Zil.US is a financial technology SaaS platform that enables businesses to streamline payment operations through ACH transfers, wire transfers, and virtual card issuance at low transaction costs. The platform offers zero initial fees, no maintenance charges, and no minimum deposit requirements, making it accessible for companies seeking efficient US payment processing. It operates as a cloud-based solution backed by a partner bank with FDIC insurance on eligible deposits.
Funding
Funding not disclosed
Founders
Product
Problem
Businesses often face high fees, complicated onboarding processes, and operational friction when managing US-based payment transactions such as ACH transfers, wire transfers, and virtual card payments. Traditional banking and payment platforms frequently impose hidden costs and minimum balance requirements that hinder cash flow and scalability.
Solution
Zil.US provides a next-generation cloud-based payment platform that allows businesses to send and receive funds domestically and internationally with ease. The platform supports ACH payments, wire transfers, and virtual card issuance at low transaction costs, while offering zero initial fees, no maintenance charges, and no minimum deposit to open an account. By streamlining payment procedures and reducing financial transaction risks, Zil.US delivers a secure and efficient payment experience accessible anytime, anywhere. The platform is powered by Zil Money and partners with an FDIC-insured bank to safeguard eligible funds.
Target Audience
Small to mid-sized businesses, freelancers, and finance teams that need a low-cost, accessible platform for handling US ACH payments, wire transfers, and virtual card transactions without traditional banking overhead.
Features
- Zero initial account opening fees, no hidden charges, and no monthly maintenance fees
- No minimum deposit requirement to start using the service
- ACH payment processing with low transaction costs and simplified workflows
- Domestic and international wire transfer capabilities with minimal transaction charges
- Virtual card issuance for online and business payments
- Cloud-based SaaS platform accessible from any location at any time
- FDIC insurance coverage on eligible funds held at the partner bank