Yomoni offers a digital wealth management platform in France that utilizes exchange-traded funds (ETFs) and personalized investment strategies to optimize savings and retirement planning. By providing transparent fee structures and expert guidance, Yomoni addresses the challenge of high management costs and accessibility in traditional wealth management services.
Funding
$24.5M raised to dateRaised to date based on public sources. This may differ from the amount the company actually raised and is based only on what is publicly available on the internet.
Founders
Product
Problem
Traditional wealth management services often suffer from high management costs and limited accessibility, creating barriers for individuals seeking to optimize their savings and retirement planning. Many individuals lack the time or expertise to actively manage their investments effectively.
Solution
Yomoni offers a digital wealth management platform in France that leverages exchange-traded funds (ETFs) and personalized investment strategies to provide accessible and cost-effective financial planning. The platform allows users to simulate different investment scenarios and access tailored recommendations based on their financial goals and risk tolerance. Yomoni's team of experts manages and optimizes investments, offering guidance on tax implications and investment profiles. By automating investment processes and maintaining transparent fee structures, Yomoni aims to simplify wealth management and enhance returns for its clients. The platform offers various investment options, including insurance-vie, PEA, PER, and compte-titres, catering to diverse financial needs.
Target Audience
Yomoni primarily targets individuals in France seeking accessible, transparent, and personalized wealth management solutions, including those planning for retirement, saving for specific goals, or looking to optimize their investment portfolios.
Features
- Personalized investment strategies based on user's financial goals and risk tolerance
- Access to a range of investment products including Assurance-Vie, PEA, PER, and Compte-Titres
- Investment options including ETF, Fonds Euro, immobilier, and private equity
- Automated portfolio management and optimization by Yomoni's team of experts
- Tax-efficient investment strategies, including PER (Plan d'Épargne Retraite) for retirement savings with potential tax deductions
- Digital platform with interactive graphs to visualize performance and track investment evolution
- Fee structure with maximum annual fees of 1.6% for Assurance-Vie, all-inclusive
- Option for socially responsible investing