Yoii Fuel provides revenue-based financing (RBF) that allows startups and small businesses to secure funding based on future sales projections, with a streamlined online application process that can deliver funds in as little as four days. This solution addresses the need for quick, flexible capital without the dilution of equity or the burdens of traditional bank loans, enabling businesses to invest in growth initiatives such as marketing and hiring.
Funding
$5.5M raised to dateRaised to date based on public sources. This may differ from the amount the company actually raised and is based only on what is publicly available on the internet.
FVGBMUPAUIFounders
Product
Problem
Startups and small businesses often struggle to access capital quickly and easily, facing challenges with traditional bank loans that require extensive paperwork and collateral, or equity financing that dilutes ownership. They need flexible funding options to invest in growth initiatives without these constraints.
Solution
Yoii Fuel provides revenue-based financing (RBF) that enables startups and small businesses to secure funding based on projected future revenues. The entire application and approval process is conducted online, allowing businesses to access capital in as little as four business days. This RBF model offers a flexible alternative to traditional loans and equity financing, providing businesses with the necessary funds to invest in marketing, hiring, and other growth-related activities without relinquishing equity or providing collateral. Repayment is tied to a percentage of ongoing revenue, aligning incentives and reducing the burden during slower sales periods.
Target Audience
Yoii Fuel primarily targets startups and small to medium-sized businesses (SMBs) with at least six months of operating history and stable revenues seeking non-dilutive capital for growth initiatives.
Features
- Online application process with minimal paperwork and API integration with accounting systems
- Funding amounts ranging from several million to hundreds of millions of Yen, based on revenue projections
- Funding decisions within days, with capital deployment as fast as four business days
- No collateral or personal guarantees required
- Flexible use of funds, including working capital, marketing, and hiring
- Repayment terms from 1 to 12 months, with fees ranging from 3% to 15% of the funding amount
- Integration with accounting and payment systems for automated revenue verification and repayment