Provides a decentralized, non-custodial protocol for automating cryptocurrency-based subscription payments, enabling merchants to accept recurring transactions directly to their on-chain wallets without intermediaries. This solution eliminates chargebacks, reduces fees by covering gas costs, and supports global, censorship-resistant payment processing for use cases like SaaS, donations, and paywalls.
Funding
Funding not disclosed
Founders
Product
Problem
Accepting recurring payments in cryptocurrency can be complex, often requiring intermediaries and exposing merchants to the volatility of gas fees. Traditional methods lack the transparency and censorship resistance desired in Web3 transactions.
Solution
Yoki Finance offers a decentralized, non-custodial protocol for automating cryptocurrency subscription payments, enabling merchants to receive recurring transactions directly into their on-chain wallets without intermediaries. The protocol covers gas fees, providing a low-fee solution, and leverages the immutability of blockchain to eliminate chargebacks. Yoki Finance's composable infrastructure allows developers to build custom subscription-based Web3 products with automated recurring payments for use cases such as SaaS subscriptions, community monetization, donations, paywalls, and installment plans.
Target Audience
Yoki Finance targets Web3 businesses and communities that require automated recurring payments in cryptocurrency, including SaaS providers, content creators, and decentralized application developers.
Features
- Permissionless integration directly with the protocol, eliminating middlemen
- Composable, open-source infrastructure for building custom subscription-based Web3 products
- Global and borderless payment processing, agnostic to geographical location and industry
- Non-custodial: customer funds are settled directly to the merchant's on-chain wallet with full transparency
- Fixed fee structure that includes covering gas on behalf of the user
- Irreversible cryptocurrency payments, eliminating chargebacks
- Support for various use cases, including SaaS subscriptions, community monetization, donations, and paywalls