Zensus
Zensus is cash flow forecasting software that connects bank accounts via Plaid, QuickBooks, and HubSpot to project a rolling 13-week cash forecast and calculate the exact date a business runs out of money. The platform lets users ask plain-language "what if" questions about hiring or pricing changes and sends Slack alerts when projected cash crosses a user-defined floor before payroll. Zensus Pro costs $199 per month with all integrations included.
- Financial Technology
- Enterprise Software
- Data & Analytics
- Software Only
- AI Agents
- Artificial Intelligence
Funding
Founders
Founder details are not available yet.
Product
Problem
Businesses with lumpy or seasonal revenue—annual contracts, late-paying clients, usage-based pricing—often check their bank balance and hope for the best, because traditional forecasts built on invoice due dates don't reflect when cash actually lands. This leaves founders unable to answer critical questions like whether they can afford a hire, when they'll run out of money, or whether they can make payroll in six weeks.
Solution
Zensus combines bank transactions via Plaid, QuickBooks invoices, and HubSpot deal data into a rolling 13-week cash flow forecast that reflects real payment behavior rather than due dates. The platform recalculates a live "zero cash date"—the exact day the business runs out of money—and sends Slack alerts when the projection is on track to cross a user-defined cash floor before payroll. Users can ask the scenario agent in plain language what a new hire, a price change, or client churn would do to their runway, and the forecast updates automatically as real transactions clear via webhook sync. The platform uses OAuth-based connections with AES-256-GCM encryption at rest and account-level isolation, and never stores bank credentials or full account numbers.
Target Audience
Primary users are finance teams and founders at SaaS companies, agencies, and other businesses with annual/quarterly contracts, seasonal swings, usage-based pricing, or late-paying clients that need to make payroll with confidence.
Features
- Rolling 13-week cash forecast that syncs bank transactions (Plaid), QuickBooks invoices, and HubSpot subscriptions, with real-time webhook updates
- Zero-cash date calculation that recalculates live as transactions clear, showing the exact day the business runs out of money
- Plain-language scenario agent that models "what if" questions like hiring, pricing changes, or client churn against live financial data
- Slack alerts triggered when a 30-day projection is on track to cross a user-set cash floor before an upcoming payroll date
- Vendor normalization that reconciles Stripe payouts, ACH transfers, and card purchases cleanly
- OAuth-based connections (AES-256-GCM encryption at rest, account-level isolation) with one-click disconnect that revokes tokens and removes data within 24 hours
- Read-only Plaid integration that requests only the Transactions product, never account numbers or routing numbers
- Overdue invoice handling that moves open QuickBooks invoices forward once past due instead of counting them as collected cash