This startup provides a cloud-based payment platform that offers real-time currency conversion, payment processing, and multi-currency support. It enables financial institutions and their customers to manage international transactions and streamline bill payments.
Funding
Funding not disclosed
Founders
Product
Problem
Many organizations face challenges in managing complex cross-border payments, disbursing funds at scale, and handling loan management processes efficiently. Existing solutions often lack the modularity, compliance features, and developer-friendly tools needed to streamline these operations.
Solution
Zpayd offers a modular payments platform designed to power global bill payments, B2B transactions, loan management, and pay-in/pay-out infrastructure. The platform provides solutions for enterprises needing to simplify cross-border payments, platforms operating in the U.S. requiring flexible fund flows, and lenders seeking to automate loan management. Zpayd's transaction aggregation service pulls data from multiple sources in real-time, offering comprehensive coverage and bank-grade security.
Target Audience
Zpayd targets financial institutions, remittance and payment providers, lenders, fintech companies, gig platforms, SaaS businesses, rent collection services, property management firms, and NGOs involved in cross-border aid.
Features
- Global BillPay solution with local payout rails and FX optimization
- Pay In/Pay Out infrastructure supporting instant and scheduled payouts via ACH, debit cards, and e-wallets
- Loan management suite with origination, approval, disbursement, and installment tracking tools
- Real-time transaction aggregation service with customizable integrations via RESTful APIs or SDKs
- KYC/KYB onboarding and end-to-end compliance and monitoring
- Developer-first approach with powerful APIs, webhooks, and sandbox environments
- Secure infrastructure compliant with KYC, AML, PCI-DSS, and country-specific regulations