XPP modernises payment experiences through personalised, omnichannel, and embedded payment solutions for sectors including public transport, higher education, and corporate enterprises. The company offers white-label e-commerce payment gateways and HybridPay open- and closed-loop solutions that enable flexible payment options and traveller recognition across sales channels. XPP serves acquirers, payment providers, and unattended services with technology that reduces payment friction and operational complexity.
Funding
Funding not disclosed
Founders
Product
Problem
Traditional payment systems often create friction for end-users and operational complexity for businesses, especially across sectors like public transport, education, and unattended services. Fragmented payment channels, limited personalisation, and rigid infrastructure hinder seamless transactions and reduce customer satisfaction and loyalty.
Solution
XPP modernises payment experiences by delivering personalised, omnichannel, and embedded payment solutions tailored to specific industry needs. The company enables traveller recognition across sales channels, payment devices, and networks to reduce friction and improve revenue protection. For higher education, XPP digitalises campus payments with personalised pricing and flexible options such as mobile apps, cards, and student IDs. Acquirers and payment providers can launch faster with a white-label e-commerce payment gateway that maintains brand control and data ownership. Corporate enterprises benefit from HybridPay, an open- and closed-loop solution that increases employee loyalty through flexible payment options. XPP also transforms library printing payments and unattended services into effortless, self-service experiences with universal access and valuable usage insights.
Target Audience
Primary customers include public transport operators, higher education institutions, acquirers and payment providers, corporate enterprises, libraries, and operators of unattended services seeking payment modernisation.
Features
- White-label e-commerce payment gateway for acquirers and payment providers, preserving brand control and data ownership
- HybridPay open- and closed-loop payment solution for corporate enterprises, enabling personalised experiences and flexible payment options
- Traveller recognition technology across sales channels, payment devices, and networks for public transport, improving revenue protection
- Personalised pricing and flexible payment options for higher education campuses, including mobile app, credit/debit card, and student ID support
- Self-service payment transformation for library printing systems, simplifying transactions for walk-in visitors and staff
- Universal access and usage insights for unattended services, combining open-loop and closed-loop payments with simplified payment administration