This platform enables financial institutions to calculate and report PCAF-compliant financed emissions across all asset classes using existing client data. It provides extensive security identifiers and emissions factors to ensure high data quality matching holdings to financial and emissions data. The system offers detailed analysis breakdowns, data verification, and audit trails for financed emissions management.
Funding
Funding not disclosed
Founders
Product
Problem
Financial institutions face increasing pressure to measure and report the carbon footprint of their loans and investments, but often lack the comprehensive data and tools needed to accurately track financed emissions across diverse asset classes. Calculating emissions for a wide range of asset types, including private equity, real estate, and sovereign debt, requires extensive data collection and specialized methodologies. Existing solutions may not provide sufficient transparency or audit trails, hindering effective emissions management and alignment with sustainable finance standards.
Solution
Zfolio offers a platform for financial institutions to measure, manage, and report the carbon footprint of their loans and investments. The platform combines emissions data with analytics, providing portfolio coverage and data quality scores. Designed for asset managers, asset owners, banks, and insurers, Zfolio enables emissions calculations across asset classes, helping users benchmark performance and track changes in financed emissions over time. The system uses PCAF-compliant calculations and determines the best data quality score based on available data, while also offering alternative data and calculation methods.
Target Audience
The primary target audience includes asset managers, asset owners, banks, and insurers who need to measure, manage, and report on the carbon footprint of their investment and loan portfolios.
Features
- Comprehensive data coverage including over 55 million identifiers, data on public and private companies, and a PCAF-recommended environmental input-output model
- PCAF accreditation, ensuring compliance with industry standards for financed emissions calculations
- Support for multiple asset classes, including public equities, public debt, private equity and debt, sovereign debt, real estate, and vehicle loans
- Transparent data and methodology, with clear visibility into the data sources and calculations used for each holding or loan
- Delta attribution analysis, linking changes in financed emissions to their underlying causes
- Data verification and data source audit trails for enhanced data quality and reliability
- Integration with ESG Book for streamlined access to sustainability data
- Simple data import process, requiring only essential investment or loan information