Danielle Cojuangco Abraham
Co-founder & CEO
Zed Financial
Zed offers a Titanium Mastercard with unlimited virtual cards, enabling users to manage their credit without interest or foreign transaction fees. The platform addresses the inaccessibility of responsible credit-building for young professionals in Southeast Asia by utilizing a data-driven application process to provide fair credit limits based on current and future earnings.
- Applications
- Financial Technology
- Software Only
Updated 23 months ago
Funding
Raised to date
$6MRaised to date based on public sources. This may differ from the amount the company actually raised and is based only on what is publicly available on the internet.
Funding rounds are not available yet.
Founders
Product
Problem
Young professionals in Southeast Asia often face challenges in accessing responsible credit-building tools due to limited credit history and traditional credit scoring methods. This restricts their ability to manage finances effectively and participate fully in the digital economy.
Solution
Zed offers a Titanium Mastercard coupled with unlimited virtual cards, providing a modern approach to credit management without interest charges or foreign transaction fees. The platform utilizes a data-driven application process that assesses creditworthiness based on an individual's current and future earnings potential, offering fair credit limits. Users gain enhanced control over their spending through instant card creation, single-use cards, and the ability to quickly lock compromised cards. The Zed app provides clarity and transparency with instant statements, quick charge searches, and customizable spend notifications.
Target Audience
Zed targets young professionals in Southeast Asia seeking a responsible and transparent way to build credit and manage their finances effectively.
Features
- Titanium Mastercard for seamless and secure transactions worldwide
- Unlimited virtual cards to protect primary card information during online purchases
- Data-driven application process for fair credit limit assessment
- Instant card creation and single-use card functionality for enhanced security
- Ability to instantly lock compromised cards
- Real-time statements and transaction history within the Zed app
- Customizable spend notifications to aid budgeting
- Concierge service, everyday restaurant deals, and travel discounts
- Online purchase protection and zero liability against unauthorized transactions
- Global emergency assistance