Zeom provides a global digital account that lets users hold and invest in a curated set of stable and resilient assets—including USD, USDC, Bitcoin, gold, and international equities—and use a Visa‑accepted card backed by those assets. The platform leverages blockchain technology for transparent, 24/7 transactions and offers AI‑driven portfolio recommendations to protect and grow wealth across emerging markets.
Funding
Funding not disclosed
Founders
Product
Problem
Consumers in emerging markets often face currency devaluation and limited access to stable, global investment assets, while also lacking convenient ways to spend those assets internationally without complex banking processes.
Solution
Zeom provides a single global account that combines a Visa‑accepted card with the ability to hold, invest, and convert both fiat (BRL, USD) and digital assets (BTC, USDC, gold, SPYx). Users can build a diversified portfolio of selected resilient assets, use any portion as collateral for card purchases, and perform transactions 24/7 with transparent conversion fees. The platform leverages blockchain technology to ensure secure, traceable operations and offers optional custodial services or self‑custody. An AI‑driven advisor suggests portfolio adjustments based on risk profile and market conditions, while daily news summaries keep users informed. This integrated solution enables seamless cross‑border spending and long‑term wealth protection from inflation.
Target Audience
Primary customers are individuals in emerging economies seeking to protect their purchasing power and invest globally, as well as frequent international travelers who need a unified payment and investment solution.
Features
- Visa‑compatible card usable for contactless and online payments at any merchant accepting Visa, across more than 175 million locations
- Multi‑asset account supporting BRL, USD, BTC, USDC, gold (XAUT) and international equity exposure (SPYx) with instant on‑chain conversion
- Transparent, real‑time conversion fees displayed before each transaction
- Optional custodial service or self‑custody of digital assets, eliminating traditional banking bureaucracy
- AI‑powered portfolio recommendations and daily investment news summarization tailored to user risk profile
- 24/7 account access and transaction capability via mobile app