Xweave provides an API that enables real‑time cross‑border fiat‑to‑fiat transfers using regulated stablecoins, eliminating the need for businesses to pre‑fund liquidity pools. Its routing engine selects the lowest‑cost path across a network of compliant VASPs and payout providers, offering transparent pricing, instant settlement, and support for multiple payout channels.
Funding
$3M raised to dateRaised to date based on public sources. This may differ from the amount the company actually raised and is based only on what is publicly available on the internet.
5OJVLCFounders
Product
Problem
Cross‑border fiat transfers often require businesses to pre‑fund liquidity pools in multiple jurisdictions, tying up capital and exposing them to foreign‑exchange volatility. Additionally, traditional payment rails can be slow, lack price transparency, and involve fragmented networks of intermediaries.
Solution
Xweave offers a plug‑and‑play API that enables real‑time, cross‑border fiat‑to‑fiat transfers using regulated stablecoins without the need for pre‑funded liquidity. An intelligent routing engine selects the most cost‑effective path across a global network of regulated virtual asset service providers (VASPs) and last‑mile distributors, providing full price transparency and minimizing FX risk. The platform handles funding, settlement, KYC data sharing, and supports multiple payout channels—including bank accounts, e‑wallets, and cash‑out locations—through a single integration. This allows businesses to settle instantly, keep working capital flexible, and expand into new markets without establishing local liquidity buffers.
Target Audience
Primary customers are mobile wallet providers, remittance companies, and merchants that need to send or receive cross‑border payments efficiently while preserving liquidity and reducing FX risk.
Features
- API‑first integration that abstracts funding, settlement, and KYC flows for fiat‑to‑fiat transfers
- Asset‑agnostic routing that can use any regulated stablecoin to achieve the best exchange rate
- Global network of regulated VASPs and last‑mile payment distributors ensuring compliance and broad payout coverage
- Real‑time, atomic transaction settlement available 24/7/365 without pre‑funding requirements
- Full price transparency with intelligent routing that minimizes fees and FX exposure
- Scalable architecture that allows incremental addition of assets and networks while maintaining regulatory approval