XO Health provides tech-enabled health benefit solutions for self-insured employers, featuring an open access value-based provider network and integrated medical and pharmacy plans. This approach reduces administrative costs and enhances care management, allowing employers to achieve predictable healthcare expenses while improving the overall employee health experience.
Funding
Funding not disclosed

Founders
Product
Problem
Self-insured employers face challenges in managing healthcare costs while ensuring quality care for employees. Traditional health benefit solutions often lack transparency, leading to unpredictable expenses and fragmented care experiences.
Solution
XO Health offers tech-enabled health benefit solutions designed specifically for self-insured employers. The company provides an open-access, value-based provider network, integrated medical and pharmacy plans, and member advocacy services. By combining these elements, XO Health aims to reduce administrative burdens, enhance care coordination, and improve the overall employee health experience, ultimately leading to more predictable healthcare expenses for employers.
Target Audience
XO Health primarily serves self-insured employers seeking comprehensive and tech-enabled health benefit solutions.
Features
- Open Access Value-Based Provider Network: Replaces traditional rental networks with a value-driven approach, accessible through any plan administrator.
- Integrated Medical & Pharmacy Plans: Combines medical and pharmacy plan administration with flexible benefit designs.
- Member Advocacy & Care Navigation: Provides guided and connected care with dedicated support for members.
- Employer Stop-Loss Coverage: Offers cost predictability and risk protection tailored to employer needs.