XPay provides a payment layer for autonomous AI agents, offering a Smart Proxy that enforces configurable spending limits and real‑time alerts. Its Paywall‑as‑a‑Service turns any API endpoint into a pay‑per‑use URL, while the Transaction Explorer gives developers full visibility into agent spending and performance.
Funding
Funding not disclosed
Founders
Product
Problem
Autonomous AI agents often execute payments without built‑in safeguards, leading to uncontrolled spending and difficulty monetizing API usage. Developers lack a unified infrastructure to enforce spending limits, track transactions, and turn API endpoints into pay‑per‑use services.
Solution
XPay delivers a dedicated payment layer for AI agents built on the x402 protocol. Its Smart Proxy enforces configurable daily and per‑request spending caps, issuing real‑time alerts to prevent budget overruns. The Paywall‑as‑a‑Service lets developers instantly monetize any API by generating a payment‑enabled URL, eliminating manual billing setups. A Transaction Explorer provides full observability of agent spending, API performance, and payment flows, akin to a monitoring dashboard for autonomous transactions. Together, these tools enable safe, scalable, and revenue‑generating interactions between AI agents and external services.
Target Audience
Primary customers are developers and businesses building autonomous AI agents or API services that require controlled, pay‑per‑use billing and detailed spending visibility.
Features
- Smart Proxy with hard spending limits, per‑agent budgets, and real‑time alert thresholds
- Paywall‑as‑a‑Service that converts any API endpoint into an x402‑monetized URL for instant revenue capture
- Transaction Explorer offering detailed logs, spending analytics, and performance metrics for autonomous agents
- Marketplace of 1,000+ pay‑per‑use MCP tools accessible via a single API key across multiple AI platforms
- Developer SDKs and agent kits for rapid integration of payment controls and monitoring into AI applications