Problem
Integrating payment solutions across multiple banks is complex, requiring numerous integrations and increasing operational overhead for corporate end-users. This complexity hinders efficiency and scalability, especially when handling domestic, salary, and international transactions.
Solution
ZTL offers a modular API platform that streamlines payment processing by providing a single integration point to access multiple banks. This bank-independent solution covers domestic, salary, and international transactions, simplifying the payment landscape for system providers. By offering transparent, real-time payment capabilities, ZTL enhances platform functionality and unlocks new revenue streams through FX functionality and other features. The platform is designed for scalability, ensuring it can handle increasing transaction volumes as businesses grow, while also mitigating risks through KYC processes.
Target Audience
ZTL primarily targets corporate end-users and system providers seeking to simplify payment processes and enhance operational efficiency.
Features
- Modular API for integrating bank-independent payment solutions.
- Single integration point for accessing all domestic banks.
- Support for domestic, salary, and international payments.
- Transparent and live foreign exchange rates.
- PSD2 Open Banking APIs for secure transactions.
- Scalable architecture designed to handle increasing transaction volumes.
- KYC processes for risk mitigation.