The startup provides a digital financial platform that offers tailored short-term and long-term loans, capital credits, and accounts payable financing for small and medium-sized enterprises (SMEs). By enabling SMEs to customize their financial services, the company addresses the challenge of limited access to flexible funding options, empowering businesses to make informed economic decisions.
Funding
$567M raised to dateRaised to date based on public sources. This may differ from the amount the company actually raised and is based only on what is publicly available on the internet.
GSFounders
Product
Problem
Small and medium-sized enterprises (SMEs) often face challenges in accessing flexible and timely financing options, hindering their ability to manage cash flow and make strategic economic decisions. Traditional financial institutions may not cater to the specific needs of SMEs, resulting in limited access to short-term and long-term loans, accounts payable financing, and other essential financial services.
Solution
Xepelin provides a digital financial platform designed to streamline access to liquidity and financial management for SMEs. The platform offers a suite of financial products, including invoice factoring, accounts payable financing, and corporate agreements, enabling businesses to optimize their cash flow and strengthen relationships with suppliers. By integrating with tax authorities, Xepelin automates data consolidation and provides rapid, personalized financing solutions. The platform also offers financial intelligence tools that help SMEs avoid fraud and make informed decisions based on comprehensive data analysis.
Target Audience
Xepelin primarily targets small and medium-sized enterprises (SMEs) across various industries seeking flexible financing solutions and improved financial management tools.
Features
- Invoice factoring: Enables SMEs to receive immediate payment for their invoices, eliminating waiting periods of up to 120 days.
- Accounts payable financing: Allows SMEs to extend payment terms with their suppliers, improving cash flow management.
- Corporate agreements: Provides preferential financing rates for SMEs with corporate clients.
- Financial intelligence: Offers tools for fraud prevention and strategic decision-making based on data analysis.
- Integration with tax authorities: Automates data consolidation and streamlines the financing application process.
- Digital platform: Provides a user-friendly interface for managing finances and accessing financing solutions.
- Real-time debt monitoring: Allows businesses to visualize payments and track outstanding debts.
- Customizable payment terms: Enables businesses to personalize payment schedules for invoices.